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Timo Digital Bank by BVBank

La banca tradicional limita. Timo libera tu capital y tu tiempo. Control financiero sin ataduras, sin comisiones ocultas, sin letra pequeña. Gestiona, invierte y paga con la agilidad que tu vida exige. No es una app, es tu nueva realidad bancaria.

Cifras Clave

Descargas

1M+

Valoración

4.3/5

Total valoraciones

13.0K

Editor

Viet Capital Commercial Joint Stock Bank

Categoría

Finance

Idiomas

Última versión

26.11

Tamaño

336.4 MB

Fecha de lanzamiento

5 jul 2020

Funciones

Análisis de funcionalidades clave para la gestión financiera digital.

Evaluación de 'Timo Digital Bank by BVBank': Innovación y Eficiencia Bancaria

Transferencias Gratuitas y Rápidas

Permite a los usuarios realizar transferencias ilimitadas y gratuitas las 24 horas del día, los 7 días de la semana, a todos los bancos en Vietnam, con límites diarios elevados, lo cual es fundamental para sus transacciones cotidianas.

Ahorro Inteligente y Metas Financieras

La aplicación ofrece herramientas como 'Goal Save' para alcanzar objetivos financieros a corto plazo con ajustes de acumulación automáticos y 'Term Deposits' para cuentas de ahorro en línea con tasas de interés competitivas.

Seguridad Avanzada y Notificaciones

Esta herramienta asegura las transacciones y la información personal mediante múltiples capas de autenticación de inicio de sesión y notificaciones instantáneas para cada actividad, brindando tranquilidad a los usuarios.

Tarjeta de Crédito Visa sin Comisiones

Permite a los usuarios solicitar una tarjeta de crédito Visa con cero comisiones de emisión y anuales de por vida, ofreciendo flexibilidad financiera y opciones de pago a plazos.

Gestión de Fondos por Categorías (Money Pot)

La aplicación ayuda a los usuarios a organizar y gestionar sus ingresos de manera efectiva, dividiéndolos en categorías ('Money Pot') para controlar los gastos según sus propias necesidades.

Retiros Gratuitos en Cajeros Automáticos

Permite retiros de efectivo sin costo en más de 17,000 cajeros automáticos de la red Napas, así como pagos POS en todo el país, garantizando acceso conveniente al efectivo.

Pago de Servicios Básicos y Recargas

Esta herramienta facilita el pago centralizado de facturas (electricidad, agua, internet, telefonía móvil) y recargas telefónicas directamente desde la aplicación, simplificando la gestión de gastos domésticos.

Integración con Billeteras Electrónicas

La aplicación permite la conexión y vinculación con populares billeteras electrónicas como Momo y ZaloPay, facilitando transacciones y pagos digitales.

FAQ

Preguntas Frecuentes

Todo lo que necesitas saber sobre Timo Digital Bank by BVBank

What is Timo Digital Bank?

Timo Digital Bank by BVBank offers smart spending and investment management with free transfers, withdrawals, and various financial tools, including cards, savings, and personal financial management features.

Does Timo Digital Bank charge fees for transfers or withdrawals?

No, Timo Digital Bank provides free 24/7 fast transfers to all banks in Vietnam. It also offers free withdrawals at over 17,000 Napas ATMs.

Can I connect Timo Digital Bank with popular e-wallets?

Yes, Timo Digital Bank connects with popular e-wallets such as Momo, ZaloPay, and ShopeePay. This integration is accessible directly within the app's interface.

How does the Timo Money Pot feature work?

The Timo Money Pot feature helps users break down incomes and manage finances effectively. It allows allocation of funds to different pots corresponding to specific uses, visible in the app.

Can I manage my budget using Timo Digital Bank?

Yes, Timo Digital Bank allows users to manage their budget by setting spending limits for various categories. It also provides a Category Report feature to track and analyze expenses.

Does Timo Digital Bank offer a virtual Visa Debit card?

Yes, Timo Digital Bank provides an instantly accessible virtual Visa Debit card within the app. Users can manage its status and usage, including activating or locking, directly from their device.

Is the Timo Visa credit card free of annual fees?

Yes, the Timo Visa credit card is free of issuance fees and annual fees for life. It also offers users up to 55 days with absolutely 0% interest charged.

Can multiple users access a Timo Money Pot for shared financial management?

