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IDFC FIRST Bank: MobileBanking

L'ère des tracasseries bancaires est révolue : l'application IDFC FIRST Bank confère un contrôle financier brut.

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Chiffres Clés

Téléchargements

2.5M+

Note

4.8/5

Nombre d'avis

191.6K

Éditeur

IDFC FIRST BANK LTD

Catégorie

Finance

Langues

Dernière version

2.62

Taille

252.2 MB

Date de sortie

7 déc. 2020

Fonctionnalités

Évaluation des points forts pour une gestion financière optimisée et des opportunités d'investissement.

Analyse des Fonctionnalités Clés de l'Application IDFC FIRST Bank: MobileBanking

Gestion Complète des Paiements et Virements Sûrs

L'application permet des virements de fonds sécurisés et gratuits vers n'importe quel compte bancaire sans ajouter de bénéficiaire, des paiements de factures simplifiés, des recharges mobiles et des paiements via UPI. Cet outil offre également jusqu'à 10X de récompenses sur les dépenses par carte de crédit.

Plateforme d'Investissement et de Création de Richesse

Cet outil présente une vue consolidée du portefeuille d'investissements et propose des recommandations personnalisées basées sur le profil de risque. Il permet d'investir dans des fonds communs de placement (SIP instantanés, ELSS), des obligations d'or souveraines (SGB) et des plans liés à l'assurance (ULIP).

Services Bancaires Zéro Frais

L'application propose des services de compte d'épargne sans frais, incluant les virements d'argent, la réédition de chéquiers, l'émission de cartes de débit et les retraits aux distributeurs automatiques.

Gestion Intégrée des Finances Quotidiennes

Il permet aux utilisateurs de visualiser rapidement les soldes des comptes, de gérer les détails des cartes de crédit/débit, les dépôts et les investissements via une interface "One-Swipe Banking". L'application aide également à suivre les dépenses avec plus de 20 types de transactions catégorisées automatiquement.

Sécurité et Connexion Biométrique

L'application assure une expérience bancaire sécurisée grâce à des fonctionnalités telles que la connexion biométrique (Face ID ou empreinte digitale) et la liaison SIM.

Accès Rapide aux Prêts Personnels et Dépôts Fixes

L'outil offre la possibilité de bénéficier d'offres de prêts personnels pré-approuvés à des taux attractifs et d'ouvrir un dépôt fixe en trois étapes simples pour des rendements garantis.

Comptes Courants Auto-Sweep pour Taux d'Intérêt Élevés

Il permet aux titulaires de comptes courants BRAVO de bénéficier d'un balayage automatique vers un dépôt fixe pour des taux d'intérêt plus élevés.

Assurances et Avantages Voyage Intégrés

L'application permet d'acheter des assurances santé, moto et automobile. Elle offre également des avantages voyage via Tripstacc, tels que la réservation de vols et d'hôtels sans frais de commodité et des points bonus.

FAQ

Questions Fréquentes

Tout ce que vous devez savoir sur IDFC FIRST Bank: MobileBanking

Does the IDFC FIRST Bank Mobile Banking App offer zero-fee banking services?

Yes, the IDFC FIRST Bank Mobile Banking App offers zero fee banking for Savings Account services, including money transfers, cheque re-issuance, and ATM withdrawals.

What is one-swipe banking in the IDFC FIRST Bank Mobile Banking App?

The IDFC FIRST Bank Mobile Banking App provides a one-swipe banking experience to view account balances, and manage credit/debit card details, deposits, and investments quickly.

Can I make instant payments and transfers using the IDFC FIRST Bank app?

Yes, users can make instant payments and transfers through the IDFC FIRST Bank app, including secure payments, UPI transfers, and bill payments.

How does the IDFC FIRST Bank Mobile Banking App help with expense tracking?

The IDFC FIRST Bank app allows users to track expenses with over 20 automatically categorised transaction types to monitor cash flow effectively.

Can I open a Fixed Deposit through the IDFC FIRST Bank Mobile Banking App?

Yes, the IDFC FIRST Bank Mobile Banking App allows users to open a Fixed Deposit in three quick steps to invest online and receive guaranteed returns.

Does the IDFC FIRST Bank Mobile Banking App charge for fund transfers?

The IDFC FIRST Bank app offers free fund transfers to any bank account without adding a beneficiary and zero-fee money transfers via IMPS, NEFT, or RTGS.

Can I invest in Mutual Funds using the IDFC FIRST Bank Mobile Banking App?

