Ubank Money App

Ubank Money App

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Logo of Ubank Money App

Ubank Money App: See money better, so you can do money better.

The all-in-one digital bank designed for your life. Automate your savings, master your bills, and sync all your accounts in one place with zero monthly fees and zero stress.

Download on App Store

Publisher

86 400 Technology Pty Ltd

Category

Finance

Downloads

1M+

User Rating

4.7/5

Total Ratings

46K+

Locales

1

Money, Reimagined

Discover the interface used by 1M+ users.

A group of young adults enjoying a beach picnic with the text Clever Digital Banking

A group of young adults enjoying a beach picnic with the text Clever Digital Banking

Ubank Visa Debit card showing Apple Pay integration for instant spending

Ubank Visa Debit card showing Apple Pay integration for instant spending

Ubank mobile app interface showing a total savings growth graph and a spending footprint breakdown by category

Ubank mobile app interface showing a total savings growth graph and a spending footprint breakdown by category

Ubank app Bill Planner screen showing upcoming bills and award badge

Ubank app Bill Planner screen showing upcoming bills and award badge

Ubank app screen showing how to save on fees when travelling with card management features like locking and usage controls.

Ubank app screen showing how to save on fees when travelling with card management features like locking and usage controls.

Ubank app spending footprint screen showing expense categories and amounts

Ubank app spending footprint screen showing expense categories and amounts

Ubank mobile app screen showing bill planning around a pay cycle with upcoming subscription payments for Netflix and Spotify.

Ubank mobile app screen showing bill planning around a pay cycle with upcoming subscription payments for Netflix and Spotify.

Ubank mobile app screen displaying savings targets and progress for a travel goal

Ubank mobile app screen displaying savings targets and progress for a travel goal

Ubank mobile app screen showing connected external bank accounts and total cash balance on a single dashboard

Ubank mobile app screen showing connected external bank accounts and total cash balance on a single dashboard

Ubank mobile app interface showing various bank account balances including spend bills and savings

Ubank mobile app interface showing various bank account balances including spend bills and savings

Banking Built for Your Lifestyle

The tools that make this app stand out, trusted by 1M+ users.

Budgeting on Autopilot

Split your income automatically as soon as you get paid. Our Split Income and Autosave tools handle the 'adulting' for you.

📱

Your Financial Command Center

Stop app-hopping. Connect your other bank accounts to Ubank to see all your balances and spending insights in one place.

📈

Savings That Actually Grow

Set up to 10 custom targets and unlock competitive bonus interest to reach your goals—from travel to home deposits—faster.

Review Analysis

Insights from user reviews.

Sentiment Score

34%
Negative

Summary

User reviews for this mobile app are largely negative, primarily driven by recent changes to bonus interest policies that require continuous balance growth, prompting many customers to seek alternative banking solutions. While some users praise the app's ease of use, simple design, and positive experiences with customer support and referral benefits, these positive aspects are overshadowed by significant issues. Frequent complaints include app reliability problems such as login errors, difficulties with passkey setup, and the app not opening after updates, particularly for users on older iOS versions like 16.3 and 16.4. Additionally, users report frustratingly long wait times for customer service and a lack of essential features like a running account balance.

Common Themes

Ease of Use(7)
Customer Support(2)
Referral Program Benefits(2)
Security Features(1)
App Design(1)

About the app

Everything you need to know about Ubank Money App.

