Paga - Send, Pay, and Bank

Paga - Send, Pay, and Bank

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Logo of Paga - Send, Pay, and Bank

Paga: Your Borderless Bridge for US and Nigerian Banking

Open a US Checking account and a Nigerian Naira account with one login. Send money home instantly, spend with Visa® debit cards, and manage your global life with FDIC-insured security and competitive rates.

Publisher

Paga Group LTD (UK)

Category

Finance

Downloads

327K+

User Rating

4.2/5

Total Ratings

2K+

Locales

1

Your Borderless Life

Discover the interface used by 327K+ users.

Paga mobile app interface showing both US Dollar and Nigerian Naira account balances in one wallet

Paga mobile app interface showing both US Dollar and Nigerian Naira account balances in one wallet

Two Paga Visa debit cards with a Nigerian landmark design and Apple Pay logo.

Two Paga Visa debit cards with a Nigerian landmark design and Apple Pay logo.

Paga app displaying a Visa debit card with a Statue of Liberty design and Apple Pay integration for secure payments

Paga app displaying a Visa debit card with a Statue of Liberty design and Apple Pay integration for secure payments

Paga mobile app interface showing NGN balance and automated bill payment features

Paga mobile app interface showing NGN balance and automated bill payment features

Paga app interface showing a currency exchange and money transfer from USD to Nigerian Naira with zero fees

Paga app interface showing a currency exchange and money transfer from USD to Nigerian Naira with zero fees

A white treasure chest filled with gold coins and a padlock representing secure financial data protection

A white treasure chest filled with gold coins and a padlock representing secure financial data protection

A smiling Paga customer support representative wearing a headset and working on a laptop with the text We are always here to help

A smiling Paga customer support representative wearing a headset and working on a laptop with the text We are always here to help

Banking Built for Your Dual Life

The tools that make this app stand out, trusted by 327K+ users.

🌍

Dual Wallets, One Login

Open a US Checking account and a Nigerian Naira account without the hassle. Access both worlds from a single, intuitive interface.

💸

Instant Cross-Border Moves

Send USD to any Naira account instantly at competitive rates. Support family, pay vendors, or manage investments back home with just a few taps.

🛡️

FDIC-Insured Peace of Mind

Your US funds are protected up to $250,000 through our FDIC-insured partner bank. Secure your financial future with bank-grade encryption.

About the app

Everything you need to know about Paga - Send, Pay, and Bank.

Description

Your money shouldn’t stop where your country’s border starts - whether you find yourself in Nigeria, the US, or anywhere in the world. The Paga app gives you the opportunity to open and manage both a US Checking Account and a Nigerian Naira Account from anywhere. To open a Paga US bank account, proof of a valid residential address in the US is required. For the Nigerian bank account, you’ll need a NIN or BVN. One login. One app. Two worlds, finally connected. With Paga, you can: Send, pay, and receive across both currencies Send directly from your Paga US account to any Naira account Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo. Physical & Virtual Visa Debit Cards Shop, travel, and live life on your terms. You can: Pay anywhere with your physical or virtual debit card Link your Paga US card to Apple Pay for secure, contactless payments. Tap and pay in-store or online. Lock and unlock your card instantly. Even choose a card design that fits your style. Move Money Without Borders Send US Dollars to Nigeria — fast and reliable. Request or receive money with a tap, wherever you are. Enjoy competitive exchange rates and fees that keep more money with you. Link your external bank accounts to make better transaction moves. Receive money via ACH, wire transfers, and Visa Direct card transfers How we protect your money Your security isn’t an afterthought — it’s built in. Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits Paga Nigeria accounts are protected by NDIC. Industry-grade security, fraud monitoring, and instant card controls keep your money safe. Extensive identity verification keeps sign-ups secure. Passcode and biometric login ensure only you can access your account. Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend. Always Here to Help Money never sleeps, and neither do we. Get 24/7 customer support. Why Paga? Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira. Because your money should move as freely as you do. Visit our Terms and Conditions for our Nigerian customers - mypaga.com/ngn-terms#tos Visit our Terms and Conditions for our US customers - mypaga.com/usd-terms#tos Download Paga today. Two wallets, one life, no borders. Paga is a financial technology company, not a bank. US banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers the failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply. Medium - https://www.medium.com/@mypaga Facebook - https://www.facebook.com/mypaga Twitter - https://www.twitter.com/mypaga Instagram - https://www.instagram.com/my_paga

