neobank by BNC Digital

neobank by BNC Digital

Download on App Store
Logo of neobank by BNC Digital

neobank: Your Global Gateway to High-Yield Indonesian Banking

Join 30 million users earning up to 7.5% p.a. interest with daily payouts. Manage your savings, gold investments, and transfers back home with Indonesia’s leading digital bank, right from your phone.

Download on App Store

Publisher

PT. Bank Neo Commerce Tbk

Category

Finance

Downloads

1M+

User Rating

3.8/5

Total Ratings

8K+

Locales

2

A Glimpse Inside

Discover the interface used by 1M+ users.

Successful QRIS payment transaction screen on neobank app showing an applied discount.

Successful QRIS payment transaction screen on neobank app showing an applied discount.

Screen showing neobank membership levels and loyalty benefits like free transfers and discount coupons

Screen showing neobank membership levels and loyalty benefits like free transfers and discount coupons

Mobile screen of the neobank app wealth section showing high interest rates for savings and WOW deposits

Mobile screen of the neobank app wealth section showing high interest rates for savings and WOW deposits

Neobank app interface showing the Neo Pinjam loan feature with a 100 million IDR limit and application button.

Neobank app interface showing the Neo Pinjam loan feature with a 100 million IDR limit and application button.

The neobank app interface showing various top-up and bill payment options for utilities, taxes, and services in Indonesia.

The neobank app interface showing various top-up and bill payment options for utilities, taxes, and services in Indonesia.

Mobile screen of the neobank app displaying various promotional offers, referral bonuses, and exclusive coupons in Indonesian.

Mobile screen of the neobank app displaying various promotional offers, referral bonuses, and exclusive coupons in Indonesian.

The Wealth screen of the neobank app featuring gold and mutual fund investment opportunities.

The Wealth screen of the neobank app featuring gold and mutual fund investment opportunities.

neobank app interface showing digital banking features and recognition from Forbes and Bloomberg

neobank app interface showing digital banking features and recognition from Forbes and Bloomberg

Maximize Your Wealth Across Borders

The tools that make this app stand out, trusted by 1M+ users.

📈

Industry-Leading Interest Rates

Beat inflation and grow your savings faster with up to 7.5% p.a. interest on deposits and daily interest payouts.

🤝

Social & Seamless Transfers

Stay connected with family back home. Use Neo Chat to send money instantly and unlock up to 30 free interbank transfers monthly.

Smart Wealth & Rewards

Invest in gold effortlessly and earn exclusive cashback or discount coupons on every digital transaction you make.

About the app

Everything you need to know about neobank by BNC Digital.

