Esta página no es una página oficial de la aplicación ni de su desarrollador, sino una publicación editorial independiente creada con fines informativos y de comentario. Salvo que se indique expresamente lo contrario, ni la aplicación ni su desarrollador están afiliados, respaldados, patrocinados, autorizados ni conectados oficialmente con MWM, Apple, Google Play, el editor de la aplicación ni su desarrollador, y nada en esta página implica que la aplicación haya sido desarrollada utilizando los servicios de MWM. Todas las marcas comerciales, logotipos, capturas de pantalla y demás contenidos son propiedad de sus respectivos propietarios.

Cash App

La verdadera libertad financiera se mide en segundos, no en esperas. Cash App concede a sus usuarios una autoridad sin precedentes: transferir, ahorrar o invertir con la inmediatez que el dinero exige, sin las cadenas de sistemas anacrónicos.

Cifras Clave

Descargas

100M+

Valoración

4.8/5

Total valoraciones

8.3M

Editor

Block, Inc.

Categoría

Finance

Idiomas

Última versión

5.45

Tamaño

403.1 MB

Fecha de lanzamiento

16 oct 2013

Funciones

Una revisión exhaustiva de las capacidades clave de la plataforma financiera digital para el usuario moderno.

Análisis Funcional de Cash App

Pagos P2P Instantáneos

Permite a los usuarios enviar y recibir dinero o Bitcoin de forma instantánea y gratuita, utilizando diversos identificadores como el número de teléfono o el $cashtag.

Tarjeta de Débito Personalizable

La aplicación ofrece una tarjeta de débito sin comisiones ocultas, personalizable y compatible con Visa, que incluye alertas de transacciones y monitoreo de fraude 24/7, además de descuentos instantáneos.

Servicios Bancarios Simplificados

Esta herramienta permite la configuración de depósitos directos para recibir el pago hasta 2 días antes, sin mínimos de saldo mensuales ni comisiones por descubierto (con calificación), ofreciendo una alternativa bancaria flexible.

Inversiones en Acciones y Bitcoin

La plataforma facilita la inversión en acciones y Bitcoin sin comisiones, ofreciendo opciones de compra automática y órdenes personalizadas para gestionar el dinero de forma proactiva y accesible.

Descuentos Exclusivos y Ahorro

Los usuarios pueden acceder a tasas de interés competitivas en sus ahorros, obtener descuentos exclusivos en marcas y eventos populares, y acumular beneficios al usar la tarjeta Cash App.

Cuentas Patrocinadas para Jóvenes

Permite a los usuarios jóvenes, a partir de los 13 años, acceder a servicios financieros con una cuenta patrocinada por un padre o tutor, facilitando su educación financiera temprana y gestión de dinero.

Ahorro Automático por Redondeo

Esta función permite a los usuarios ahorrar de forma pasiva al redondear automáticamente el cambio de sus compras al dólar más cercano, depositando la diferencia en sus ahorros sin esfuerzo.

Transferencias Bitcoin Lightning Network

La aplicación permite realizar transferencias de Bitcoin gratuitas a través de la Lightning Network, asegurando transacciones rápidas y eficientes con carteras compatibles para los entusiastas de criptomonedas.

FAQ

Preguntas Frecuentes

Todo lo que necesitas saber sobre Cash App

What is Cash App and what does it do?

Cash App is a financial services platform that allows users to spend, save, and invest. It facilitates instant cash and bitcoin payments, offers a customizable debit card, and provides simplified banking services.

Can I send money for free using Cash App?

Yes, Cash App allows users to send and receive money or bitcoin instantly and for free. Payments can be made using a recipient's phone number, email, $cashtag, or QR code.

Does Cash App provide a free customizable debit card?

Yes, Cash App offers a free customizable Visa® debit card with no hidden fees. Users can personalize it and add it to their digital wallet for secure in-person and online purchases.

Can I get my paycheck early with Cash App direct deposit?

Yes, Cash App enables users to set up direct deposit and receive their paychecks up to two days early. This is part of the simplified banking services offered by the platform.

How can I earn interest on my savings with Cash App?

Cash App users can earn 1.5% interest on savings with a Cash App Card, increasing to 3.25% when they direct deposit $300 or more monthly. Users can also round up spare change to save automatically.