Latest Version

5.0.9

Size

161.6 MB

First Released

Aug 29, 2018

Your Financial Bridge to Home Starts Here

Join over 30 million users connecting their US and Nigerian lives. Get your USD and Naira accounts today and start moving money without borders.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Paga - Send, Pay, and Bank

What is Paga?

Paga is a financial technology company that enables users to manage US Checking and Nigerian Naira accounts, send, pay, and receive money across both currencies, and connect their financial lives globally.

Where does Paga operate?

Paga operates in the US and Nigeria, connecting financial transactions and accounts between these two regions. Users can manage both US and Nigerian accounts from anywhere.

What types of accounts can I open with Paga?

Paga allows users to open and manage both a US Checking Account and a Nigerian Naira Account. These accounts are accessible from any location globally.

Does Paga offer physical and virtual cards?

Yes, Paga provides both physical and virtual Visa Debit Cards. Users can pay anywhere with these cards and link them to Apple Pay.

Can I link my Paga US card to Apple Pay?

Yes, Paga US cards can be linked to Apple Pay for secure, contactless payments. This feature allows for tap-and-pay in-store or online.

Does Paga enable PayPal functionality for Nigerians?

Yes, Paga integrates with PayPal, allowing Nigerians to top up, withdraw, and get paid in any currency, instantly converting to Naira. Users can also pay globally.

Does Paga provide customer support?

Yes, Paga offers 24/7 customer support. The app aims to provide assistance around the clock for its users.

Is Paga a bank?

No, Paga is a financial technology company, not a bank. US banking services are provided through Regent Bank, Member FDIC.

Can I link external bank accounts to Paga?

Yes, users can link their external bank accounts to Paga to facilitate transactions and manage their finances more effectively.

Can Paga help me manage my side gigs?

Yes, Paga allows users to get paid by clients, pay vendors abroad, or manage their side gigs seamlessly, connecting their financial life on various apps.

Does Paga offer competitive exchange rates?

Yes, Paga aims to provide competitive exchange rates and fees. This approach ensures that users retain more of their money during currency conversions.

Can I send US Dollars to Nigeria with Paga?

Yes, Paga enables fast and reliable sending of US Dollars to Nigeria. This feature is part of its cross-border money movement capabilities.

Does Paga support bill payments?

Yes, Paga allows users to pay and automate bill payments on their own terms from anywhere. This feature helps manage recurring expenses.

How do I open a Paga US bank account?

To open a Paga US bank account, proof of a valid residential address in the US is required. This ensures compliance with regulatory standards.

What is required to open a Paga Nigerian bank account?

To open a Paga Nigerian bank account, users need a NIN (National Identification Number) or BVN (Bank Verification Number). These are standard identification requirements.

How can I manage my Paga card?

Paga allows users to instantly lock and unlock their physical and virtual cards. Users can also choose a card design that fits their style.

What types of transfers does Paga support?

Paga supports receiving money via ACH, wire transfers, and Visa Direct card transfers. Users can also send money directly from their Paga US account to any Naira account.

Is my money protected with Paga?

Yes, Paga prioritizes security. Paga US accounts are protected up to $250,000 via an FDIC-insured partner bank, and Paga Nigeria accounts are protected by NDIC.

What insurance protects my Paga US account?

Paga US accounts are protected up to $250,000 through Paga's FDIC-insured partner bank. More information is available on the FDIC website.

What insurance protects my Paga Nigeria account?

Paga Nigeria accounts are protected by NDIC (Nigeria Deposit Insurance Corporation). This ensures the safety of funds for Nigerian users.

Does Paga charge transaction fees?

Paga aims for competitive exchange rates and fees that keep more money with the user. The app strives to minimize costs for transactions.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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