Esta página no es una página oficial de la aplicación ni de su desarrollador, sino una publicación editorial independiente creada con fines informativos y de comentario. Salvo que se indique expresamente lo contrario, ni la aplicación ni su desarrollador están afiliados, respaldados, patrocinados, autorizados ni conectados oficialmente con MWM, Apple, Google Play, el editor de la aplicación ni su desarrollador, y nada en esta página implica que la aplicación haya sido desarrollada utilizando los servicios de MWM. Todas las marcas comerciales, logotipos, capturas de pantalla y demás contenidos son propiedad de sus respectivos propietarios.

iCIC

Adiós a la opacidad bancaria. iCIC democratiza el acceso a la financiación, poniendo el control de tu historial crediticio en tus manos.

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Cifras Clave

Descargas

1M+

Valoración

4.6/5

Total valoraciones

33.6K

Editor

NATIONAL CREDIT INFORMATION CENTRE OF VIETNAM

Categoría

Business

Idiomas

Última versión

5.9.1

Tamaño

139.4 MB

Fecha de lanzamiento

14 jun 2019

Funciones

Evaluación técnica de la aplicación diseñada para facilitar el acceso financiero y la gestión crediticia en Vietnam.

Análisis de Funcionalidades Clave de iCIC

Gestión Integral de Solicitudes de Préstamo

Permite a los usuarios investigar, seleccionar y solicitar paquetes de préstamos de diversas instituciones de crédito, optimizando el proceso de búsqueda y aplicación.

Optimización de Tiempo y Recursos

Esta herramienta minimiza los costos de desplazamiento y el tiempo asociado con las gestiones bancarias tradicionales al digitalizar el acceso a servicios financieros.

Orientación para la Mejora del Crédito

Permite a los usuarios obtener consejos personalizados sobre cómo mejorar su puntuación o calificación crediticia, fomentando la salud financiera a largo plazo.

Consulta de Informe Crediticio Personal

Esta herramienta facilita a los usuarios consultar su propio informe de crédito, proporcionando transparencia sobre su historial financiero.

FAQ

Preguntas Frecuentes

Todo lo que necesitas saber sobre iCIC

What is the iCIC app?

The iCIC app is the official application from the National Credit Information Center of Vietnam (CIC). It helps users find credit packages, apply for loans, and access their personal credit reports.

What can users do with the iCIC app?

Users can explore various credit packages, register loan needs, apply for bank loans, and obtain their personal credit reports through iCIC. The app also provides advice on improving credit scores.

Can I apply for loans using the iCIC app?

Yes, users can register loan needs and choose suitable credit packages from financial institutions directly through the iCIC app. This streamlines the loan application process.

How can I check my credit report with iCIC?

Users can access their personal credit report by navigating to the 'Khai thác báo cáo' section within the iCIC app. This service provides credit assessment and ratings.

Is there a fee to access my credit report on iCIC?

Yes, there is a fee to access the individual credit report on iCIC. The price for an individual credit report is 22,000đ.

Does the iCIC app show different types of loans?

Yes, the iCIC app displays various loan types including consumer loans, car loans, study abroad loans, real estate business loans, and unsecured loans from different credit institutions.

Can iCIC help improve my credit score?

Yes, the iCIC app provides users with accurate credit assessments and ratings. Based on this information, users can receive consultation and advice on how to improve their personal credit score or rating.

Can I compare different loan interest rates in the iCIC app?

Yes, the iCIC app allows users to compare different loan packages. It displays interest rates and approval times from various credit institutions, such as Sacombank and PTF Finance.

Does iCIC offer a loan estimation tool?

Yes, the iCIC app includes a loan estimation tool ('Công cụ ước tính khoản vay'). Users can input the desired loan amount, interest rate, and term to see a repayment schedule.

Las siguientes capturas de pantalla y la descripción provienen directamente del listado oficial de la tienda de la aplicación y son propiedad del desarrollador.

App Store

Capturas

Descripción

Ứng dụng phát hành bởi Trung tâm Thông tin tín dụng Quốc gia Việt Nam (CIC). Thông qua ứng dụng này, khách hàng vay có thể dễ dàng tìm hiểu, lựa chọn các gói tín dụng và đăng ký nhu cầu vay vốn tại Tổ chức tín dụng phù hợp, tiết kiệm được chi phí đi lại, thời gian khi sử dụng dịch vụ ngân hàng và tiếp cận với nguồn vốn vay ngân hàng dễ dàng và nhanh chóng hơn. Người dùng có thể khai thác báo cáo tín dụng của bản thân, để có thể nhận được đánh giá, xếp hạng tín dụng chính xác nhất từ CIC. Qua đó sẽ nhận được tư vấn cách cải thiện điểm/hạng tín dụng của bản thân.