Esta página no es una página oficial de la aplicación ni de su desarrollador, sino una publicación editorial independiente creada con fines informativos y de comentario. Salvo que se indique expresamente lo contrario, ni la aplicación ni su desarrollador están afiliados, respaldados, patrocinados, autorizados ni conectados oficialmente con MWM, Apple, Google Play, el editor de la aplicación ni su desarrollador, y nada en esta página implica que la aplicación haya sido desarrollada utilizando los servicios de MWM. Todas las marcas comerciales, logotipos, capturas de pantalla y demás contenidos son propiedad de sus respectivos propietarios.

Cowrywise: Save & Invest Money

La independencia financiera no es un deseo, es una palanca. Esta aplicación transforma la gestión de capital en una herramienta de poder, no en una carga.

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Cifras Clave

Descargas

500k+

Valoración

4.5/5

Total valoraciones

39.2K

Editor

CowryWise Inc

Categoría

Finance

Idiomas

Última versión

8.19.1

Tamaño

127.2 MB

Fecha de lanzamiento

17 oct 2018

Funciones

Evaluación de las características principales de la aplicación para el crecimiento patrimonial en el mercado nigeriano.

Análisis de Funcionalidades Clave de Cowrywise: Save & Invest Money

Inversión Directa en la Bolsa Nigeriana

Permite a los usuarios comprar acciones de más de 140 empresas en la Bolsa de Valores de Nigeria, con acceso a datos en tiempo real, análisis de mercado y cursos de inversión para principiantes, empoderando su participación en el mercado local.

Seguridad y Regulación Financiera

La aplicación garantiza la seguridad de los fondos y datos personales mediante licencia de la SEC, custodia de activos por un banco (Zenith Nominees), autenticación de dos factores, PIN, preguntas de seguridad y cumplimiento con las regulaciones de protección de datos de la NDPC.

Ahorros Automatizados y por Metas

Permite a los usuarios establecer planes de ahorro automatizados y personalizados para diversas metas a corto y largo plazo, incluyendo ahorros grupales y fondos de emergencia, con flexibilidad en la frecuencia y montos, fomentando la disciplina financiera.

Inversión en Fondos Mutuos

Ofrece a los usuarios la capacidad de invertir en una amplia gama de fondos mutuos de las principales firmas de inversión nigerianas, permitiendo la diversificación de carteras según sus objetivos financieros y tolerancia al riesgo, contribuyendo al crecimiento de su patrimonio.

Intereses Competitivos en Ahorros

La aplicación ofrece la posibilidad de ganar intereses de dos dígitos sobre los ahorros, superando significativamente las tasas bancarias tradicionales y maximizando el retorno del capital.

Soporte al Cliente Multicanal

Esta herramienta cuenta con un equipo de soporte accesible a través de múltiples canales como la propia aplicación, teléfono, correo electrónico y redes sociales (Facebook, Instagram, X), asegurando asistencia continua a los usuarios.

FAQ

Preguntas Frecuentes

Todo lo que necesitas saber sobre Cowrywise: Save & Invest Money

What is Cowrywise and what services does it offer?

Cowrywise is an SEC-licensed app for saving and investing money securely in Nigeria. It offers automated savings, mutual funds, and direct access to the Nigerian Stock Exchange.

Is Cowrywise a regulated and safe platform for saving and investing?

Yes, Cowrywise is SEC-licensed. Your savings are invested in low-risk instruments and held by Zenith Nominees, a Zenith Bank Plc subsidiary, ensuring professional management and security.

What is the minimum amount to start automated savings with Cowrywise?

Yes, you can start automated savings with as little as ₦1,000 on the Cowrywise app. This includes flexible daily, weekly, or monthly periodic plans to suit your needs.

Can I invest in Nigerian stocks using the Cowrywise app?

Yes, the Cowrywise app provides direct access to the Nigerian Stock Exchange. Users can buy stocks from over 140 listed companies, with real-time data and insights available.

