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bunq

Dinheiro sob seu controle. O aplicativo bunq entrega agilidade bancária para quem não aceita menos.

Finance & Crypto ›Business Management ›

Números Chave

Downloads

2.5M+

Avaliação

4.5/5

Total de avaliações

70.1K

Editor

bunq B.V.

Categoria

Finance

Idiomas

Última versão

30.10.0

Tamanho

420.1 MB

Data de lançamento

12 de fev. de 2016

Recursos

Uma avaliação das funcionalidades-chave que atendem às necessidades de um público tech-savvy e globalmente conectado.

Análise de Recursos do bunq para o Usuário Moderno

Gestão Financeira Global

O aplicativo permite transações internacionais com taxas reduzidas ou nulas (ZeroFX), inclui seguro de viagem e conectividade global (eSIM), ideal para quem tem um estilo de vida internacional, viaja frequentemente ou é expatriado.

Investimentos e Cripto Ativos

Permite aos usuários investir facilmente em ações, ETFs e comprar/vender criptomoedas, com alertas de preço e descontos em taxas de negociação em planos superiores, atendendo a indivíduos financeiramente astutos.

Contas Múltiplas e Orçamento Inteligente

O aplicativo oferece a criação de diversas contas bancárias para um orçamento eficaz, com insights personalizados e organizador de renda, permitindo uma gestão financeira detalhada e proativa.

Ferramentas para Pequenos Negócios

Esta ferramenta apresenta funcionalidades dedicadas a empreendedores e proprietários de pequenas empresas, como pagamentos sem contato (Tap to Pay), integrações com ferramentas de contabilidade e gestão de acesso para co-fundadores e funcionários.

Poupança e Depósitos a Prazo

Permite aos usuários gerenciar suas contas poupança e abrir depósitos a prazo para garantir taxas de juros, auxiliando no crescimento de seu patrimônio de forma planejada e eficiente.

Experiência Bancária Digital

O aplicativo permite abrir uma conta rapidamente em 5 minutos, gerenciar cartões digitais e físicos em um só lugar, e usar Apple Pay, proporcionando uma experiência bancária moderna, conveniente e móvel-primeiro.

Suporte Multilíngue 24/7

O aplicativo oferece suporte instantâneo e contínuo 24/7 no idioma do usuário, garantindo assistência rápida e eficaz a qualquer momento e em qualquer lugar, essencial para um público global e digitalmente nativo.

Segurança e Proteção de Fundos

A plataforma garante a segurança dos fundos com autenticação de dois fatores, controle total dos cartões e proteção dos depósitos até €100.000, oferecendo tranquilidade e confiança aos usuários.

FAQ

Perguntas Frequentes

Tudo o que você precisa saber sobre bunq

How quickly can I open a bunq account?

Users open a bunq account in just 5 minutes. The bunq app provides a quick and efficient process to get started with mobile banking services.

Does bunq offer a free trial for its banking services?

Yes, bunq offers a 30-day free trial for new users. This allows customers to experience the app's features and mobile banking before committing to a paid plan.

What is the monthly fee for the bunq Free plan?

The bunq Free plan costs €0 per month. It includes essential banking features like 3 bank accounts, 1 digital card with Apple Pay, and investment options without a subscription fee.

What interest rate does bunq offer on savings?

bunq offers a 3.01% interest rate on USD/GBP savings for users on the bunq Free plan and higher. Interest earnings are paid weekly directly into the savings account.

Does bunq provide 24/7 customer support?

Yes, bunq provides instant 24/7 customer support. Users can get help in their own language directly by chatting within the app at any time, wherever they are.

Is the bunq app compatible with Apple Pay?

Yes, bunq is compatible with Apple Pay. The bunq Free plan includes one Digital Card that supports Apple Pay, enabling convenient tap-to-pay transactions.

Are bunq user deposits protected?

Yes, bunq user deposits are fully protected. Money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS), ensuring security for customer funds.

Can I invest in stocks using the bunq app?

Yes, users invest hassle-free in stocks and ETFs directly through the bunq app via its partners. Investment options are available across all bunq plans.

Does bunq support cryptocurrency trading?

Yes, bunq supports buying and selling crypto with ease within the EEA. Users set price alerts to manage their cryptocurrency moves directly through the app.

What budgeting features does the bunq app offer?

The bunq app offers comprehensive budgeting tools. The bunq Pro plan includes personalized budgeting insights and an income organizer to simplify financial management and tracking.

Does bunq offer travel insurance?

Yes, the bunq Elite plan includes Worldwide Travel Insurance. This benefit provides comprehensive coverage for users, supporting an international lifestyle directly through their account.

Can bunq help reduce international roaming costs?

Yes, bunq reduces international roaming costs. The bunq Free plan and higher include an eSIM feature, allowing users to save up to 90% on data costs while traveling.

What business functionalities does bunq provide?

bunq provides various business functionalities. These include Tap to Pay, integration with 50+ bookkeeping tools, co-founder access, company cards, and AutoVAT, with features varying by plan.

How does bunq ensure the security of user accounts?

bunq ensures security through two-factor authentication and gives users 100% control over their cards. This approach boosts bank security and protects user funds effectively.

As capturas de tela e a descrição a seguir são provenientes diretamente da listagem oficial da loja do aplicativo e são propriedade do desenvolvedor.

App Store

Capturas

Descrição

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Experience banking that makes life easy with the bunq app: • Access all your Bank Accounts and see your net wealth at a glance. • View and manage all your cards in one place. • Manage your Savings Accounts and open Term Deposits to lock in a guaranteed rate. • Invest hassle-free in stocks and ETFs. • Buy and sell crypto with ease in the EEA and set price alerts so you never miss your crypto move. • Get instant 24/7 support in your own language, wherever you are. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.01% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 physical card included • Personalize your physical card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 physical cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments/month • Secondary PIN for multiple accounts on one card • 20% Discount on stock trading fees • Student offer: pay €0/month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments/month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions/year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the DGS.. Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the DNB. Our US office resides at 401 Park Ave S. New York, NY 10016, USA.