Pyng

Pyng

Download on App Store
Logo of Pyng

Pyng: Zero Surcharges. Zero Fees. Total Security.

Stop paying the "credit card price" at your favorite local spots. Link your bank and pay directly via QR code to save money on every transaction with the #PyngPromise.

Publisher

Pyng Payments Pty Ltd

Category

Finance

Downloads

15K+

User Rating

4.7/5

Total Ratings

100

Locales

1

A Smarter Way to Pay

Discover the interface used by 15K+ users.

Pyng app interface displaying a QR code for secure payments without surcharges

Pyng app interface displaying a QR code for secure payments without surcharges

Screenshot of the Pyng app showing a payment receipt with zero surcharges and progress bars for cashback and free item rewards.

Screenshot of the Pyng app showing a payment receipt with zero surcharges and progress bars for cashback and free item rewards.

Pyng app screenshot showing instant cashback rewards for local coffee shops and merchants.

Pyng app screenshot showing instant cashback rewards for local coffee shops and merchants.

Mobile screen of Pyng app displaying exclusive cashback and free drink offers from local restaurants and cafes

Mobile screen of Pyng app displaying exclusive cashback and free drink offers from local restaurants and cafes

Mobile app interface showing a list of local businesses nearby for easy payments

Mobile app interface showing a list of local businesses nearby for easy payments

A smartphone screen showing the Pyng app's bank account linking process with security-focused messaging about safe transactions.

A smartphone screen showing the Pyng app's bank account linking process with security-focused messaging about safe transactions.

Stop Getting Nickeled and Dimed

The tools that make this app stand out, trusted by 15K+ users.

💸

The #PyngPromise: Zero Fees

Stop paying 3-4% extra on every coffee or lunch. Pyng eliminates surcharges for both you and the merchant, keeping more money in your pocket.

🛡️

Bank-Direct Security

Your money stays where it belongs—in your bank. Pyng never touches your funds or stores card details, using encrypted authentication to keep you safe.

⚖️

Real-Time Spending Control

Set your own debit limits and pay directly from your available balance. It’s the easiest way to support local businesses while staying on budget.

About the app

Everything you need to know about Pyng.

Description

A cheaper and better way to pay with Pyng Zero surcharges #PyngPromise - When you use Pyng, neither you or the merchant will need to pay a surcharge. Saving you a ton of money. Your money is 100% safe - Pyng is safer than a normal credit card as it’s all authenticated through your own bank account and doesn’t require you to transfer funds to us or anywhere else. Pay straight from your bank - Pay directly from your bank account giving you more control of how you spend. How it works 1. Install the app via the App Store 2. Link your bank account: Securely link your bank account through your own banking app or banking platform - you can set a limit on how much money Pyng can debit from your account at any point of time 3. Scan a QR code and it's as simple as that Your money stays safe Pyng protects your money with the best-in-class security systems that help minimize fraud. Most importantly, Pyng never touches your money - your money goes straight to the merchant reducing any risk of fraud and reducing any transaction costs.

Latest Version

1.11.3

Size

46.4 MB

First Released

Oct 3, 2024

Say Goodbye to Surcharges Forever

Join 15,000+ savvy spenders paying the sticker price. No hidden fees, no credit card markups—just secure, direct payments from your bank in one scan.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Pyng

How does Pyng work?

Pyng works by installing the app, securely linking your bank account, and then scanning a QR code at checkout. This allows you to pay directly from your bank account.

Does Pyng charge transaction surcharges?

No, Pyng does not charge surcharges. The #PyngPromise ensures that neither the user nor the merchant pays any extra fees, making it a cheaper way to pay.

Is Pyng a safe payment method?

Yes, paying with Pyng is 100% safe. It authenticates payments directly through your bank account, which is safer than a normal credit card, and utilizes best-in-class security systems.

How does Pyng protect my money?

Pyng protects your money by using best-in-class security systems. It never handles your funds; payments are processed directly from your bank account to the merchant, reducing fraud risk.

Can I set a spending limit in Pyng?

Yes, you can set a limit on how much money Pyng can debit from your account. This spending control is established during the secure bank account linking process.

Does Pyng offer cashback or rewards?

Yes, Pyng offers instant cash back and exclusive offers. Users can unlock real value and perks, not just points, from Pyng partners and local businesses.

Do I need to transfer funds to Pyng?

No, Pyng does not require you to transfer funds to them. Your money is authenticated through your bank account and sent directly to the merchant, as Pyng never touches your money.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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