Ryt Bank

Ryt Bank

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Logo of Ryt Bank

Ryt Bank: The AI-Powered Bank Built for Your Lifestyle

Join the revolution of banking done right. Sign up in 2 minutes to earn 4% p.a. interest paid daily, spend globally with zero fees, and master your money effortlessly with Ryt AI.

Download on App Store

Publisher

YTL Digital Bank Berhad

Category

Finance

Downloads

575K+

User Rating

4.5/5

Total Ratings

1K+

Locales

3

Banking Done Ryt

Discover the interface used by 575K+ users.

Ryt Bank smartphone screen showing its AI powered interface with options for snap and pay and transfers

Ryt Bank smartphone screen showing its AI powered interface with options for snap and pay and transfers

Ryt Bank mobile app interface showing account balance daily interest rates and financial services

Ryt Bank mobile app interface showing account balance daily interest rates and financial services

Smartphone screen displaying Ryt Bank daily interest notification with a 4 percent annual rate

Smartphone screen displaying Ryt Bank daily interest notification with a 4 percent annual rate

A silver Ryt Bank Visa debit card highlighting 1.2 percent unlimited cashback on overseas spending and zero foreign transaction fees.

A silver Ryt Bank Visa debit card highlighting 1.2 percent unlimited cashback on overseas spending and zero foreign transaction fees.

Ryt Bank mobile app screen displaying the Ryt PayLater instant credit limit and repayment dashboard

Ryt Bank mobile app screen displaying the Ryt PayLater instant credit limit and repayment dashboard

Ryt Bank mobile app interface showing AI powered bill scanning and payment through JomPAY

Ryt Bank mobile app interface showing AI powered bill scanning and payment through JomPAY

Ryt Bank mobile app screen showing the Save Pocket feature to set personalized savings goals with a holiday icon

Ryt Bank mobile app screen showing the Save Pocket feature to set personalized savings goals with a holiday icon

Ryt Bank mobile app insights screen showing income and spending charts

Ryt Bank mobile app insights screen showing income and spending charts

Ryt Bank mobile app interface showing a QR code for receiving payments in Malaysia.

Ryt Bank mobile app interface showing a QR code for receiving payments in Malaysia.

Secure banking interface of Ryt Bank app featuring Face ID biometric login

Secure banking interface of Ryt Bank app featuring Face ID biometric login

Banking That Works at Your Speed

The tools that make this app stand out, trusted by 575K+ users.

📈

Earn While You Sleep

Watch your money grow with up to 4% p.a. interest, credited daily to your account with zero lock-in periods.

🤖

AI-Powered Simplicity

Skip the manual data entry. Just snap, upload, and pay in seconds using our intelligent Ryt AI technology.

💳

Smart Spending Everywhere

Enjoy instant credit up to RM1,499 and zero foreign transaction fees with the Ryt Card plus unlimited cashback.

About the app

Everything you need to know about Ryt Bank.

Description

Meet Ryt Bank — The World’s First AI-Powered Bank. Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited.​ Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor. Why Ryt Bank?​ • Sign up - As fast as 2 minutes. • Get paid daily up to 4% p.a. No lock-in.​ • Ryt Card - Unlimited 1.2% cashback on overseas in-store spend, plus zero foreign transaction fees. • Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply. • Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds. • Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers. • Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts. We take your security seriously. • Supports English, Bahasa Melayu, and Mandarin. This is just the beginning. Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always. Terms and Conditions: https://www.rytbank.my/general-terms-and-conditions Associated Fees: https://www.rytbank.my/fees-and-limits Company Information: Level 37, Menara Southpoint, Mid Valley City Lingkaran Syed Putra Kuala Lumpur Wilayah Persekutuan Customer Support: In-App Live Chat (available 24/7) Website: https://www.rytbank.my Business Hours: 8.00AM - 8.00PM (daily) Download Ryt Bank today.

Latest Version

1.26.0

Size

188.6 MB

First Released

Apr 7, 2025

Ready to Bank the Ryt Way?

Join over 575,000 Malaysians who have ditched traditional banking. Sign up in just 2 minutes to start earning 4% p.a. daily interest and experience the power of AI-driven finance today.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Ryt Bank

What is Ryt Bank?

Ryt Bank is the world's first AI-Powered Bank, proudly made in Malaysia. It provides banking services designed for speed, simplicity, and innovation.

Is Ryt Bank licensed and regulated in Malaysia?

Yes, Ryt Bank is licensed by Bank Negara Malaysia and is protected by PIDM for up to RM250,000 per depositor.

How quickly can I open an account with Ryt Bank?

Users can sign up for a Ryt Bank account as fast as 2 minutes.

Does Ryt Bank offer daily interest on deposits?

Yes, Ryt Bank offers daily interest payments of up to 4% p.a. with no lock-in period.

What are the benefits of the Ryt Card for international transactions?

The Ryt Card provides unlimited 1.2% cashback on overseas in-store spending and zero foreign transaction fees.

What are the features of Ryt PayLater?

Ryt PayLater offers instant credit up to RM1,499 with no documents or late fees. It provides flexible installments for up to 12 months at low monthly rates.

How does Ryt AI work for payments?

Ryt AI assists with effortless banking by allowing users to snap, upload, and pay bills in seconds, integrating directly with payment processes.

What payment methods are available in Ryt Bank?

Ryt Bank supports DuitNow transfers, QR payments, and scheduled transfers for effortless money movement.

What security features does Ryt Bank include?

Ryt Bank ensures security with biometric verification, end-to-end encryption, and real-time fraud alerts.

What languages does the Ryt Bank app support?

The Ryt Bank app supports English, Bahasa Melayu, and Mandarin.

How can I contact Ryt Bank customer support?

Users can access Ryt Bank customer support via the In-App Live Chat, which is available 24/7.

Does Ryt Bank have a referral program?

Yes, Ryt Bank offers a referral program where both the referrer and the referred friend can receive up to RM88 Angpow.

Can I track my spending with Ryt Bank?

Yes, Ryt Bank provides an 'Insights' feature that offers clear spending tracking, real-time notifications, and smart categories.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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