BYOND by BSI

BYOND by BSI

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Logo of BYOND by BSI

BYOND by BSI: Your All-in-One Sharia Digital Bank & Lifestyle App

Manage your finances ethically, invest in gold, and stay connected to your spiritual roots from anywhere in the world. Experience banking where #SemuaJadiMudah.

Publisher

PT Bank Syariah Indonesia, Tbk

Category

Finance

Downloads

1M+

User Rating

3.4/5

Total Ratings

13K+

Locales

2

Banking Beyond Borders

Discover the interface used by 1M+ users.

BYOND by BSI Sharia digital banking app home screen showing financial and spiritual features on a smartphone

BYOND by BSI Sharia digital banking app home screen showing financial and spiritual features on a smartphone

A mobile interface of the BYOND by BSI app showing the home dashboard with account balance e-wallet integration and financial services

A mobile interface of the BYOND by BSI app showing the home dashboard with account balance e-wallet integration and financial services

BYOND by BSI mobile app screen showing Sharia compliant gold investment and installment options.

BYOND by BSI mobile app screen showing Sharia compliant gold investment and installment options.

BYOND by BSI app screen showing digital gold savings and investment options

BYOND by BSI app screen showing digital gold savings and investment options

Gold installment calculator interface in the BYOND by BSI digital banking app.

Gold installment calculator interface in the BYOND by BSI digital banking app.

Mobile screen of BYOND by BSI app showing various bill payment and e-wallet top up categories

Mobile screen of BYOND by BSI app showing various bill payment and e-wallet top up categories

Mobile screen of BYOND by BSI showing Sharia-compliant mutual fund investment options and balance

Mobile screen of BYOND by BSI showing Sharia-compliant mutual fund investment options and balance

BYOND by BSI mobile app lifestyle interface showing travel packages, concert tickets, and gold investment options

BYOND by BSI mobile app lifestyle interface showing travel packages, concert tickets, and gold investment options

Banking That Aligns With Your Values

The tools that make this app stand out, trusted by 1M+ users.

📈

Halal Wealth Building

Secure your future with ethical, Sharia-compliant investment options including gold installments, SBSN, and Sharia deposits without any geographical friction.

🕋

Faith-Centered Utility

Integrate your spiritual life with your finances through built-in prayer reminders, Al-Qur'an access, and seamless Zakat or Infaq payments in one interface.

🌍

Seamless Cross-Border Management

Effortlessly bridge the gap between the USA and Indonesia by paying home-country utilities, education fees, and digital wallets directly from the app.

Review Analysis

Insights from user reviews.

Sentiment Score

22%
Negative

Summary

The mobile banking app receives predominantly negative feedback, with many users reporting frequent errors, bugs, and crashes that often prevent access or critical transactions. Common complaints include slow performance, login difficulties, and transaction issues such as failed transfers or withheld funds. In contrast, some users appreciate the app's modern interface, expanded features like investment options, and find it generally easy to use and helpful for daily transactions. Specific concerns highlight a perceived decline in quality compared to previous versions and persistent issues for iOS users, including camera permission problems and the lack of credit card integration.

Common Themes

Errors & Bugs(28)
Overall Helpfulness(7)
Transaction Issues(6)
Modern Interface & Features(6)
Ease of Use(6)
Slow Performance(5)
Login Difficulties(3)
Credit Card Integration(1)

About the app

Everything you need to know about BYOND by BSI.

Description

Selamat datang di BYOND by BSI! Aplikasi perbankan digital syariah terbesar di Indonesia. Saatnya bikin #SemuaJadiMudah aktivitas perbankanmu. Fleksibilitas Tanpa Batas BYOND by BSI hadir untuk meningkatkan aktivitas perbankanmu jadi lebih mudah. Mau buka rekening bisa tanpa keluar rumah dan bisa aktivasi akun BSI hanya melalui aplikasi BYOND. Bertransaksi Makin Lengkap & Mudah Terintegrasi dengan banyak partner sehingga aktivitas bayar dan beli beragam kebutuhan langsung dari satu aplikasi. Mau transaksi QRIS, token PLN, biaya pendidikan, top up E-Wallet, dan banyak lagi, #SemuaJadiMudah hanya untuk kamu. Persiapkan Hari Esok, Mulai Hari Ini! Rencanakan masa depan lebih pasti dengan beragam aset investasi di BYOND. Manfaatkan investasi emas, SBSN, Deposito, dan berbagai fitur investasi syariah lainnya. Wujudkan Impianmu Bareng BYOND! Punya impian? Segera wujudkan dengan produk pembiayaan yang semakin variatif. Ajukan pembiayaan untuk berbagai kebutuhan dan keinginanmu. Mulai dari cicil emas, gadai emas, Mitraguna Berkah Online, hingga kendaraan impian di BSI OTO. Dekatkan Diri Penuh Makna BYOND by BSI hadir untuk mempermudah ibadahmu dengan fitur islaminya. Berdonasi, infaq, bayar zakat, pengingat waktu shalat, baca Qur’an, hingga ibadah ke Tanah Suci, #SemuaJadiMudah dilakukan di BYOND. Saatnya bikin #SemuaJadiMudah bersama BYOND by BSI. Download sekarang!

Latest Version

1.2.1

Size

307.6 MB

First Released

Nov 1, 2024

Ready to Make #SemuaJadiMudah?

Join over 1 million users bridging their financial goals with Sharia values. Manage your investments, Indonesian bills, and daily worship from anywhere in the world. Download BYOND by BSI today.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about BYOND by BSI

How can users open an account with BYOND by BSI?

Users can open a new bank account and activate their BSI account directly through the BYOND by BSI application. This process does not require leaving home.

What types of transactions are available in BYOND by BSI?

BYOND by BSI offers comprehensive transaction capabilities, including QRIS payments, PLN tokens, education fees, and E-Wallet top-ups. It integrates with many partners for diverse needs.

Does BYOND by BSI offer gold investment options?

Yes, BYOND by BSI offers various gold investment options. These include buying, selling, installment plans (Cicil Emas), and pledging gold (Gadai Emas). Users can also opt for physical gold printing.

What sharia investment products does BYOND by BSI provide?

BYOND by BSI provides diverse sharia investment products. These include gold, SBSN, Deposito, and Sharia Mutual Funds (Reksa Dana Syariah) like Money Market, Fixed Income, Mixed, and Equity options.

Can users apply for financing through BYOND by BSI?

Yes, users can apply for various financing products via BYOND by BSI. Options include gold installment, gold pawning, Mitraguna Berkah Online, and vehicle financing through BSI OTO.

What Islamic features are integrated into BYOND by BSI?

BYOND by BSI integrates several Islamic features. These include managing donations, infaq, zakat payments, prayer time reminders, Quran reading, and services for pilgrimages such as Umrah packages.

Does BYOND by BSI support E-Wallet top-ups?

Yes, BYOND by BSI supports E-Wallet top-ups. Users can manage and top up popular e-wallets like OVO and LinkAja directly within the application for convenience.

Is BYOND by BSI a digital sharia banking application?

Yes, BYOND by BSI is recognized as a digital sharia banking application. It is explicitly described as the largest sharia digital banking application in Indonesia.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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