Esta página no es una página oficial de la aplicación ni de su desarrollador, sino una publicación editorial independiente creada con fines informativos y de comentario. Salvo que se indique expresamente lo contrario, ni la aplicación ni su desarrollador están afiliados, respaldados, patrocinados, autorizados ni conectados oficialmente con MWM, Apple, Google Play, el editor de la aplicación ni su desarrollador, y nada en esta página implica que la aplicación haya sido desarrollada utilizando los servicios de MWM. Todas las marcas comerciales, logotipos, capturas de pantalla y demás contenidos son propiedad de sus respectivos propietarios.

Kredivo - Paylater & Loans

La escasez de efectivo deja de ser una condena. Kredivo otorga el poder de la compra inmediata y el pago aplazado, sin la rigidez bancaria.

Cifras Clave

Descargas

5M+

Valoración

4.8/5

Total valoraciones

567.9K

Editor

FinAccel Pte. Ltd.

Categoría

Finance

Idiomas

Última versión

3.58.0

Tamaño

220.9 MB

Fecha de lanzamiento

5 oct 2017

Funciones

Una evaluación de las principales características que posicionan a Kredivo como una solución financiera digital integral para el consumidor indonesio.

Análisis de Funcionalidades Clave de Kredivo - Paylater & Loans

Proceso de Solicitud y Aprobación Expedito

La aplicación permite a los usuarios registrarse en solo 5 minutos y obtener la aprobación en pocos minutos, simplemente subiendo el KTP y sin necesidad de recibos de sueldo, eliminando las barreras tradicionales.

Financiamiento a Plazos Flexible

La aplicación permite a los usuarios comprar productos y servicios con opciones de pago a plazos de 1, 3, 6, 12, 18 y 24 meses, ofreciendo 0% de interés para pagos a 30 días o 3 meses, sin necesidad de tarjeta de crédito.

Sin Pago Inicial Requerido

La aplicación permite a los usuarios realizar compras y acceder a servicios sin necesidad de pagar una cuota inicial, facilitando el acceso a bienes y préstamos.

Acceso a Préstamos Personales Instantáneos

Esta herramienta brinda acceso rápido a préstamos personales a través de KrediFazz, con opciones de pago a plazos de 3, 6 y 12 meses, ideal para situaciones de emergencia.

Seguridad y Cumplimiento Normativo

La aplicación garantiza la seguridad de los datos del usuario mediante cifrado y está licenciada y regulada por la OJK, asegurando su credibilidad y confiabilidad.

Compatibilidad con Amplia Red de Comercios

Permite a los usuarios realizar compras a plazos en más de 4000 comercios en línea y físicos, incluyendo grandes minoristas y servicios, con solo dos clics.

Límite de Crédito Generoso

Ofrece a los usuarios un límite de crédito máximo de hasta IDR 50.000.000, lo que permite realizar compras más grandes o acceder a mayores sumas para préstamos.

Gestión y Pago de Servicios Básicos

La herramienta facilita el pago de facturas de servicios públicos, la compra de paquetes de datos/pulsa, vales para juegos/streaming y gasolina directamente desde la aplicación.

FAQ

Preguntas Frecuentes

Todo lo que necesitas saber sobre Kredivo - Paylater & Loans

What is Kredivo and what services does it offer?

Kredivo is a digital credit application that provides installment payments without a credit card and personal loans. It evaluates creditworthiness in real-time, offers quick registration, and allows shopping at numerous online and offline merchants.

Does Kredivo require a credit card for installment payments?

No, Kredivo does not require a credit card for installment purchases. It functions as an online credit line provider, enabling users to shop on installment or get personal loans without traditional credit card hassles.

What is the maximum credit limit offered by Kredivo?

The maximum credit limit offered by Kredivo is up to IDR 50,000,000. This limit is available for various installment plans, as shown within the application interface.

How long does it take to register and get approval for Kredivo?

