Toss - Make finance easier

Toss - Make finance easier

Download on App Store
Logo of Toss - Make finance easier

Toss: Your All-in-One Finance Super App

Join over 11 million users who have simplified their banking, investing, and transfers. Get daily interest, zero-fee global payments, and a complete financial overview—all in one seamless English experience.

Publisher

Viva Republica

Category

Finance

Downloads

11M+

User Rating

4.2/5

Total Ratings

96K+

Locales

6

Your Money, Beautifully Organized

Discover the interface used by 11M+ users.

The Toss app interface showing a summary of bank accounts, securities, spending tracking, and credit score in English.

The Toss app interface showing a summary of bank accounts, securities, spending tracking, and credit score in English.

Toss Bank app screen displaying daily interest earnings notification

Toss Bank app screen displaying daily interest earnings notification

Toss app interface showing investment portfolio with KRW and USD balances and international stock listings

Toss app interface showing investment portfolio with KRW and USD balances and international stock listings

Toss app shopping interface displaying various food deals and recommended products

Toss app shopping interface displaying various food deals and recommended products

Toss app interface for comparing loan rates and checking loan limits

Toss app interface for comparing loan rates and checking loan limits

Toss app rewards screen showing various ways to earn points including daily fortune, steps tracking, and missions

Toss app rewards screen showing various ways to earn points including daily fortune, steps tracking, and missions

Complete Control of Your Financial World

The tools that make this app stand out, trusted by 11M+ users.

📊

Total Financial Overview

Connect all your accounts, cards, and loans to see your net worth at a glance. No more jumping between fragmented apps.

💸

Banking That Pays You Daily

Earn interest from day one and enjoy lifetime free transfers. Spend globally with a debit card featuring zero foreign transaction fees.

🛡️

Smart & Secure Growth

Grow your wealth with simplified stock trading and compare 75+ loan options instantly, all protected by proactive scam detection.

Review Analysis

Insights from user reviews.

Sentiment Score

24%
Negative

Summary

The app receives largely negative feedback from users, who are frustrated with recent updates that have led to a cluttered and less intuitive user interface. Frequent complaints include app instability, various bugs affecting critical services like card payments and stock trading features, and delays in dividend processing. Many users express strong dissatisfaction with the proliferation of unwanted features, excessive advertisements, and event games perceived as having low rewards or manipulative odds. Despite these issues, some users appreciate the core virtual account system and find the Toss Securities UI comfortable, while also suggesting improvements for specific utility features and account accessibility for international users.

Common Themes

User Interface(3)
Investment Services(2)
Payment Functionality(1)
Account Accessibility(1)
Utility Features(1)

About the app

Everything you need to know about Toss - Make finance easier.

