Paytm: Secure UPI Payments
The essential financial bridge for NRIs in the USA. Manage your Indian bank accounts, pay your family’s utility bills, and stay UPI-ready for your next trip home—all with India’s most trusted secure payment app.
Publisher
Category
FinanceDownloads
29M+User Rating
Total Ratings
2M+Locales
2Discover the interface used by 29M+ users.
The tools that make this app stand out, trusted by 29M+ users.
Instantly pay utility bills, electricity, and broadband for your parents in India. Use your NRE/NRO accounts to ensure their home is always running smoothly.
Protect your personal details with personalized UPI IDs. Use 'Hide Payments' and scan-to-pay features that keep your mobile number and transaction history private.
Land in India and pay like a local. From booking IRCTC train tickets to scanning QR codes at any roadside vendor, you are always ready for your next homecoming.
Insights from user reviews.
Sentiment Score
Summary
User reviews for the app are largely negative, reflecting significant frustration across various aspects. While some users appreciate recent improvements to the app's design, micro-animations, and the 'Spend Analytics' feature, a substantial number report critical issues. Frequent complaints include app crashing, freezing, and general instability, alongside pervasive problems with customer support, which many describe as unhelpful or non-existent. International users also face challenges, often unable to use the app due to country or phone number restrictions, and numerous login and OTP verification failures are reported. Additionally, specific features like gold investment and flight booking refunds draw strong criticism for lack of transparency and unaddressed financial discrepancies.
Common Themes
Everything you need to know about Paytm: Secure UPI Payments.
Description
Latest Version
10.73.0
Size
285.4 MB
First Released
Oct 24, 2011
Join 50 crore+ users and bridge the distance. Manage your NRE/NRO accounts, pay family utility bills in India, and enjoy seamless payments for your next trip home.
Everything you need to know about Paytm: Secure UPI Payments
Paytm is an Indian financial technology app that pioneered mobile payments and QR codes. It offers UPI payments, recharges, bill payments, and various financial services, trusted by over 50 Crore Indians.
Yes, Paytm UPI works internationally for Indian travelers in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal, facilitating instant money transfers and payments abroad.
Yes, Paytm allows users to create personalized UPI IDs like name@ptyes or name@ptaxis, enhancing privacy by not revealing their mobile number.
Paytm ensures privacy through built-in features including hiding/unhiding payments, personalized UPI IDs, QR scanning without sharing your number, and no OTP card swipes.
Yes, Paytm allows you to hide payments. You control your transaction visibility, ensuring your payment history remains private if desired.
Paytm UPI Lite enables PIN-less payments up to 4,000 per day. It functions even when banks are offline, offers auto top-up, and provides clutter-free bank statements.
Yes, Paytm allows linking your RuPay credit card to make UPI payments. This method requires no OTP or CVV and enables earning rewards at shops and online.
Yes, Paytm supports UPI AutoPay for recurring payments. You can enable it for subscriptions, SIPs, and rent, among other regular payments.
Paytm supports mobile and DTH recharges, and bill payments for electricity, water, gas, broadband, insurance, FASTag, challans, and EMIs.
Yes, Paytm offers personal loans ranging from 50,000 to 25,00,000 with tenures of 6–60 months. Interest rates vary, and processing fees apply.
Paytm allows users to check their credit score for free. This feature is available to help users get instant cash loans.
Yes, Paytm offers a "Total UPI Bank Balance" feature, allowing users to view balances across all linked bank accounts instantly in one place.
Yes, Paytm Money offers investment options including Mutual Fund SIPs, investing in Stocks, and saving in Gold.
Paytm provides merchants with card machines, including Soundbox and Swipe devices. These accept QR payments and card swipes, with real-time audio confirmation.
Yes, Paytm offers Spend Analytics. This feature provides categorized spend insights and month-on-month tracking for better financial management.
Yes, Paytm allows users to download UPI statements in both Excel and PDF formats. This is useful for tracking, accounting, or tax filing purposes.
Yes, Paytm offers various rewards. For instance, you can earn guaranteed gold coins on payments, with every 100 spent earning 1 Gold Coin.
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App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.
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