Description

Ubank is a digital bank with all the tools you need to succeed with money. No matter where you’re starting from, Ubank has features to help you see money better, so you can do money better. - No monthly fees here or overseas from Ubank for everyday banking. - Easy to unlock bonus interest with a great rate on up to $1M total savings per customer when you meet our bonus interest criteria. - Get insights on your spending that sync to your Pay Cycle, and use Split Income to automatically divide your pay when it lands in your account. - Link your other banks to Ubank with Connected Accounts to see your money all in one place. - Add cards to your digital wallet within minutes of signup to start spending straight away. - Stay on top of regular expenses with a Bill Planner and a separate Bills account to make paying your bills more chill. - Easily create Shared accounts in the app, so you can start sharing money with your partner-in-finance, whether it’s for rent or romance. - Set Savings Targets for up to 10 savings accounts and track your goals, with the option to set-and-forget with Split Income and Autosave features. Ubank also supports you in the big moments, with simple home loan options and fast application review for owner-occupiers, investors, and refinancing customers. Apply direct with Ubank for simple application, flexible loans and great customer support from our local home loan specialists. Download the app and get started in minutes with a Spend, Save and Bills account. Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below. --------------------------------------------------------------------------------------------------------------------- Ubank is part of the NAB Group and uses advanced encryption technology to protect your money. Ubank is open to Australian or New Zealand citizens, or Australian permanent residents. You must be aged 16 or older with an Australian residential address and mobile number to hold an account. You will need at least one form of ID (Australian driver licence, Australian passport, Medicare card or birth certificate) to sign up. This is general information and doesn't take your personal situation into account. Please take the time to make sure it’s right for you. Read our General Terms at ubank.com.au/general-terms Read our Target Market Determinations at ubank.com.au/tmd Read our Welcome Bonus Rate and Everyday Bonus Rate terms at ubank.com.au/banking/savings-account Read our Bonus Offer terms at http://ubank.com.au/campaigns/welcome-offer Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Products issued by Ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Registered Address: Level 28,395 Bourke Street, Melbourne VIC 3000, Australia

Latest Version

11.257.2

Size

86.2 MB

First Released

Feb 13, 2023

Ready to do money better?

Join 1M+ users who’ve ditched the fees for automated savings, instant digital cards, and a more chill way to manage every dollar.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Ubank Money App

What is Ubank?

Ubank is a digital bank providing tools for managing money, including everyday banking, savings with bonus interest, spending insights, and bill planning. It is part of the NAB Group.

Does Ubank charge monthly fees for everyday banking?

No, Ubank does not charge monthly fees for everyday banking. This policy applies both domestically and overseas for Ubank customers.

How can I earn bonus interest with Ubank?

Yes, Ubank offers bonus interest with a great rate on up to $1M total savings. Customers must meet specific bonus interest criteria to unlock this feature.

Can I link my other bank accounts to Ubank?

Yes, Ubank allows users to link their other bank accounts using the Connected Accounts feature. This provides a consolidated view of all money in one place.

What types of accounts can I open with Ubank?

Ubank offers Spend, Save, and Bills accounts to help manage finances. Users can download the app and get started with these accounts in minutes.

Can I start spending immediately after signing up for Ubank?

Yes, Ubank allows users to add cards to their digital wallet within minutes of signup. This enables immediate spending right away.

Does Ubank provide tools to manage and pay bills?

Yes, Ubank includes a Bill Planner and a separate Bills account. These features help users stay on top of regular expenses and make bill paying easier.

Is Ubank a secure banking platform?

Yes, Ubank is part of the NAB Group. It uses advanced encryption technology to protect customer money, ensuring a secure banking platform.

What are the eligibility requirements to open an account with Ubank?

Ubank is open to Australian or New Zealand citizens, or Australian permanent residents aged 16 or older. An Australian residential address, mobile number, and a form of ID are required.

Does Ubank offer home loan options?

Yes, Ubank supports customers with simple home loan options. It provides fast application review for owner-occupiers, investors, and refinancing customers, with flexible loans and local specialist support.

How does the Ubank app help track spending?

The Ubank app provides insights into spending that sync to your Pay Cycle. Users can also view their spending footprint by categories, as shown in the app.

Can I create shared accounts within the Ubank app?

Yes, Ubank enables users to easily create Shared accounts directly within the app. This feature allows individuals to share money with a partner for various purposes.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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