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Cowrywise: Save & Invest Money

Dinheiro parado é tempo perdido. O aplicativo Cowrywise transforma sua renda em um ativo que trabalha para você, sem burocracia bancária.

Finance & Crypto ›

Números Chave

Downloads

500k+

Avaliação

4.5/5

Total de avaliações

39.2K

Editor

CowryWise Inc

Categoria

Finance

Idiomas

Última versão

8.19.1

Tamanho

127.2 MB

Data de lançamento

17 de out. de 2018

Recursos

Avaliação da Plataforma de Poupança e Investimento para o Público Nigeriano.

Análise dos Recursos Essenciais do Cowrywise

Segurança Financeira e Conformidade Regulatória

Esta ferramenta garante a segurança dos fundos e dados dos usuários, sendo licenciada pela SEC, utilizando custodiantes profissionais (Zenith Nominees) e implementando medidas robustas de proteção de dados e autenticação.

Acesso Direto ao Mercado de Ações Nigeriano

O aplicativo oferece a capacidade de comprar ações de mais de 140 empresas listadas na Bolsa de Valores da Nigéria, com acesso a dados em tempo real e análises de desempenho.

Investimento Diversificado em Fundos Mútuos

Permite que os usuários invistam em uma ampla gama de fundos mútuos, adequados aos seus objetivos financeiros e apetite de risco, oferecendo diversificação de portfólio com ativos de baixo risco.

Poupança Automatizada e Juros Elevados

O aplicativo permite que os usuários configurem poupanças automáticas diárias, semanais ou mensais a partir de ₦1.000, com juros de dois dígitos, superando as taxas bancárias tradicionais.

Fundo de Emergência e Planejamento de Metas

Esta ferramenta permite a criação de um Fundo de Emergência personalizado e oferece funcionalidades para poupar para necessidades periódicas ou metas de longo prazo como aluguel, educação ou a compra de bens.

Suporte ao Cliente e Educação em Investimentos

O aplicativo oferece suporte contínuo através de múltiplos canais e inclui um mini curso de ações integrado para guiar os usuários em sua jornada de investimento.

FAQ

Perguntas Frequentes

Tudo o que você precisa saber sobre Cowrywise: Save & Invest Money

What is Cowrywise and what services does it offer?

Cowrywise is an SEC-licensed app for saving and investing money securely in Nigeria. It offers automated savings, mutual funds, and direct access to the Nigerian Stock Exchange.

Is Cowrywise a regulated and safe platform for saving and investing?

Yes, Cowrywise is SEC-licensed. Your savings are invested in low-risk instruments and held by Zenith Nominees, a Zenith Bank Plc subsidiary, ensuring professional management and security.

What is the minimum amount to start automated savings with Cowrywise?

Yes, you can start automated savings with as little as ₦1,000 on the Cowrywise app. This includes flexible daily, weekly, or monthly periodic plans to suit your needs.

Can I invest in Nigerian stocks using the Cowrywise app?

Yes, the Cowrywise app provides direct access to the Nigerian Stock Exchange. Users can buy stocks from over 140 listed companies, with real-time data and insights available.

What types of investments are available on the Cowrywise app?

Yes, you can invest in mutual funds matching your goals and risk appetite, including low-risk assets like Treasury Bills, bonds, and stocks. Direct access to Nigerian stocks is also available.

How does Cowrywise protect my personal data and account security?

Cowrywise implements PIN, two-factor authentication, and Security Questions for account protection. It also complies with NDPC regulations to safeguard user data, including BVN and bio-data.

Does Cowrywise offer automated savings and investment plans?

Yes, Cowrywise offers automated savings with flexible periodic plans. Users can set targets and periodic amounts, with automatic reinvestment features for their financial goals.

How can users fund their Cowrywise savings or investment plans?

Yes, users can fund their plans directly from their bank account without needing a card. The Cowrywise app supports linking bank accounts for both deposits and withdrawals.

Can I create and manage an emergency fund using the Cowrywise app?

Yes, Cowrywise allows users to create a personalized Emergency Fund to prepare for unforeseen events. The app provides features for automation, triggers, and customization of the fund.

What kind of interest rates can users earn on their savings with Cowrywise?

Yes, Cowrywise offers users the opportunity to earn double-digit interest rates on their savings. These rates are significantly better than those typically found at traditional banks.

As capturas de tela e a descrição a seguir são provenientes diretamente da listagem oficial da loja do aplicativo e são propriedade do desenvolvedor.

App Store

Capturas

Descrição

We are licensed by the SEC, enabling you to grow and manage your money securely. With direct access to the largest pool of mutual funds in Nigeria, you can save and invest at competitive rates, and build wealth at your own pace, in ways that won’t take the “style” from your lifestyle. With the Cowrywise app, you can: SAVE FOR SHORT AND LONG-TERM GOALS - Start automated savings with as little as ₦1,000. Save every day, week, or month with our Flexible Periodic Savings Plan - Save for your periodic needs - rent, school fees, gadgets, dream car or apartment, etc - Earn double-digit interest - much better than you’ll find at your bank - Save as a group to reach your goals faster with Circles - Prepare for unforeseen emergencies by creating a personalized Emergency Fund OWN A PIECE OF NAIJA’S TOP PERFORMING COMPANIES - Naija, how market? The doors to the Nigerian Stocks Exchange are now open to you! Buy stocks of over 140 companies listed on the Nigerian Stock Exchange, right on the app. - Get access to real-time data, business insights and historical performances of each company - Get a visual snapshot of how the Nigerian Stock Market is performing through our State of the Market interactive heatmap. - Get actionable tips with our in-app stock mini course to help you on your Stock Investing journey. INVEST AND GROW WEALTH AT YOUR PACE - Invest in any of our mutual funds matching your financial goals and risk appetite. Mutual funds contain low-risk assets like Treasury Bills, bonds, or stocks - Diversify your portfolio by investing in different mutual funds from top investment firms in Nigeria. YOUR MONEY IS IN SAFE HANDS - We are licensed by the Securities and Exchange Commission (SEC). - Your savings are invested in low-risk financial instruments and are held by a custodian, Zenith Nominees, a subsidiary of Zenith Bank Plc. This means your money is professionally managed and secured. To protect your account, we have implemented security infrastructure such as PIN, two-factor authentication, and Security Questions. We comply with the National Data Protection Commission (NDPC) regulations to safeguard your data. Your BVN and bio-data are safe with us. GET SUPPORT WHEN YOU NEED IT! - We offer support through the app, phone, email, Facebook, Instagram, and X (formerly Twitter). If you need assistance with your account, we’re always here to help! HOW IT WORKS IN 5 SIMPLE STEPS: - Download the app - Create your account - Tap “Save” or “Invest” - Follow the prompts to fund any of your plans - Congratulations! You are now one step closer to a wealthier version of yourself. Start planning for short-term goals, and long-term goals, and take control of your financial future.