;blackcat: Your Borderless European IBAN and High-Yield Account

Blackcat is a mobile application that offers payment services including IBAN accounts, payment cards, SEPA transfers, and much more. Blackcat app is your personal money manager available on your smartphone at any time of the day and free of charge for an account with up to 1 card. Opening an account without a card is available worldwide. To apply for a payment card, you need to provide address proof from an EEA country. It is not necessary to have the citizenship of this country — we just need your legally proved address. You can register with the phone number of any country and get a plastic card delivered anywhere in the world. If you are a citizen of a country that is outside of the EEA, but you reside in the EEA, you may be requested to provide a temporary or permanent residence permit additionally to obtain a payment card and/or open an account. How to open an account? 1. Download the app, 2. Fill in the registration form with your personal details, residential address and upload the address proof, 3. Make a selfie and scan your ID. Blackcat features: Additional cards: separate your family and personal expenses; make your budgeting look simple and systemised while keeping your costs apart. You can order additional cards with the desired name written on them. Card management: you can set separate spending limits, track transactions, top up your payment account. Bonus programs to choose from: get 4% p.a. reward on the account balance, 2% cashback on Amazon, or 0.5% cashback for all card purchases excluding ATM withdrawals and transfers. Money transfers: fast and easy SEPA transfers. Additionally, all money transfers between Blackcatcard accounts are limitless and free of charge. 1 IBAN + 1 Card for free: we are not charging any commission if you open an account following standard rate terms. Get a European IBAN and Mastercard and pay €0 / month. 3D Secure helps to protect you from online card fraud: you will simply confirm every transaction for safe and quick purchases. 24/7 Customer Support: we provide an expert team fully focused on your needs. We take care of the security and protection of your data. Blackcat is collecting, using and processing your personal data in accordance with European General Data Protection Regulations. We use advanced measures to keep information secure. Blackcat is not a bank and does not offer banking services. Blackcat is issued by Papaya Ltd., an Electronic Money Institution authorised and regulated by the Malta Financial Services Authority. Client funds are safeguarded in accordance with applicable legislation. Funds held in e-money accounts are not covered by the Depositor Compensation Scheme. The bonus payment is a part of the loyalty program provided by Baltic Technology Solutions OÜ. Detailed terms and conditions can be found on the website.