What types of investments are available on the Cowrywise app?

Yes, you can invest in mutual funds matching your goals and risk appetite, including low-risk assets like Treasury Bills, bonds, and stocks. Direct access to Nigerian stocks is also available.

How does Cowrywise protect my personal data and account security?

Cowrywise implements PIN, two-factor authentication, and Security Questions for account protection. It also complies with NDPC regulations to safeguard user data, including BVN and bio-data.

Does Cowrywise offer automated savings and investment plans?

Yes, Cowrywise offers automated savings with flexible periodic plans. Users can set targets and periodic amounts, with automatic reinvestment features for their financial goals.

How can users fund their Cowrywise savings or investment plans?

Yes, users can fund their plans directly from their bank account without needing a card. The Cowrywise app supports linking bank accounts for both deposits and withdrawals.

Can I create and manage an emergency fund using the Cowrywise app?

Yes, Cowrywise allows users to create a personalized Emergency Fund to prepare for unforeseen events. The app provides features for automation, triggers, and customization of the fund.

What kind of interest rates can users earn on their savings with Cowrywise?

Yes, Cowrywise offers users the opportunity to earn double-digit interest rates on their savings. These rates are significantly better than those typically found at traditional banks.

Las siguientes capturas de pantalla y la descripción provienen directamente del listado oficial de la tienda de la aplicación y son propiedad del desarrollador.

App Store

Capturas

Descripción

We are licensed by the SEC, enabling you to grow and manage your money securely. With direct access to the largest pool of mutual funds in Nigeria, you can save and invest at competitive rates, and build wealth at your own pace, in ways that won’t take the “style” from your lifestyle. With the Cowrywise app, you can: SAVE FOR SHORT AND LONG-TERM GOALS - Start automated savings with as little as ₦1,000. Save every day, week, or month with our Flexible Periodic Savings Plan - Save for your periodic needs - rent, school fees, gadgets, dream car or apartment, etc - Earn double-digit interest - much better than you’ll find at your bank - Save as a group to reach your goals faster with Circles - Prepare for unforeseen emergencies by creating a personalized Emergency Fund OWN A PIECE OF NAIJA’S TOP PERFORMING COMPANIES - Naija, how market? The doors to the Nigerian Stocks Exchange are now open to you! Buy stocks of over 140 companies listed on the Nigerian Stock Exchange, right on the app. - Get access to real-time data, business insights and historical performances of each company - Get a visual snapshot of how the Nigerian Stock Market is performing through our State of the Market interactive heatmap. - Get actionable tips with our in-app stock mini course to help you on your Stock Investing journey. INVEST AND GROW WEALTH AT YOUR PACE - Invest in any of our mutual funds matching your financial goals and risk appetite. Mutual funds contain low-risk assets like Treasury Bills, bonds, or stocks - Diversify your portfolio by investing in different mutual funds from top investment firms in Nigeria. YOUR MONEY IS IN SAFE HANDS - We are licensed by the Securities and Exchange Commission (SEC). - Your savings are invested in low-risk financial instruments and are held by a custodian, Zenith Nominees, a subsidiary of Zenith Bank Plc. This means your money is professionally managed and secured. To protect your account, we have implemented security infrastructure such as PIN, two-factor authentication, and Security Questions. We comply with the National Data Protection Commission (NDPC) regulations to safeguard your data. Your BVN and bio-data are safe with us. GET SUPPORT WHEN YOU NEED IT! - We offer support through the app, phone, email, Facebook, Instagram, and X (formerly Twitter). If you need assistance with your account, we’re always here to help! HOW IT WORKS IN 5 SIMPLE STEPS: - Download the app - Create your account - Tap “Save” or “Invest” - Follow the prompts to fund any of your plans - Congratulations! You are now one step closer to a wealthier version of yourself. Start planning for short-term goals, and long-term goals, and take control of your financial future.