Yes, the IDFC FIRST Bank app allows users to invest in Mutual Funds online with Instant SIP, including equity, debt, large-cap, and multi-cap funds.

Does the IDFC FIRST Bank app offer flight and hotel booking services?

The IDFC FIRST Bank app integrates Tripstacc benefits, offering a convenient in-app flight and hotel booking experience with zero convenience fees on flight bookings.

Can I apply for a debit card or cheque book with nil charges using the IDFC FIRST Bank app?

Yes, you can apply for a debit card and cheque book through the IDFC FIRST Bank app with no charges.

What are the personal loan features available on the IDFC FIRST Bank Mobile Banking App?

The IDFC FIRST Bank Mobile Banking App offers personal loans ranging from ₹20,000 to ₹40 lakhs, with tenures between 6 to 60 months, and an Annual Percentage Rate of 11% to 28%.

Does the IDFC FIRST Bank app support biometric login like Face ID?

Yes, the IDFC FIRST Bank Mobile Banking App supports biometric login options like Face ID or finger scanner for easy and secure access.

Does the IDFC FIRST Bank app have a universal search function?

Yes, the IDFC FIRST Bank Mobile Banking App offers a universal search feature to quickly find specific services like applying for a personal loan or blocking a credit card.

How can I view my net worth on the IDFC FIRST Bank Mobile Banking App?

The IDFC FIRST Bank Mobile Banking App allows users to view their net worth, including assets like savings accounts, stocks, mutual funds, and EPF, and also their liabilities in one simple view.

Can I set investment goals in the IDFC FIRST Bank Mobile Banking App?

The IDFC FIRST Bank app displays options for 'Goal based investing' including Wedding, Child's Education, Retirement, and Home, allowing users to invest towards specific life goals.

What services are available for Current Account holders on the IDFC FIRST Bank app?

Yes, Current Account holders can access services like Approvals, Access Management, Chequebook management, and Doorstep Banking through the IDFC FIRST Bank Mobile Banking App.

Les captures d'écran et la description suivantes proviennent directement de la fiche officielle de l'application sur le store et sont la propriété du développeur.

App Store

Captures

Description

Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features. Experience the joy of: * One-Swipe Banking: Swipe to view your account balances & manage credit card/debit card details, deposits, investments, etc * Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments * Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals * Tracking Expenses: Monitor cash flow with over 20 automatically categorised transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment. * Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates * Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile * Personalised Offers: Get exciting offers across dining, lifestyle, travel & more * Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures * Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns. Smart App Features and Services 1. Secure Fund Transfers & Payments * Free fund transfers to any bank account without adding beneficiary * Easy bill payment and recharge – mobile recharge, DTH & utility bills * Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts * 3-click digital bill payments * Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS * Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI * Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI 2. Investment, Mutual Funds & IPOs App: Explore online investment services: * Invest in Mutual Funds online with Instant SIP * Invest in equity, debt, large-cap & multi-cap * Save tax with ELSS mutual funds * Invest in Unit Linked Insurance Plans (ULIP) & Online Sovereign Gold Bonds 3. Insurance App: Buy health, bike & car insurance through our app 4. Tripstacc Benefits * Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc * ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings 5. Other Banking Services: * Apply for debit card & cheque book via app with nil charges. * View filtered transactions & download Smart Statement + Digest * Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards * Quick purchase and recharge of FASTag * Zero fee on DD & Pay order issuance & 3rd party withdrawals * No ECS return fee & decline fee at ATMs for low funds * Get personalised offers across loans * One app login for retail, MSME, Customer Service, & Relationship Management Steps to Download App & Open a Digital Banking Account (बैंक खाता): * Download the banking app & click on open savings account (सेविंग्स अकाउंट) * Register your details & get user ID & password * Log in via user ID & password or mobile number & MPIN * Set up Face ID or finger scanner (biometric) for easy log-in * SIM Binding feature for secure banking (बैंकिंग) Personal Loan Features: Loan amount: ₹20,000 to ₹40 lakhs Personal Loan Tenure: 6 to 60 months Annual Percentage Rate: 11% to 28% Representative Example: Loan amount: ₹1,00,000 Loan Tenure: 12 months Interest Rate (reducing): 20% EMI Amount: ₹9,264 Total Interest Payable: ₹11,168 Processing Fee (incl GST): ₹3,499 Disbursed Loan Amount: ₹96,501 Total Amount Payable: ₹1,11,168 Total cost of Loan (Interest + Processing Fee): ₹14,667 Disclosure: By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions