KlikUMKM
Secure, OJK-regulated business loans without collateral. Access fast, transparent financing for your MSME and grow your business back home from anywhere in the world.
Publisher
Category
FinanceDownloads
80K+User Rating
Total Ratings
200Locales
1Discover the interface used by 80K+ users.
The tools that make this app stand out, trusted by 80K+ users.
Fully licensed and supervised by the OJK to ensure your data privacy and financial safety are always the top priority.
Get the liquidity you need without pledging assets. Simple digital verification with your e-KTP is all it takes to start.
Eliminate guesswork with zero hidden fees. View your exact monthly installments and interest rates before you apply.
Everything you need to know about KlikUMKM.
Description
Latest Version
1.0.43
Size
52.4 MB
First Released
Dec 22, 2022
Get secure, OJK-licensed, no-collateral funding for your business in minutes. Join 80,000+ entrepreneurs who trust KlikUMKM for fast, transparent, and professional growth.
Everything you need to know about KlikUMKM
Yes, KlikUMKM is licensed and supervised by Indonesia's Financial Services Authority (OJK) with registration number S-190/NB.223/2021. It is also a member of AFPI.
The annual interest rate for KlikUMKM loans is 36% per annum. This rate is stated transparently, ensuring no hidden fees are applied.
KlikUMKM offers loan tenors from a minimum of 61 days up to a maximum of 12 months. This provides flexible repayment periods for users.
Yes, KlikUMKM charges an "Imbal Jasa" (service fee) of 0.08% per day. Additional late payment penalties of 0.17% per day may apply to the principal loan amount.
Users can repay KlikUMKM loans conveniently anywhere, anytime. Repayment methods include transfers via ATM and Mobile Banking for ease of access.
To qualify for a KlikUMKM loan, applicants must be over 18 years old, possess a valid e-KTP, and be members of an associated organization.
KlikUMKM adheres to OJK guidelines by only accessing the camera, microphone, and location on a user's mobile phone to protect user data and privacy.
Yes, KlikUMKM provides funding opportunities for individuals to invest in Micro, Small, and Medium Enterprises (UMKM) across Indonesia, beyond just offering loans.
Contact KlikUMKM customer service via in-app online services, phone at (021) 515-31-66, or WhatsApp at 0812-1036-9343. Operating hours are Monday-Friday, 09:00-18:00 WIB.
The KlikUMKM platform allows users to apply for loan nominals ranging up to Rp 40,000,000, as shown in the loan application interface.
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