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PUMB - Online Bank 24/7

Empowering the Ukrainian community in the USA with commission-free money transfers, instant bill payments, and secure currency management—all from your smartphone.

Finance & Utilities Management ›

Key Figures

Downloads

1M+

User Rating

4.8/5

Total Ratings

47K+

Publisher

FIRST UKRAINIAN INTERNATIONAL BANK PUBLIC JOINT STOCK COMPANY

Your Financial Bridge to Ukraine

Manage your Ukrainian accounts, support family, and handle vital transactions from anywhere in the USA with zero commission and total security.

Fee-Free International Transfers

Send money to family or receive international transfers via Payoneer, Western Union, and Ria without hidden costs or extra commissions.

Remote Home Management

Pay Ukrainian utility bills, settle traffic fines via IBAN, and top up family mobile phones directly from your smartphone while abroad.

FAQ

Frequently Asked Questions

Everything you need to know about PUMB - Online Bank 24/7

What is the PUMB app?

PUMB is a mobile banking app offering diverse financial services. Users can manage cards, transfer money, pay bills, apply for credit, make installment payments, and open deposits directly from their smartphone.

Does PUMB charge fees for opening and managing cards?

No, the PUMB app offers commission-free opening and management for both the "vseKARTA" debit card and the "vseMOZHU Online" credit card. Topping up your card is also part of this service.

What is the maximum credit limit for a PUMB credit card?

The PUMB app allows users to apply for a credit card with a maximum credit limit of up to UAH 300,000. This limit is set based on the bank's decision.

How long is the grace period for a PUMB credit card?

The PUMB credit card includes a grace period of up to 62 days, during which no overpayments apply. After this period, a 2.99% monthly rate becomes effective.

Can I transfer money to other banks using the PUMB app without fees?

Yes, the PUMB app facilitates commission-free money transfers in hryvnia from your "vseKARTA" and "vseMOZHU Online" personal funds to other bank cards using a recipient's card or phone number.

How does the "Splachuite chastynamy" service work in the PUMB app?

The PUMB app's "Splachuite chastynamy" service offers installment payments with a maximum loan of UAH 300,000 and a term up to 24 months. It features no down payment and no overpayments for the store's specified term.

How does cashback work with the PUMB app?

The PUMB app provides cashback on selected categories and from partners. Users activate desired categories within the app before making a purchase. Detailed terms are available on the PUMB website or in the app's Benefits section.

Does PUMB offer a referral program for inviting friends?

Yes, PUMB offers a referral program. You can invite friends and earn a reward of up to UAH 300, depending on whether the friend opens a card with or without a credit limit.

Can I buy currency online using the PUMB app?

Yes, the PUMB app allows users to buy currency online directly within the application. This service is commission-free and offered at a favorable exchange rate.

Does the PUMB app support state payments like eVidnovlennia and ePidtrymka?

Yes, the PUMB app supports receiving payments from the state. Users can receive funds under the eVidnovlennia and ePidtrymka programs directly through the mobile banking application.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

PUMB - Online Bank 24/7 - PUMB mobile banking app promo featuring a credit card with a 300000 UAH limit and Apple Pay — PUMB mobile banking app promo featuring a credit card with a 300000 UAH limit and Apple Pay

PUMB - Online Bank 24/7 - Promotional banner for PUMB bank credit limit of 300,000 UAH with a festive snowman background — Promotional banner for PUMB bank credit limit of 300,000 UAH with a festive snowman background

PUMB - Online Bank 24/7 - PUMB mobile app screenshot displaying the pay in installments feature with popular Ukrainian stores and a 5 percent cashback offer — PUMB mobile app screenshot displaying the pay in installments feature with popular Ukrainian stores and a 5 percent cashback offer

PUMB - Online Bank 24/7 - PUMB app screen showing a referral program to invite friends and receive a reward in UAH — PUMB app screen showing a referral program to invite friends and receive a reward in UAH

PUMB - Online Bank 24/7 - PUMB mobile app screen showing a successful transfer of 5000 Hryvnia to another bank card with zero commission. — PUMB mobile app screen showing a successful transfer of 5000 Hryvnia to another bank card with zero commission.

PUMB - Online Bank 24/7 - PUMB mobile banking app cashback interface showing rewards for groceries and utility payments — PUMB mobile banking app cashback interface showing rewards for groceries and utility payments

Description

PUMB is your personal mobile banking app, offering a wide range of financial services to make managing your finances convenient and rewarding. With the PUMB app, you can access banking services directly from your smartphone. Open and manage cards with no fees, transfer money, buy currency online, apply for credit, and even pay in installments – all in one place. Main Features of PUMB: • Commission-Free Card Opening and Management: Open a “vseKARTA” debit card or a “vseMOZHU Online” credit card through the PUMB mobile banking app, and top up your card. • Easy Money Transfers: Transfer money from your "vseKARTA" and "vseMOZHU Online" cards using personal funds to other bank cards in hryvnia without any fees, using the recipient's card number or phone number. • All-In-One Online Banking: Pay utility bills and traffic fines by IBAN or top up your mobile phone. • Get Credit via Online Banking App: Apply for credit online with a credit limit of up to 300,000 UAH and a grace period of up to 62 days. The maximum loan amount is UAH 300,000. The actual annual interest rate is up to 83.74% per annum. The loan term is from 3 to 24 months. The commission is from 1.99% to 2.99%. Details are available in the PUMB app. • Pay in Installments with service Splachuite chastynamy with the first payment due in a month. The maximum loan amount is UAH 300,000. The maximum loan term is 24 months. The real annual interest rate is up to 48.31%. No down payment, no overpayments for the term from the store. • Get international money transfers WesternUnion, Payoneer, Ria, and MoneyGram with no fees. • Open Deposits in the PUMB app. • Save with MoneyBox: Interest rate on the balance of funds in the card account is 5% per annum. • Buy Currency Online: Purchase currency without commission in the PUMB app at a favorable exchange rate. • Receive payments from the state under the eVidnovlennia and ePidtrymka programs through the bank app. • Simplify your regular transactions by creating templates and setting up auto payments. • Contactless Payments with Apple Pay. vseMOZHU Online credit card. The maximum loan amount is UAH 300,000. The real annual interest rate is up to 44.28%. The maximum loan term is 12 months with auto-renewal for the same period. The phrase “Here's money, only profitable” means the ability to use credit funds for various categories of purchases. The credit limit is set by the banks decision. Cashback categories are determined individually for each participant and may vary from month to month. To receive cashback from the bank, connect the required categories in the PUMB app before making a payment. To receive cashback from partners, connect the required partner in the PUMB app before making a payment. Detailed terms, restrictions, and exceptions for cashback accrual are available on the PUMB website in the cashback section (pumb.ua/cashback) and in the PUMB app in the Benefits section. The state registration of banks No.73 dated 23.12.1991. The Bank license of the NBU No.8 dated 06.10.2011.