This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
Kuda - Free transfer & payment
Join over 7 million people using the Bank of the Free. Open an account in minutes to enjoy free transfers, earn up to 14% annual interest on savings, and manage your money across borders with zero hidden fees.
Downloads
4M+User Rating
Total Ratings
363K+Publisher
Category
FinanceLocales
1Latest Version
2.002387Size
337.7 MBFirst Released
Aug 17, 2019Everything You Need to Master Your Money
Join over 7 million people using Kuda for fee-free banking, high-yield savings, and secure cross-border payments designed for your lifestyle.
Free Transfers Home
Send money to any Nigerian bank for free up to 25 times every month. Stop paying unnecessary fees and start sending more value home.
14% Annual Interest
Make your money work harder than a US savings account. Use Pockets to automate your savings and earn industry-leading returns on your Naira.
Frequently Asked Questions
Everything you need to know about Kuda - Free transfer & payment
What is Kuda?
Kuda is a banking app that provides easy banking, stock trading, savings, and on-the-go payments. Over 7 million people use Kuda for their financial needs.
How can I open an account with Kuda?
Yes, you can open a Kuda account in minutes directly from your phone. The process requires a valid ID like BVN or NIN, as shown in Screenshot #2.
Is Kuda a regulated banking app?
Yes, Kuda is licensed by the Central Bank of Nigeria. Additionally, all deposits within the Kuda app are insured by the NDIC, ensuring user fund safety.
Does Kuda offer free money transfers?
Yes, Kuda offers 25 free money transfers to any Nigerian bank each month. Users can also make unlimited free transfers within the Kuda community using a Kuda Username.
What benefits does Kuda Premium offer?
Kuda Premium offers cashback, discounts from popular brands, priority support, budgeting tools, app themes, profile picture updates, and exclusive cards, as detailed in Screenshot #4.
Can I earn interest on my savings with Kuda?
Yes, Kuda allows users to earn up to 14% annual interest on savings through its automated Pockets feature. This helps money grow over time.
Does Kuda allow users to invest in stocks?
Yes, Kuda users in Nigeria can set up a trading account within the app to invest in US stocks. Trading services are provided by a third party.
Can I get a physical card from Kuda?
Yes, Kuda users in Nigeria can request a physical Kuda Card. It offers pickup and nationwide delivery options for convenience.
Does Kuda provide a virtual card?
Yes, Kuda provides a virtual card for online payments. This feature is available to users in Nigeria.
Can Kuda facilitate international money transfers?
Yes, Kuda supports cross-border payments. Users in the UK and Canada can send money to Nigeria from abroad at competitive rates.
How can I get customer support for Kuda?
Kuda provides customer support through an in-app chat feature. Users can also call or find answers in the FAQs section, as seen in Screenshot #10.
Can I pay bills and buy airtime with Kuda?
Yes, Kuda allows users in Nigeria to conveniently pay bills and buy airtime for all major networks. Screenshot #6 demonstrates options like electricity, data, and internet payments.
How do I earn Kuda Coins to unlock Premium rewards?
Yes, users earn Kuda Coins by making transactions or maintaining a balance. Earning 50 Kuda Coins with a Tier 3 account unlocks Kuda Premium rewards, as shown in Screenshot #3.
Can I hide my account balance in the Kuda app?
Yes, Kuda offers a Private Mode feature. This allows users to hide their account balance at any time for enhanced privacy.
What identification is required to open a Kuda account?
Yes, to open a Kuda account, you need a valid identification. The app accepts either a BVN (Bank Verification Number) or a NIN (National Identification Number), as shown in Screenshot #2.
The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.
App Store
Screenshots
The Kuda banking app interface displaying the cashback rewards and transaction history.
Kuda app onboarding screen showing identity verification options for BVN or NIN
The rewards screen of the Kuda banking app showing Kuda Coins and premium benefits.
Kuda app screen displaying premium rewards and benefits like cashback and priority support
A mobile interface for the Kuda app showing options to edit a profile photo and access special features like budgeting and themes.
Smartphone screen showing Kuda app bill payment options including airtime and electricity
Kuda app screen showing eSIM feature for travel data abroad
Kuda app screen showing a successful free money transfer confirmation in Naira
Kuda mobile app interface for saving a fixed amount of money for a set period
Kuda banking app screen for customer support including in app chat and call options
Description
Download
More Like This
Apps with similar features and user experience
PayPal - Pay, Send, Save
PayPal, Inc.
中国农业银行
AGRICULTURAL BANK OF CHINA LIMITED
Mercado Pago: cuenta digital
MercadoLibre S.A.
中国工商银行
Industrial and Commercial Bank of China
Revolut: Send, spend and save
Revolut Ltd
HDFC Bank App (Early Access)
HDFC Bank Ltd
Zalopay - Quét Mọi QR
ZION JOINT STOCK COMPANY
Cash App
Block, Inc.
招商银行
CHINA MERCHANTS BANK CO.,LTD.
This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.