拍拍贷借款-借贷:小额分期贷款现金借钱软件

拍拍贷借款-借贷:小额分期贷款现金借钱软件

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Logo of 拍拍贷借款-借贷:小额分期贷款现金借钱软件

拍拍贷借款: Your Reliable Financial Bridge to China

Experience 1-minute automated approvals and up to 200,000 RMB in credit. No collateral needed—secure, fast, and trusted by millions of users worldwide.

Publisher

Shanghai PPDAI Financial Information Services Co.,Ltd.

Category

Finance

Downloads

27M+

User Rating

4.2/5

Total Ratings

178K+

Locales

2

Smart Lending Simplified

Discover the interface used by 27M+ users.

Promotional banner for PPDai loan app featuring the Chinese National Weightlifting Team as an official partner.

Promotional banner for PPDai loan app featuring the Chinese National Weightlifting Team as an official partner.

PPDai mobile app screen showing a maximum loan limit of 200000 Yuan and 1-minute fast approval

PPDai mobile app screen showing a maximum loan limit of 200000 Yuan and 1-minute fast approval

PPDai loan app promotional screen with 3.6 percent starting interest rate and 200,000 Yuan loan limit

PPDai loan app promotional screen with 3.6 percent starting interest rate and 200,000 Yuan loan limit

Screenshot of the PPDai loan app featuring a zero interest for seven days promotion for new users.

Screenshot of the PPDai loan app featuring a zero interest for seven days promotion for new users.

PPDai mobile app interface displaying a 200,000 RMB loan limit and a 3.6 percent starting annual interest rate.

PPDai mobile app interface displaying a 200,000 RMB loan limit and a 3.6 percent starting annual interest rate.

PPDai loan app identity authentication screen featuring face recognition technology

PPDai loan app identity authentication screen featuring face recognition technology

PPDai loan app screenshot showing 18 years of compliant operation and security certifications

PPDai loan app screenshot showing 18 years of compliant operation and security certifications

Smartphone screen showing PPDai loan app interface with information about its NYSE listing and user trust

Smartphone screen showing PPDai loan app interface with information about its NYSE listing and user trust

Empowering Your Cross-Border Financial Freedom

The tools that make this app stand out, trusted by 27M+ users.

1-Minute Rapid Funding

Experience a fully automated online review process with funds arriving in your account in as little as 60 seconds for immediate liquidity.

🛡️

Zero Collateral Needed

Bridge your financial needs in China without physical assets. Secure loans up to 200,000 RMB based solely on your credit profile.

🎁

Exclusive New User Perks

Start your journey with 7 days of interest-free borrowing and enjoy transparent, competitive rates starting from 3.6% APR.

About the app

Everything you need to know about 拍拍贷借款-借贷:小额分期贷款现金借钱软件.

Description

借钱就上拍拍贷借款! 【产品特色】 1、产品提供:个人消费贷、企业经营贷、装修贷、出行旅游贷等。 2、闪电借款:借款流程简单,线上全自动化信审,到账时间1分钟起。 3、额度灵活:大额高至20万,额度循环使用,随还随借。 4、门槛超低:全程线上申请,无抵押贷款。 5、费率优惠:综合年化利率3.6%起(单利)。 6、新手免息:0息费借7天,新用户借款7天内还清免全部息费。 7、自主提额:额度跟随信用状况变更,实时提额,快至1分钟出结果。 8、信息保密:用户信息严格保密,值得信赖。 9、小额借款(现金借款,借钱,手机借款,手机借钱)就找拍拍贷。 【关于拍拍贷】 拍拍贷于2017年 11月成功上市。 拍拍贷是一家网络信用借贷平台,为用户提供方便、快捷的服务。 【联系我们】 客服电话:95065(08:00-20:00) 微信关注“上海拍拍贷”公众号 温馨提示:贷款有风险,借款需谨慎,请根据个人经济能力合理贷款,合理消费,避免逾期;贷款额度、利率、放款时间以实际审核为准。

Latest Version

10.11.0

Size

118.4 MB

First Released

May 8, 2015

Ready to Secure Your Instant Credit Limit?

Join 27 million users and get up to 200,000 RMB with 100% online approval. New users enjoy 0% interest for the first 7 days—manage your Chinese financial liquidity effortlessly from the USA.

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FAQ

Frequently Asked Questions

Everything you need to know about 拍拍贷借款-借贷:小额分期贷款现金借钱软件

What types of loans does 拍拍贷借款 offer?

拍拍贷借款 offers personal consumption, business operation, renovation, and travel loans. It also provides small cash and mobile money borrowing services for users.

What is the maximum loan amount available with 拍拍贷借款?

The maximum loan amount available through 拍拍贷借款 is 200,000 Chinese Yuan. This flexible credit amount is also available for revolving use.

How fast can users receive funds after approval with 拍拍贷借款?

Funds can be disbursed as fast as 1 minute after credit approval with 拍拍贷借款. The loan application and approval process are entirely online and automated.

What is the starting annual interest rate for loans on 拍拍贷借款?

The comprehensive annual interest rate for loans on 拍拍贷借款 starts from 3.6% (simple interest). Actual rates are determined by the individual's credit approval.

Is 拍拍贷借款 a secure platform for personal information?

Yes, 拍拍贷借款 strictly protects user information, ensuring confidentiality. It utilizes proprietary encryption algorithms and holds ISO27001 and ISO9001 information security certifications.

What are the steps to apply for a loan with 拍拍贷借款?

Users apply for a loan with 拍拍贷借款 in three online steps: identity verification (including face verification), completing personal information, and finally obtaining the credit limit.

Is 拍拍贷借款 a publicly traded company?

Yes, 拍拍贷借款's parent company, PPDai, is a publicly traded company. It was successfully listed on the New York Stock Exchange in November 2017.

How many users trust the 拍拍贷借款 platform?

Over 180 million users trust the 拍拍贷借款 brand. The platform has also accumulated more than 10 million positive user reviews since its establishment.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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