Can I invest in stocks using Cash App?

Yes, Cash App allows users to buy stocks with no commission fees. Investments can start with as little as $1, using custom orders or auto-invest features.

Does Cash App support Bitcoin transactions?

Yes, Cash App supports buying, selling, and sending Bitcoin. Users can automatically buy Bitcoin with zero fees and zero spread, or make custom investment orders.

What is the minimum age to use Cash App?

Cash App is available for individuals aged 13 and up. Teens can open a sponsored account with parental or guardian consent to access the app's financial services.

Does Cash App provide overdraft protection?

Yes, Cash App offers up to $200 in free overdraft coverage on Cash App Card transactions for qualifying users. There are no associated overdraft fees.

Is Cash App secure for financial transactions?

Yes, Cash App ensures security with advanced features such as real-time transaction alerts and 24/7 fraud monitoring for debit card use, aiming to keep user money safe.

Las siguientes capturas de pantalla y la descripción provienen directamente del listado oficial de la tienda de la aplicación y son propiedad del desarrollador.

App Store

Capturas

Descripción

The easy way to spend, save, and invest.* Pay anyone in cash or bitcoin* instantly and enjoy free Lightning Network transfers with compatible wallets. Start saving by rounding up spare change to the nearest dollar or invest in stocks, ETFs, or bitcoin. Experience a faster, simpler way to bank.* Set up direct deposit and get your paycheck up to 2 days early. Order a customizable debit card for free** and add it to your digital wallet. Save on everyday spending with exclusive offers. Download Cash App and create an account in minutes. CASH APP FEATURES P2P PAYMENTS • Send & receive money or bitcoin for free instantly • Pay people using their phone number, email, $cashtag, or QR code • Keep your money safe with advanced security features CUSTOMIZABLE DEBIT CARD* • No hidden fees: Your card works where Visa® is accepted • Customizable: Make it personal & add it to your digital wallet • Safe & secure: Receive real-time transaction alerts & 24/7 fraud monitoring • Instant discounts: Save on spending & check out securely in person & online SIMPLIFIED BANKING SERVICES* • Set up direct deposit & get paid up to 2 days early • Get paid in bitcoin with no fees • No monthly balance minimums or activity requirements • Withdraw from in-network ATMs for free when you earn Green status • No overdraft fees & up to $200 in free overdraft coverage on Cash App Card transactions when you qualify EXCLUSIVE DISCOUNTS & SAVINGS*** • Unlock 1.5% interest on your savings when you have a Cash App Card • Earn up to 3.25% when you direct deposit $300 or more monthly • Round up your spare change to the nearest dollar to start saving • Enjoy exclusive discounts on top brands & events with your Cash App Card • Get access to concert presales & exclusive events STOCK & BITCOIN INVESTMENTS**** • Buy stocks with no commission fees • Automatically buy bitcoin with zero fees, zero spread • Buy stock & bitcoin with custom orders or auto invest Cash App offers simplified financial services for everyone 13 and up with an account sponsored by a parent or guardian.***** Do more with your money and download Cash App today. — *Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. Offers for discounts provided by Cash App, a Block, Inc brand. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card. Bitcoin services provided by Block, Inc. Trading bitcoin involves risk; you may lose money. P2P services and Savings are provided by Block, Inc. and not Cash App Investing LLC. **Free cards come in black or white. ***To earn the highest interest rate on your Cash App savings balance, you need to be 18 or older, have a Cash App Card, and direct deposit at least $300 monthly into Cash App. Sponsored Accounts are not eligible to earn interest. Other exceptions may also apply. Cash App will pass through a portion of the interest on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. Savings yield rate is subject to change. ****Investing involves risk; you may lose money. Cash App Investing LLC does not trade bitcoin and Block, Inc. is not a member of FINRA or SIPC. This is not a recommendation for you to transact in securities. Fractional shares are not transferable. For additional conditions and limitations, see the Cash App Investing LLC Customer Agreement. Regulatory and external transfer fees may apply, see the House Rules. Cash App Investing LLC is not a bank. *****Eligible parents and guardians can sponsor up to four (4) teens who are 13 or older. Contact Cash App Support by phone at (800) 969-1940 or mail at: Block, Inc. 1955 Broadway, Suite 600 Oakland, CA 94612