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Atlas - Rewards Credit Card

Le score de crédit n'est plus un privilège, mais un droit que l'application Atlas rend accessible.

Chiffres Clés

Téléchargements

2.5M+

Note

4.7/5

Nombre d'avis

197.6K

Éditeur

Exto Inc.

Catégorie

Finance

Langues

Dernière version

5.3.3

Taille

140.9 MB

Date de sortie

29 juin 2022

Fonctionnalités

Évaluation analytique des bénéfices clés pour les nouveaux emprunteurs et ceux souhaitant améliorer leur situation financière.

Fonctionnalités Clés de l'Application Atlas - Rewards Credit Card

Amélioration du Score de Crédit

L'application permet aux utilisateurs de construire et d'améliorer leur historique de crédit grâce à des transactions quotidiennes et un suivi intégré. Elle signale l'activité aux trois principales agences d'évaluation du crédit, offrant une base solide pour l'indépendance financière.

Approbation Facile et Rapide

Cet outil propose des taux d'approbation 4 fois supérieurs à ceux des cartes de crédit traditionnelles, permettant une acceptation instantanée même sans historique de crédit préalable, ce qui est idéal pour les nouveaux emprunteurs.

0% APR et Limites Évolutives

L'application assure que les utilisateurs ne paient jamais d'intérêts grâce à un taux de 0% APR. Elle permet également d'augmenter progressivement les limites de dépenses à mesure que l'utilisateur gère sa carte de manière responsable.

Récompenses Cashback Élevées

Cet outil offre jusqu'à 10% de cashback sur les dépenses quotidiennes auprès de plus de 50 000 commerçants partenaires, permettant aux utilisateurs d'économiser significativement sur leurs achats réguliers.

Sécurité Avancée et Protection Anti-Fraude

L'application garantit une protection complète contre la fraude et permet aux utilisateurs de bloquer leur carte à tout moment, offrant une tranquillité d'esprit et une sécurité financière de pointe.

Transparence des Frais

Il s'agit d'une offre avec une tarification simple et transparente, sans frais cachés ni surprises, ce qui rassure les consommateurs soucieux de leur budget.

FAQ

Questions Fréquentes

Tout ce que vous devez savoir sur Atlas - Rewards Credit Card

How easy is it to get an Atlas credit card?

Yes, the Atlas credit card offers 4x higher approval rates than traditional credit cards. It is designed for easy approval, even for users without an existing credit history, and approval occurs instantly within the app.

Are there any hidden fees with the Atlas credit card?

No, the Atlas credit card has no hidden fees. It features simple pricing at $8.99 every four weeks. There are no other surprise charges associated with using the card.

What is the annual percentage rate (APR) for the Atlas credit card?

The Atlas credit card has a 0% APR. This ensures that cardholders never pay interest on their balance, making it easier to manage finances without accruing additional costs.

Can the Atlas credit card help improve my credit score?

Yes, the Atlas credit card helps build credit with daily transactions. It reports to all three major credit bureaus (Equifax, Experian, Transunion) and includes auto-pay to prevent missed payments, positively impacting your score.

How does the Atlas credit card offer cash back and savings?

The Atlas credit card automatically saves users up to 10% at over 50,000 participating locations, including popular brands like Starbucks, Nike, and DoorDash. It continually adds national and local savings opportunities.

What security features does the Atlas credit card offer?

The Atlas credit card provides robust security. Users can block their card anytime to prevent shady transactions and benefit from complete fraud protection. It is built with industry-leading security best practices.

What financial institutions are partnered with the Atlas credit card?

The Atlas Mastercard is issued by Patriot Bank N.A. and Academy Bank N.A., pursuant to a license from MasterCard® International Incorporated. Atlas is a financial technology company, not a bank.

How do spending limits increase with the Atlas credit card?

The Atlas credit card offers spending limits that grow over time. Users connect with over 10,000 banks to establish a safe limit and can achieve higher limits by consistently using the card.

Does the Atlas credit card provide benefits beyond cash back?

Yes, the Atlas credit card includes peace of mind benefits such as Cell Phone Protection, Extended Warranty Protection, Built-in Auto Rental Coverage, and Emergency Travel Assistance. It also offers Zero Liability Protection.

Les captures d'écran et la description suivantes proviennent directement de la fiche officielle de l'application sur le store et sont la propriété du développeur.

App Store

Captures

Description

Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history. EASY AND ACCESSIBLE 4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app. GROWS WITH YOU Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits. SAVES YOU MONEY Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings. BUILDS YOUR CREDIT You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot. Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion. SAFE AND SECURE Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard. NO HIDDEN FEES Simple pricing: only $8.99 every four weeks No other hidden, or surprise fees — Atlas is a financial technology company and state licensed lender, not a bank. Banking services provided by Academy Bank, N.A., Member FDIC. The Atlas Mastercard is issued by our bank partners Patriot Bank N.A. and Academy Bank N.A., pursuant to a license from MasterCard® International Incorporated. Membership fee, new member program and bonus terms apply, see atlasfin.com/policies for details. For consolidated bonus and reward terms, see atlasfin.com/policies/rewards. The Atlas Card is optional, with an Interest Rate of 0% APR. Credit and Spend Power offered will vary over time. Average 50 point increase in credit score based on 2024 data. Improvement in your credit score is based on your specific situation and financial behavior. Loan services offered through Exto Inc., NMLS ID # 2526784 | Read licenses at https://www.atlasfin.com/atlas-licenses. Services may not be available in all states.