Description

Introducing neobank, a banking service in the form of a digital application offered by Bank Neo Commerce which has served more than 30 million users. With a user-friendly appearance, neobank comes with many interesting features that make it easier, safer and more enjoyable for you to manage your finances. Take advantage of various cool features at neobank: Savings NOW Savings with interest paid every day! Free to open an online account with any initial deposit amount, and get interest of 4.25% p.a. WOW deposits Like saving with higher interest, up to 7.5% p.a. The initial deposit is light, you can start from IDR 100 thousand. Flexible tenor, from 7 days to 1 year! Membership Levels Enjoy more advantages as you successfully increase your level. Starting from exclusive coupons, credit and bill discount coupons, to increasing the FREE interbank transfer quota! Free Transfers Level up your membership level and get free transfers up to 30x/month! Neo Loan Do you need a loan that is transparent, definitely safe, and won't be a burden? Neo Loan is the solution. The application is easy, the limit is high, and it is approved quickly. Loan tenor: up to 24 months Loan limit: up to IDR 100,000,000 Interest: Mulai dari 0,06% flat perhari Payment & Digital Product Purchase It is easier and more practical to pay and purchase digital products via the neobank application. Also enjoy cashback from every transaction you make. savepay Get instant discounts for payments via Virtual Account and QRIS at selected merchants Neo Gold Buy and invest gold at selected merchants, get attractive offers using the neobank application. Neo Business Develop your business through Neo Bisnis. Make your business more known to millions of other neobank users. You can also find the business location closest to the area you are in. Neo Chat No need to go anywhere anymore to chat online. You can freely chat, send money, and even create groups via the Neo Chat feature in the neobank application which is safe and super practical. Data security Your financial activities are guaranteed to be safer because we implement a multi-layered banking security system. There are password and PIN gesture features that ensure your transactions are always protected. About Neo Commerce Bank neobank is an online savings and deposit application from Bank Neo Commerce (BNC). Present since 1990 under the name Bank Yudha Bhakti (BBYB), we transformed into the first neobank in Indonesia to provide digital banking services. With the support of the leading fintech company in Indonesia, Akulaku, we continue to invest in technology to provide the latest products and services that suit the needs of customers, both individuals and corporations. PT Bank Neo Commerce Tbk is domiciled at Treasury Tower lt. 60, District 8 Lot 28, Jl. Gen. Sudirman cav. 52-53, Senayan, Kebayoran Baru, South Jakarta 12190, Indonesia. Registered with Bank Indonesia with Business License No. 22/1017/UPPS/PSbD. Contact us: PT Bank Neo Commerce Tbk www.bankneocommerce.co.id 1-500-190 (no prefix or area code) customercare@bankneo.co.id Instagram: bankneocommerce Facebook: Neo Commerce Bank YouTube: Neo Commerce Bank TikTok: @bankneocommerce Twitter (X): @bankneocommerce LinkedIn: PT Bank Neo Commerce Tbk PT Bank Neo Commerce Tbk is licensed & supervised by the Financial Services Authority (OJK), and is a participating bank under the Deposit Insurance Corporation (LPS).

Latest Version

3.6.30

Size

167.6 MB

First Released

Mar 23, 2021

Join 30 Million Users Banking the Smarter Way

Experience the freedom of 7.5% p.a. interest, daily payouts, and a seamless connection to Indonesia’s financial ecosystem, all from your phone.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about neobank by BNC Digital

Is neobank by BNC Digital a regulated and safe banking application?

Yes, neobank is licensed and supervised by the Financial Services Authority (OJK) and is a participating bank under the Deposit Insurance Corporation (LPS).

What is the interest rate for neobank's Savings NOW feature?

neobank's Savings NOW feature offers an interest rate of 4.25% per annum, with interest paid to users every day.

What is the maximum interest rate for neobank WOW deposits?

neobank WOW deposits offer interest rates up to 7.5% per annum for a 12-month tenor, with initial deposits starting from IDR 100 thousand.

Does the neobank app provide free interbank transfers?

Yes, neobank offers free interbank transfers, with the quota increasing up to 30 times per month based on the user's membership level.

What is the maximum loan limit and tenor for neobank's Neo Loan?

neobank's Neo Loan offers a limit of up to IDR 100,000,000 with a loan tenor of up to 24 months and interest starting from 0.06% flat per day.

What types of payments and digital products are available in the neobank app?

neobank allows users to pay various bills and purchase digital products, including PLN, PDAM, Internet & Cable TV, Phone Postpaid, BPJS, and more.

Can neobank users receive discounts when paying with QRIS?

Yes, neobank offers instant discounts for payments made via Virtual Account and QRIS at selected merchants through its savepay feature.

Does neobank offer investment options like buying gold?

Yes, neobank allows users to buy and invest in gold through its Neo Gold feature, offering attractive offers at selected merchants.

How does neobank ensure the security of user data and financial transactions?

The neobank app implements a multi-layered banking security system with password and PIN gesture features to ensure financial activities and transactions are protected.

What is the new user bonus for joining neobank?

New users can receive an exclusive bonus of Rp 350,000 when they join neobank, as part of promotional offers available until December 31, 2025.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

Believe this page infringes your intellectual property? File a dispute