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bunq

bunqは、従来の銀行の枠を超え、ユーザーに金銭を完全にコントロールする能力を付与している。それは単なる口座ではなく、デジタル時代の金融を再定義するツールであることがわかる。

Finance & Crypto ›Business Management ›

主要数値

ダウンロード

2.5M+

ユーザー評価

4.5/5

評価数

70.1K

開発元

bunq B.V.

カテゴリ

Finance

対応言語

現代のデジタルネイティブおよびビジネスオーナー向けバンキングソリューションの徹底分析

bunq アプリ: テックアナリストの視点から

高度な投資・暗号資産取引

ユーザーは、株式、ETFへの投資を簡単に行えるほか、EEA地域で暗号資産を売買し、価格アラートを設定することで市場機会を捉えることができます。

グローバル対応の多通貨管理

無制限のZeroFXや月間最大10回の無料外貨決済、eSIMによるローミング費用節約、世界旅行保険など、国際的なライフスタイルやビジネスをサポートする機能を提供します。

モバイルファーストの迅速な口座開設と管理

アプリを通じてわずか5分で口座を開設でき、すべての銀行口座と純資産を一目で確認できるほか、カードの一元管理が可能です。

包括的な予算編成と財務分析

ユーザーは、最大25の銀行口座を利用して予算を細かく管理し、パーソナライズされた予算インサイトや収入オーガナイザーによって財務状況を最適化できます。

中小企業向け統合バンキングソリューション

Tap to Payによる非接触型決済の受付、50以上の会計ツールとの連携、共同創業者や従業員のアクセス管理、AutoVAT機能など、中小企業の運営を効率化するツールを備えています。

高利回り普通預金および定期預金

ユーザーは、USD/GBP普通預金で最大3.01%の金利を獲得できるほか、定期預金を開設して確定利回りを確保し、資産形成を促進できます。

24時間年中無休の多言語カスタマーサポート

ユーザーは、どこにいても自身の言語で24時間年中無休のインスタントサポートを受けることができ、緊急時にはSOSホットラインを利用できます。

堅牢なセキュリティと預金保護

二段階認証やカードの100%制御によりセキュリティが強化されており、預金はDGSによって最大€100,000まで完全に保護されます。

FAQ

よくある質問

について知っておくべきこと bunq

How quickly can I open a bunq account?

Users open a bunq account in just 5 minutes. The bunq app provides a quick and efficient process to get started with mobile banking services.

Does bunq offer a free trial for its banking services?

Yes, bunq offers a 30-day free trial for new users. This allows customers to experience the app's features and mobile banking before committing to a paid plan.

What is the monthly fee for the bunq Free plan?

The bunq Free plan costs €0 per month. It includes essential banking features like 3 bank accounts, 1 digital card with Apple Pay, and investment options without a subscription fee.

What interest rate does bunq offer on savings?

bunq offers a 3.01% interest rate on USD/GBP savings for users on the bunq Free plan and higher. Interest earnings are paid weekly directly into the savings account.

Does bunq provide 24/7 customer support?

Yes, bunq provides instant 24/7 customer support. Users can get help in their own language directly by chatting within the app at any time, wherever they are.

Is the bunq app compatible with Apple Pay?

Yes, bunq is compatible with Apple Pay. The bunq Free plan includes one Digital Card that supports Apple Pay, enabling convenient tap-to-pay transactions.

Are bunq user deposits protected?

Yes, bunq user deposits are fully protected. Money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS), ensuring security for customer funds.

Can I invest in stocks using the bunq app?

Yes, users invest hassle-free in stocks and ETFs directly through the bunq app via its partners. Investment options are available across all bunq plans.

Does bunq support cryptocurrency trading?

Yes, bunq supports buying and selling crypto with ease within the EEA. Users set price alerts to manage their cryptocurrency moves directly through the app.

What budgeting features does the bunq app offer?

The bunq app offers comprehensive budgeting tools. The bunq Pro plan includes personalized budgeting insights and an income organizer to simplify financial management and tracking.

Does bunq offer travel insurance?

Yes, the bunq Elite plan includes Worldwide Travel Insurance. This benefit provides comprehensive coverage for users, supporting an international lifestyle directly through their account.

Can bunq help reduce international roaming costs?

Yes, bunq reduces international roaming costs. The bunq Free plan and higher include an eSIM feature, allowing users to save up to 90% on data costs while traveling.

What business functionalities does bunq provide?

bunq provides various business functionalities. These include Tap to Pay, integration with 50+ bookkeeping tools, co-founder access, company cards, and AutoVAT, with features varying by plan.

How does bunq ensure the security of user accounts?

bunq ensures security through two-factor authentication and gives users 100% control over their cards. This approach boosts bank security and protects user funds effectively.

以下のスクリーンショットと説明は、アプリの公式ストアリスティングから直接取得されたものであり、アプリ開発者の所有物です。

アプリストア

スクリーンショット

説明

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Experience banking that makes life easy with the bunq app: • Access all your Bank Accounts and see your net wealth at a glance. • View and manage all your cards in one place. • Manage your Savings Accounts and open Term Deposits to lock in a guaranteed rate. • Invest hassle-free in stocks and ETFs. • Buy and sell crypto with ease in the EEA and set price alerts so you never miss your crypto move. • Get instant 24/7 support in your own language, wherever you are. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.01% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 physical card included • Personalize your physical card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 physical cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments/month • Secondary PIN for multiple accounts on one card • 20% Discount on stock trading fees • Student offer: pay €0/month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments/month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions/year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the DGS.. Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the DNB. Our US office resides at 401 Park Ave S. New York, NY 10016, USA.