e-CNY

e-CNY

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Logo of e-CNY

e-CNY: The Official Gateway to China’s Digital Currency

Securely manage your assets with the world’s first major CBDC wallet. Developed by the People's Bank of China, e-CNY provides international travelers, students, and FinTech professionals a seamless, state-backed platform to exchange and spend digital yuan with total confidence.

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Publisher

Digital Currency Institute, The People's Bank of China

Category

Finance

Downloads

54M+

User Rating

3.7/5

Total Ratings

26K+

Locales

3

Modern Finance Visualized

Discover the interface used by 54M+ users.

e-CNY app screen showing the two-tier model and a list of authorized bank operators like ICBC and BOC for opening a software wallet

e-CNY app screen showing the two-tier model and a list of authorized bank operators like ICBC and BOC for opening a software wallet

The e-CNY app interface showing a QR code and barcode for merchant payments on a mobile device.

The e-CNY app interface showing a QR code and barcode for merchant payments on a mobile device.

e-CNY app screen displaying a QR code to receive digital yuan payments

e-CNY app screen displaying a QR code to receive digital yuan payments

eCNY app MyWallet screen showing digital yuan balance and deposit options

eCNY app MyWallet screen showing digital yuan balance and deposit options

Next-Generation Digital Finance

The tools that make this app stand out, trusted by 54M+ users.

🛡️

Institutional-Grade Trust

Operated by the People's Bank of China, providing a state-backed digital wallet that ensures the highest level of stability and asset protection.

✈️

Frictionless Travel Payments

Navigate China's cashless economy with ease. Pay at hotels, restaurants, and transit hubs where international credit cards are often limited.

💼

Unified Asset Management

Efficiently open wallets, exchange currency, and monitor your e-CNY holdings across multiple authorized banks within one official interface.

Review Analysis

Insights from user reviews.

Sentiment Score

16%
Negative

Summary

The mobile app receives overwhelmingly negative feedback, primarily due to critical issues preventing basic functionality. Many users report being unable to receive SMS verification codes or OTPs, making account creation and login impossible. Performance issues such as app crashes, slow response times, and a lack of features like dark mode and detailed transaction history are common, alongside significant concerns about security and fraud. Furthermore, specific bugs are noted on iOS 18.7.1, iOS 26, and iPhone 15/16 Pro Max devices, which display "risk environment" warnings or experience frequent crashes.

Common Themes

Verification Code Reliability(9)
User Interface & Design(5)
App Performance & Stability(4)
Account & Wallet Management(4)
Security & Fraud Concerns(3)
iOS Compatibility Issues(3)
Transaction Fees(1)

About the app

Everything you need to know about e-CNY.

Description

e-CNY App is the official service platform for e-CNY individual services, jointly developed by authorized operators. It integrates individual e-CNY wallet services of authorized operators, enabling users to open wallets, exchange and use e-CNY, as well as manage and check e-CNY assets.

Latest Version

2.0.0

Size

213.8 MB

First Released

Jul 27, 2023

Ready to Experience the Future of Digital Payments?

Join over 54 million users today. Download the official e-CNY app for a secure, state-backed, and seamless payment experience whether you are traveling for business, studying abroad, or managing international assets.

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FAQ

Frequently Asked Questions

Everything you need to know about e-CNY

What is the e-CNY app?

The e-CNY app is the official service platform for individual e-CNY services, developed by authorized operators. It integrates e-CNY wallet services, enabling users to open wallets, exchange, use, manage, and check their e-CNY assets.

How do I open an e-CNY wallet in the e-CNY app?

Yes, the e-CNY app allows users to open an e-CNY wallet. Users select an authorized operator, and an anonymous wallet opens by default, which can be upgraded to an identity-verified wallet.

Which financial institutions are supported by the e-CNY app?

The e-CNY app integrates services from authorized operators including ICBC, ABC, BOC, CCB, BOCOM, PSBC, CMB, CIB, MYBank (Alipay), and WeBank (Weixin Pay).

Can I make payments using the e-CNY app?

Yes, the e-CNY app facilitates payments. Users can swipe up to pay merchants using a generated QR code or payment code number. The app also supports scanning to pay.

How can I receive money with the e-CNY app?

Yes, the e-CNY app allows users to receive money. Users can swipe down to receive funds instantly by generating a QR code for others to scan. The app also displays receiving records.

Does the e-CNY app support topping up and depositing funds?

Yes, the e-CNY app allows users to top up and deposit funds. These functions are directly accessible from the wallet interface, ensuring fast and smooth transactions.

Can I manage my e-CNY assets within the e-CNY application?

Yes, the e-CNY app enables users to manage and check their e-CNY assets. This includes viewing the wallet balance, coupon details, and accessing functions like Pay, Transfer, Top-up, and Deposit.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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