Yes, Timo Digital Bank supports family financial management. It allows multiple users to jointly access and contribute to a single Money Pot, as demonstrated by the app's reporting interface.

What is the daily transfer limit with Timo Digital Bank?

Timo Digital Bank allows a money transfer limit of up to 1 billion VND per day. This applies to 24/7 fast transfers made to any bank in Vietnam.

Can I open an online savings account with Timo Digital Bank?

Yes, Timo Digital Bank offers smart online saving features. These include Goal Save for short-term financial goals and Term Deposits with competitive interest rates and flexible terms.

Las siguientes capturas de pantalla y la descripción provienen directamente del listado oficial de la tienda de la aplicación y son propiedad del desarrollador.

App Store

Capturas

Descripción

Smart spending and investment management with Timo Digital Bank by BVBank – free of all fees. Free withdrawals and transfers with Timo. Timo - The best bank for 4 consecutive years - is committed to bringing you great experiences such as: • Free 24/7 fast transfer to all banks in Vietnam with money transfer limit up to 1 billion VND/day with exciting feature experiences such as: − Send notifications of receipt of money by heart, laugh or outrage for transactions with friends using Timo. − Send money transfer messages in Vietnamese and Emoji. − Easily view Transaction list with each Payee. − TimoPay with link: Allows you to fast transfer money by sharing a link to anyone in 3 seconds without knowing their bank account numbers. − QR Code: receive payments or deposits quickly without sharing your account information. • Upgrade your online account package with Video call KYC to unlock international payments and increase money transfer limit up to 1 billion VND/day. • Connect with popular e-wallets: Momo, ZaloPay... • Pay by scanning VNPAY-QR code without cash safely - quickly - conveniently at payment acceptance points. • Payment of utilities: bills (electricity, water, Internet, postpaid mobile phones...), phone top-ups... • Experience international online payment with Timo Debit Visa virtual card. • Help you easily access capital with: − Timo Visa credit card: free of issuance fee and annual fee for life. − Overdraft is a convenient financial tool that provides access to additional funds when your Spend Account balance hits zero. − Installment loan package with partners of Timo. • Smart online saving: − Goal Save: help you achieve your short-term financial goals with automatic accrual settings by day, week or month. − Term Deposits: allows you to open an online savings account with competitive interest rates and flexible terms. • Money Pot: help break down your incomes and manage them effectively in the form of Money Pot corresponding to your own use. • Invite your friends to join Timo with your own referral code and follow the journey with Timo Star Club. • Investment partner VinaCapital, VCAM and Liberty Travel Insurance are both profitable investment solutions and protect yourself and your loved ones. • Secure method trusted by multiple layers of login authentication and instant notifications when making transactions. • Personal Financial Management – where all the quintessential tools to understand your finace reside: − Cashflow Overview. − Cashflow by Category. − Asset Tracker. − Credit Card Report. − Cashflow by Payment Type & Payee. As soon as you receive your TIMO debit card, YOU CAN INCREASE MORE BENEFITS: • Free withdrawals at more than 17,000 ATMs of Napas and POS payments at all cardaccepting units nationwide. • Quickly top up cash at the CRM (Cash Recycling Machine) system. • Withdraw cash without a card using VietQR code at supported ATMs. • Touch payment with Chip card is fast and safe. • Activate, lock/unlock and reissue the card right on the app in case the card is lost. • Link more e-wallets with Timo card numbers such as: Momo, ZaloPay… OPEN A TIMO VISA CREDIT CARD TO ENJOY: • Spend cashless with a limit of up to VND 500 million at more than 30 million card-accepting locations worldwide. • Free annual card for life and enjoy spending up to 55 days with absolutely 0% interest charged.. • The installment feature helps you convert large expenses into smaller ones and choose the right repayment period. Quickly open an online Timo account to enjoy a practical banking experience with your life. If you have any questions, please kindly contact us: Hotline: 1800 6788 Email: care@timo.vn Website: www.timo.vn Hangout: • Saigon: 258 Nam Ky Khoi Nghia, Vo Thi Sau Ward, District 3, Ho Chi Minh City. • Hanoi: 318 Hue Street, Pho Hue Ward, Hai Ba Trung District. • Da Nang: 23 Nguyen Van Linh, Binh Hien Ward, Hai Chau District. • Can Tho: 79A Tran Phu, Cai Khe Ward, Ninh Kieu District, Can Tho.