The registration process for Kredivo takes just 5 minutes. Approval is typically given within a few minutes after registration, allowing users to quickly access credit for shopping or loans.

What are Kredivo's interest rates for installment payments?

Kredivo offers 0% interest for pay in 30 days and 3-month installments. For 6, 12, 18, and 24-month installments, the interest rate starts from 1.99% per month for Premium accounts.

Is Kredivo regulated and safe to use?

Yes, Kredivo is safe and secure. All user data is encrypted, and Kredivo is licensed and regulated by OJK (Otoritas Jasa Keuangan), ensuring its credibility and compliance with financial regulations.

Can I pay utility bills using the Kredivo app?

Yes, users can pay various utility bills directly from the Kredivo app. This includes services like pulsa/data packages, PLN, gaming/streaming vouchers, Digital Wallet, Internet & TV, and PDAM.

Does Kredivo charge a down payment for its services?

No, Kredivo does not charge any down payment for its services. It offers zero down payment for all Kredivo services, making it more accessible for users to utilize their credit line.

Where can I use Kredivo for online and offline shopping?

Kredivo is accepted at over 4000 online and offline merchants. Popular examples include Tokopedia, Shopee, Lazada, Indomaret, Alfamart, and for flights, Garuda Indonesia and AirAsia.

Las siguientes capturas de pantalla y la descripción provienen directamente del listado oficial de la tienda de la aplicación y son propiedad del desarrollador.

App Store

Capturas

Descripción

Proofs that Kredivo is the most flexible payment: - Product financing with installment payments: Pay later in 1 month and 3, 6, 12, 18 and 24-month installment - Interest rate: 0% interest for pay in 30 days and 3 months installment, starting from 1.99% per month for 6, 12, 18 and 24 month installment (Premium account only). - Limit: maximum limit of up to IDR 50,000,000 - Simulation: If you choose a 12-month installment to pay a transaction worth IDR 2,000,000, Kredivo charges an interest rate of 1.99% per month. The monthly repayment amount is IDR 206,480 and the total repayment amount is IDR 2,477,760 Want to shop online or offline on installment but don't have a credit card? Need quick loans for emergency situations? Want to apply for credit but too many hassles or have been rejected before? Luckily, Kredivo is here for you as an online credit line provider that offers installment without credit card as well as personal loans from KrediFazz in one go. Kredivo is a digital credit application that evaluates your creditworthiness in real-time. The registration process is just 5 minutes and approval is given in a few minutes. If approved, you can directly shop on installment using Kredivo in online and offline merchants such as Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's and 4000+ other merchants with just 2 clicks. Want to buy a new mobile phone? You can buy it online or offline, no credit card needed and zero down payment by choosing Kredivo as a payment method at your favorite merchant. Want to book flight tickets? You can buy it now and pay later at Garuda Indonesia, Batik Air, Citilink and AirAsia. Want to buy furnitures? Fashion items? You can buy anything, anywhere with Kredivo. You can also pay your utility bills, buy pulsa/data packages, gaming/streaming vouchers, and gasoline from the Kredivo app directly. Moreover, get quick cash advance from KrediFazz via Kredivo to cater your every need with 3, 6, and 12-month installments. Kredivo #Sefleksibelitu, isn't it? No wonder that Kredivo is the most flexible payment! There are 3 other reasons why you should use Kredivo: ◉ SIMPLER AND FASTER You can just apply online by uploading your KTP via the Kredivo app, no salary slip required. After an approval process that takes minutes, you can buy your dream item on credit or get loans instantly from KrediFazz with no hassles. ◉ SAFE AND SECURE Don't worry about security, because all Kredivo user's data are encrypted. Kredivo is also licensed and regulated by OJK, so its credibility is guaranteed! ◉ 0% INTEREST & WITHOUT DOWN PAYMENT Kredivo offers one of the lowest interest rates in the market. Plus, there is no down payment charged for all Kredivo services. Have feedback for us? Email us at support@finaccel.co or call 0804-1-573348. Business address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260 Customer service office address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430