Description

Download the Toss app to use Toss Bank and Toss Securities ● Get a full overview of your finances at a glance - Manage all your accounts—savings, installment deposits, housing subscriptions, investments, and loans—conveniently in one place with Toss. - Stay on top of your income, spending, and card spending requirements. - Easily track monthly bills, insurance payments, subscriptions with no extra effort. ● Safe, simple, and fee-free transfers - Transfer fees are free for life at Toss, no matter which bank you use. - Scan for scam & fraud accounts in advance to safely send money. ● Banking reinvented for you - Even one day is enough to start earning interest with a Toss Bank account. - Get interest in advance with a Toss Bank account—before it matures. - Easily get a debit card you can use abroad with no foreign transaction fees. ● Instantly look up your loan options - Compare loan offers from 75 different financial institutions—including 16 from the banking sector—in under a minute. - Enjoy special promotions like 1-year interest support and more. ● Smart insurance recommendations tailored to you - Find out what coverage you're missing compared to your peers and get personalized suggestions. - Submit a medical bill claim and get reimbursements without the hassle of paper work ● Investing made simple for everyone - Simple terms anyone can understand. - Get curated news on stocks you follow. - Share information in the community or get tips from top investors. ● Users can now use Toss in English - Toss is now available in English. - To use Toss in English, change your language settings to English. ● Accessibility Features Supported - The VoiceOver feature can be enabled for screen reading. - Text size can be increased, and the screen can be zoomed in for easier viewing. - High contrast and color-independent display options make the screen easier to view. - The app is optimized for Dark Mode as well. ● Toss is operated by Viva Republica Viva Republica, a leading fintech company in Korea, is officially registered as an electronic financial business under Article 28 of the Electronic Financial Transactions Act. The company earned this designation after passing security and monitoring inspections by the Financial Supervisory Service and receiving approval from the Financial Services Commission. In 2019, Viva Republica was ranked 29th on the "Top 100 Fintech Companies in the World" list by KPMG and H2 Ventures. Today, it holds more official partnerships with banks and securities firms than any other fintech company in Korea. ● Toss only asks for required permissions You can use the app without granting the optional permissions, though some feature may not be available. Here's what each option permission is used for. [Optional permissions] - Contacts: Used to enable features such as sending money to contacts and selecting profile photos - Notifications: sending notifications, receiving ARS verification code - Camera: Reading and uploading QR codes, cards, and ID cards - Photos: storing and uploading photo - Location: detecting current locating and preventing fraudulent transactions - Motion & Fitness: tracking steps (for Toss Walk) - Face ID: secure login without a PIN - Bluetooth: find and connect to nearby devices - Tracking: viewing results of "This week's mission" ● Accessibility Features Supported · The VoiceOver feature can be enabled for screen reading. · Text size can be increased, and the screen can be zoomed in for easier viewing. · High contrast and color-independent display options make the screen easier to view. · The app is optimized for Dark Mode as well. ● Toss is open 24/7, 365 - Phone number 1599-4905 - KakaoTalk @toss - Email support@toss.im

Latest Version

5.244.0

Size

404.4 MB

First Released

Mar 27, 2014

One App. Total Financial Freedom.

Join 11M+ users managing their entire financial life in one place. Banking, investing, and fee-free transfers—now fully available in English.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Toss - Make finance easier

How can the Toss app help manage my finances?

The Toss app provides a full overview of finances by managing all accounts, including savings, investments, and loans. It tracks income, spending, bills, and subscriptions conveniently in one place.

Does Toss charge fees for money transfers?

No, Toss does not charge transfer fees. Transfers are free for life at Toss, regardless of the bank used. The app also scans for scam and fraud accounts to ensure safe transactions.

Can users earn interest with a Toss Bank account?

Yes, users can earn interest with a Toss Bank account. Interest starts accruing even from one day. Users can also get interest in advance before it matures.

How does Toss help with finding loan options?

Toss allows users to compare loan offers from 75 financial institutions, including 16 banks, in under a minute. It also provides special promotions like 1-year interest support.

Is Toss Securities available for investment?

Yes, Toss Securities is available for investing. It simplifies investing with easy-to-understand terms, provides curated stock news, and offers a community to share information and tips from top investors.

Does the Toss app support multiple languages?

Yes, the Toss app supports English. Users can change their language settings to English to use the app in their preferred language.

What accessibility features does the Toss app offer?

The Toss app offers VoiceOver for screen reading, adjustable text size, screen zoom, high contrast, color-independent display options, and Dark Mode optimization.

What company operates Toss and is it regulated?

Toss is operated by Viva Republica, a leading fintech company in Korea. It is officially registered as an electronic financial business after passing security and monitoring inspections by the Financial Supervisory Service.

Does Toss require mandatory permissions to use the app?

No, Toss only asks for required permissions. Users can use the app without granting optional permissions, though some features might not be available if those permissions are declined.

Can I use Toss Points like cash?

Yes, users can use Toss Points just like cash. The app offers various ways to earn points through activities such as Daily Fortune, Nearby Ping, and completing weekly missions.

How can I contact Toss customer support?

Toss customer support is available 24/7, 365 days a year. Users can contact them via phone at 1599-4905, through KakaoTalk at @toss, or by emailing support@toss.im.

Can I get a debit card for international use with Toss Bank?

Yes, users can easily get a debit card from Toss Bank that is usable abroad. This debit card comes with the benefit of no foreign transaction fees.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

Believe this page infringes your intellectual property? File a dispute