Monese - A banking alternative

Monese - A banking alternative

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Logo of Monese - A banking alternative

Monese – The Banking Alternative for Your Global Lifestyle

Open a GBP, EUR, or RON account in minutes, even without a local credit history. Join 2 million+ people managing their money across borders with the flexibility to live, work, and travel anywhere.

Download on App Store

Publisher

Monese Ltd

Category

Finance

Downloads

2M+

User Rating

4.8/5

Total Ratings

128K+

Locales

8

Your global wallet in action

Discover the interface used by 2M+ users.

Monese mobile banking app interface with spending sending and saving tagline

Monese mobile banking app interface with spending sending and saving tagline

Monese app interface showing multi currency accounts for EUR GBP and RON on a mobile phone

Monese app interface showing multi currency accounts for EUR GBP and RON on a mobile phone

Monese mobile app dashboard displaying a Euro account balance and financial transactions.

Monese mobile app dashboard displaying a Euro account balance and financial transactions.

Monese app interface showing various ways to add money including bank transfer, Apple Pay, and cash

Monese app interface showing various ways to add money including bank transfer, Apple Pay, and cash

Monese mobile app interface showing a monthly spending overview with categorized expense tracking

Monese mobile app interface showing a monthly spending overview with categorized expense tracking

Monese debit card being used with Apple Pay on an iPhone screen

Monese debit card being used with Apple Pay on an iPhone screen

Monese mobile app interface showing a virtual EUR debit card with security settings

Monese mobile app interface showing a virtual EUR debit card with security settings

Monese app interface showing a list of available global currencies and exchange rates for international travel and spending

Monese app interface showing a list of available global currencies and exchange rates for international travel and spending

Financial freedom without the friction

The tools that make this app stand out, trusted by 2M+ users.

🌍

Banking without boundaries

Open a GBP, EUR, or RON account instantly from your phone, regardless of your citizenship or financial history.

✈️

Spend like a local anywhere

Travel with a global Mastercard. Pay in-store or withdraw cash with zero extra fees and real-time currency switching.

📈

Smart budgeting on the go

Take control with savings pots, instant spending notifications, and an automated overview of your daily habits.

About the app

Everything you need to know about Monese - A banking alternative.

Description

Monese is the banking alternative you’ve been waiting for. We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash. Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts! Join over 2 million people and open a Monese mobile money account today. It’s simple, fuss-free and easy – so how does it work? • Open a GBP, EUR or RON account, straight from your phone • Easily switch between currencies and manage your money all in one place • Get a contactless Mastercard debit card you can use globally – online, in-store or at ATMs • Spend abroad with no extra fees on card spending and ATM withdrawals • Quickly send and receive money locally and internationally in multiple currencies • Create a virtual card and pay online or in-store for an extra layer of security • Open a joint account to easily spend, share and save with a loved one, roommate or friend With our feature-rich smartphone app, you’ll also get: • Real-time notifications: Instant updates whenever you use your account • A detailed spending overview: Full transparency around your transactions • Savings pots: Put money aside for something special • Apple Pay: A fast, easy and secure way to pay with your Apple Pay • Automatic Direct Debits and recurring payments: the easy way to pay for things like mobile phone contracts, rent, or gym memberships Plus, you can also: • Build your credit score: Use Credit Builder to grow your credit history and savings at the same time (UK only) • Link your PayPal account: Manage your PayPal balance and transactions from Monese, and add your Monese card to your PayPal wallet • Enjoy state-of-the art security features: 3D Secure, card locking, strong encryption and biometric login • Get instant account statements in PDF or XLS whenever you need Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and recurring payments, all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain. You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).

Latest Version

10.10.1

Size

126.2 MB

First Released

Sep 2, 2016

Ready to Bank Without Borders?

Join 2 million+ global citizens who've ditched the red tape. Open your multi-currency account in minutes and start spending, saving, and thriving wherever life takes you.

Download on App StoreDownload on Google Play
FAQ

Frequently Asked Questions

Everything you need to know about Monese - A banking alternative

What is Monese?

Monese is a banking alternative money app that helps users budget, spend, and manage multiple currencies. It provides GBP, EUR, and RON accounts, alongside a contactless Mastercard debit card for global use.

Can I open multiple currency accounts with Monese?

Yes, Monese allows users to open GBP, EUR, or RON accounts directly from their phone. You can easily switch between these currencies and manage all your money in one convenient place.

Does Monese offer a physical debit card?

Yes, Monese provides a contactless Mastercard debit card. You can use this card globally for online purchases, in-store transactions, or ATM withdrawals, without incurring extra fees on foreign card spending.

Does Monese support Apple Pay for transactions?

Yes, Monese supports Apple Pay. Users can add their Monese card to Apple Pay for a fast, easy, and secure way to make payments using their Apple devices.

Can I add cash to my Monese account?

Yes, you can add money to your Monese account through bank transfer, debit card, or by adding cash. Cash top-ups are available at over 84,000 locations in several European countries, including the UK.

What security features does the Monese app provide?

Monese features robust security measures including 3D Secure, card locking, strong encryption, and biometric login. It also offers virtual cards for an additional layer of security during online payments.

Does Monese help users build their credit score?

Yes, Monese offers a Credit Builder feature, exclusively for UK users. This program helps individuals improve their credit history and increase their savings simultaneously.

Can I link my PayPal account to Monese?

Yes, Monese allows you to link your PayPal account. This integration enables you to manage your PayPal balance and transactions directly from the Monese app and add your Monese card to your PayPal wallet.

Does Monese offer joint accounts?

Yes, Monese provides a joint account option. You can open a joint account to easily spend, share, and save money collaboratively with a loved one, roommate, or friend.

What are the eligibility criteria for a Monese account?

To open a Monese account, you must be at least 18 years old and reside in the European Economic Area (EEA). Your citizenship or financial history does not affect eligibility.

Can I budget my spending using Monese?

Yes, Monese includes budgeting tools to help you manage your finances. It provides a detailed spending overview and allows you to set budgets to track and control your expenditures effectively.

Can I send and receive international payments with Monese?

Yes, Monese supports sending and receiving money both locally and internationally. You can manage and transact in multiple currencies directly from the app, facilitating global payments.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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