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Akulaku-Installment Shopping

Akulakuは、ユーザーに信用枠を開放し、購買力を瞬時に拡張する。クレジットカードがなくても、必要なものを今すぐ手に入れる自由が手に入る。

E-Commerce ›Finance & Crypto ›

主要数値

ダウンロード

5M+

ユーザー評価

4.5/5

評価数

123.2K

開発元

AKULAKU SILVRR INDONESIA, PT

カテゴリ

Shopping

対応言語

インドネシアの消費者に焦点を当てた柔軟な支払いソリューションの評価

アプリ「Akulaku-Installment Shopping」機能分析

クレジットカード不要の分割購入

従来のクレジットカードを持たない利用者が、商品やサービスを分割払いで購入できる柔軟な支払いソリューションを提供します。

迅速な現金ローン（クレジット枠利用）

利用者が設定されたクレジット限度額から現金を借り入れることができ、緊急時や特定の出費に対応するための迅速な資金調達手段を提供します。

多様な商品・サービス対応

携帯電話、データプラン、航空券、公共料金など、日常の必需品からエンターテイメントまで、非常に多様な商品やサービスの分割払いやクレジット利用を可能にします。

他ECサイト連携による支払い拡大

他の主要なEコマースプラットフォームでもAkulakuのクレジットサービスを利用できるため、利用者の購買選択肢と利便性が大幅に向上します。

幅広い商品の品揃え

ガジェット、家電、ファッション、日用品など、幅広いカテゴリにわたる膨大な数の商品をアプリ内で選択でき、ワンストップのショッピング体験を提供します。

提携金融機関からの個人ローン

提携金融機関を通じて、最長12ヶ月の分割払いや最大4000万ルピアまでの高額な個人向けローンを申請できる機会を提供します。

FAQ

よくある質問

について知っておくべきこと Akulaku-Installment Shopping

What is Akulaku-Installment Shopping?

Akulaku is a marketplace app providing various services like Buy Now Pay Later, installment shopping without a credit card, cash loans, and bill payments to support daily necessities.

Can I buy on installment with Akulaku without a credit card?

Yes, Akulaku-Installment Shopping allows users to purchase items on installment without needing a credit card. Tenors range from 3, 6, 9, to 12 months with a low down payment.

Does Akulaku-Installment Shopping provide cash loans?

Yes, Akulaku offers cash loans with a limit of up to Rp15,000,000. Applications are simple and can be processed quickly.

What is the maximum loan limit available in Akulaku-Installment Shopping?

The maximum loan limit in Akulaku is Rp15,000,000. Users can apply for this limit through the app's credit-granting process.

What installment and loan tenors does Akulaku offer?

Akulaku offers loan tenors greater than 91 days, specifically 3, 6, 9, and 12 months. These options apply to both cash loans and product installments.

What are the fees for a loan in Akulaku-Installment Shopping?

Akulaku charges a monthly admin fee of 1% and a monthly interest of 0.6% from the loan principal. The maximum annual interest rate (APR) is 30%.

Is Akulaku-Installment Shopping a regulated financial service?

Yes, Akulaku financing services are supported by PT Akulaku Finance Indonesia, which is registered with OJK under permit number KEP-436/NB.11/2018, ensuring regulatory compliance.

Are there any benefits for new users of the Akulaku app?

Akulaku provides a 115RB coupon for new users. This bonus is available upon signing up and can be used within the Akulaku app.

How can I contact Akulaku-Installment Shopping customer service?

You can contact Akulaku customer care via Hotline at 1500920 (24 hours), Live Chat in the Akulaku App's Account page (24 hours), or WhatsApp at +62 811-1912-0548 (Chatbot).

What types of bills can I pay using the Akulaku app?

Akulaku enables payment for various bills including phone credit, data plans, electricity, water, internet & TV cable, BPJS Kesehatan, gas, PBB Tax, and education fees.

以下のスクリーンショットと説明は、アプリの公式ストアリスティングから直接取得されたものであり、アプリ開発者の所有物です。

アプリストア

スクリーンショット

説明

Akulaku is a marketplace which possess various services in it to support life necessities in order to achieve a better life - Buy Now Pay Later - Installment without Credit Card - Cash out from Credit Limit - Akulaku Pay goods credit in other e-Commerce - Can credit handphone, phone credit, data plan, movie ticket, plane ticket, electricity and water Everything you want is in Akulaku! Download Akulaku now! Lots of Product Choices Starts from gadget, laptop, camera, fashion, household necessities, mother and baby to other daily necessities can be paid in installments in Akulaku. A lot of daily promos awaits you! Look for everything you need, whenever, and wherever with just Akulaku Mobile App! Safe, Easy and Trusted Shopping Do not worry about shopping in Akulaku App. Akulaku will give the best service to customer. Payment cn be made in lots of choices. Installment Without Credit Card For Gadget, Camera and other products, you can pay in installments with tenor 3, 6, 9, 12 months with low down payment. Only up to 15% without the need for credit card! You can also apply for loans to financial partner through Akulaku - Loan Tenor : Installment payment, tenor more than 91 days. Start 3, 6, 9, to 12 months - Loan Limit : Up to 40 Million - Admin Fee : Every month, 1% from Loan Principal - Interest : Every month, 0.6% from Loan Principal - Maximum annual interest rate (APR) is 30%, include monthly interest fee and monthly admin fee. Example : If you apply for a loan of Rp2.000.000 with tenor of 6 months, monthly interest fee charged is 0.6% from loan principal, and monthly admin fee charged is 1% from loan principal. Then monthly bill you have to pay is Rp365.333, the total of all payments is Rp2.192.000, with APR 17.72%. Best Service Guarantee - Call Center Akulaku : 1500920, active 24 hours everyday from Monday - Sunday. - Fast delivery, 48 hours delivery for Jabodetabek (Greater Jakarta). - Easy return, return can be made within 7 days of receiving the goods. - Automatic Refund, refund funds transferred to your bank account within 24 hours automatically! Akulaku financing services is supported by PT Akulaku Finance Indonesia which domiciled in Sahid Sudirman Center 11C, Jl. Jend. Sudirman No. 86, RT.10/RW.11, Karet Tengsin, Tanah Abang, South Jakarta, Jakarta Capital Special Region 10250, Indonesia, registered in OJK with permit number KEP-436/NB.11/2018 Website：https://www.akulaku.com/ Facebook : facebook.com/AkuLakuIndonesia Twitter : @akulakuID Instagram : akulaku_id WhatsApp : https://api.whatsapp.com/send?phone=6281119120548 If you need assistance, please contact our customer care : Hotline : 1500920 Live Chat : In Akulaku App [Account] Page Contact us via Akulaku OFficial Customer Care Service : 1. Hotline : 1500920 (24 hours) 2. Live Chat : In Akulaku App [Account] Page (24 hours) 3. WhatsApp +62 811-1912-0548 (Chatbot) *DO NOT contact another number or unofficial help center. Akulaku NEVER ask for your password or verification code (OTP) so DO NOT share those information to anyone to help keep your account safe.