Jenius: The Ultimate Financial Super-App for Your Global Lifestyle
Seamlessly manage 9 foreign currencies, grow your wealth with smart savings, and master your life finance in one place. Join over 4 million users who #ThinkUnthinkable with the bank that travels with you.
Publisher
PT. Bank SMBC Indonesia Tbk
Category
Finance
Downloads
2M+
User Rating
4.1/5
Total Ratings
26K+
Locales
1
Your Life Finance, Visualized
Discover the interface used by 2M+ users.
Jenius mobile banking app rewards screen displaying loyalty status points and transaction benefits
Jenius mobile app interface showing the Cash Cow savings feature with a payment confirmation screen and six percent interest rate offer
Jenius app interface showing credit card application, international transaction rewards, and supplementary card management.
Jenius mobile banking app interface showing foreign currency exchange and international transfer options.
Jenius mobile app screen displaying various savings account options and interest rates
Mobile banking interface for Jenius app showing various bill payment options and virtual account features
Jenius mobile app screen showing mutual funds and bonds investment options with auto invest and smart switch features
Master Your Money Anywhere in the World
The tools that make this app stand out, trusted by 2M+ users.
🌎
Truly Borderless Spending
Exchange, hold, and spend in 9 foreign currencies like a local. Link your m-Card to skip conversion fees while traveling or shopping globally.
🎯
Smart Goal-Based Savings
Turn your aspirations into reality with Dream Saver. Set specific targets for your next trip or big purchase and watch your money grow automatically.
⚡
The Ultimate Financial Hub
Stop app-switching. Manage investments, pay bills back home, and split checks with friends using one seamless, secure interface.
Review Analysis
Insights from user reviews.
Sentiment Score
13%
Negative
Summary
User reviews for the app are overwhelmingly negative, reflecting a global sentiment score of 13 out of 100. Users frequently report significant issues including problems with funds transfers, unexpected account blocking, and persistent login and activation difficulties. Many criticize the customer service as unhelpful and slow, while also highlighting various app bugs such as slowness, crashes, and complex verification processes, with one specific bug noted for chat attachment uploads causing force closes on iPhone 14. On a positive note, the e-card functionality is praised for facilitating international online purchases, and the Flexi cash application feature receives positive mention.
Common Themes
App Performance & Bugs(4)
Customer Service Issues(4)
Account Access & Activation(4)
Funds & Transfer Problems(4)
Fees & Unexpected Charges(3)
Aggressive Marketing(2)
Online Shopping via E-card(1)
Flexi Cash Feature(1)
About the app
Everything you need to know about Jenius.
Description
The simple way to manage your life/finance with an app and Visa debit and credit cards.
More than 4,000,000 users have started to build a better financial life with Jenius.
Now you can access all of your financial needs, from transactions, savings, credit, investment to financial reports in one place without switching between applications.
Ready to start simplifying your life finance?
Download Jenius, register and activate your account in no time.
With Jenius main debit card and 3 additional debit cards, you can make transactions at various Visa merchants across the world. You will also have a virtual card for movies and music streaming services, games, and other online purchases.
Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. Redeem points into travel miles, points, even e-Wallet balance in real time.
Lots of benefits are available to you in one place. Discover your free cash withdrawal quota, unlimited free transfers to other bank, Yay Points redemption, vouchers, and a variety of merchant offers in Your Rewards.
If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available 24/7 at Jenius app. Link them to your m-Card for international transactions with no conversions.
For transactions, you can use:
- Jenius Pay: Pay for your online shopping with just your $Cashtag
- QRIS: Scan with Jenius for quick and easy payment option
- Transfer Money: Transfer to various accounts
- Pay Bills/VA: Pay all your bills with convenience, from internet, credit card, top up mobile credit, utilities zakat, and others
Want to save up? Find your own suitable savings options:
- Dream Saver: 5 savings to help you make dreams come true
- Flexi Saver: 3 flexible savings to allocate money
- Maxi Saver: Open as many deposits as you want from your smartphone
- Cash Cow: Special savings for cashbacks and your daily transactions
- Flexi Rasa Maxi deals: Locked savings for upfront cashback
Other features that you can use:
- Top up e-Wallet: An easy way to top up e-Wallet and e-Money GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, and ShopeePay
- Pay Me: Send money requests
- Split Bill: Easily split the bill
- Flexi Cash: Cash out your flexible fund for various needs
- Investment: Grow your wealth through mutual fund and bonds
- Moneytory: Get insight for your financial report
Just by paying Feesible (subscription fee) for only IDR10.000 per month, you can experience the simplicity of financial management with Jenius.
Jenius is a digital banking app and part of PT Bank SMBC Indonesia is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS).
Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius.
#ThinkUnthinkable
Head Office
PT Bank SMBC Indonesia
Menara SMBC – CBD Mega Kuningan
Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6
Jakarta 12950
Website: https://www.smbci.com/id/tentang-kami/segmen-usaha/jenius
Latest Version
4.58.0
Size
154.7 MB
First Released
Sep 4, 2016
Ready to simplify your global financial life?
Join 4 million users who manage transactions, smart savings, and 9 foreign currencies in one place. Download Jenius today and start thinking unthinkable.
FAQ
Frequently Asked Questions
Everything you need to know about Jenius
What is Jenius?
Jenius is a digital banking app that helps manage life and finance with Visa debit and credit cards. It offers transactions, savings, credit, investment, and financial reports in one application.
Is Jenius regulated and safe to use?
Yes, Jenius is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI), and is a member of the Indonesia Deposit Insurance Corporation (LPS).
Does Jenius offer multiple debit cards?
Yes, Jenius provides a main debit card and three additional debit cards. Users also receive a virtual card for online purchases and streaming services.
Can I use Jenius for international transactions?
Yes, Jenius supports 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) available 24/7. You can link them to your m-Card for international transactions without conversion fees.
What are the savings options available in Jenius?
Jenius offers various savings options: Dream Saver, Flexi Saver, Maxi Saver, Cash Cow, and Flexi Rasa Maxi deals. These cater to different saving goals and needs.
Does Jenius provide a credit card?
Yes, Jenius offers a Credit Card with a fully online application, management, and point redemption. It provides generous offers for easier point collection.
What is the interest rate for Jenius Cash Cow savings?
The Jenius Cash Cow savings account offers a 6% p.a. interest rate for cashbacks and daily transactions.
What is the monthly fee for Jenius?
Jenius charges a monthly subscription fee called 'Feesible' for IDR 10,000. This allows access to the app's comprehensive financial management features.
Can I make investments through the Jenius app?
Yes, Jenius allows users to grow their wealth through investments. The app supports buying and selling mutual funds and bonds.
Does Jenius offer free transfers to other banks?
Yes, Jenius provides unlimited free transfers to other banks. It also offers free transfers to other Jenius accounts.
App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.
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