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Timo Digital Bank by BVBank

退屈な銀行手数料から解放され、あなたの金銭的未来を完全に支配せよ。

主要数値

ダウンロード

1M+

ユーザー評価

4.3/5

評価数

13.0K

開発元

Viet Capital Commercial Joint Stock Bank

カテゴリ

Finance

対応言語

ベトナムのデジタルバンキング市場における革新的なソリューション

「Timo Digital Bank by BVBank」の主要機能分析

無料高速送金

利用者はベトナム国内の全ての銀行へ、24時間年中無休で最大10億ドン/日の無料高速送金が可能です。友人との取引には、絵文字やリアクション付きで通知を送信でき、TimoPayリンクやQRコードによる迅速な送金もサポートされています。

パーソナル財務管理ツール

利用者は詳細なキャッシュフローの概要、カテゴリ別キャッシュフロー、資産トラッカー、クレジットカードレポート、支払いタイプと受取人別のキャッシュフローなど、自身の財務状況を深く理解し、管理するための本質的なツール群を利用できます。

スマートオンライン貯蓄

利用者は、目標達成貯蓄（Goal Save）機能で日、週、月ごとの自動積立設定により短期的な財務目標を達成でき、定期預金（Term Deposits）では競争力のある金利と柔軟な期間でオンライン貯蓄口座を開設できます。

生涯無料のTimo Visaクレジットカードと当座貸越

利用者は、発行手数料と年会費が永年無料のTimo Visaクレジットカードを利用して資金にアクセスできます。また、支出口座の残高がゼロになった際に資金を追加できる便利な当座貸越（Overdraft）も提供されます。

強固なセキュリティ機能

利用者は、複数層のログイン認証と取引時の即時通知により、資金と個人情報の安全性が保証された、信頼性の高い強固なセキュリティ環境でサービスを利用できます。

マネーポットによる収入管理

利用者はマネーポット機能を使用して収入を細分化し、それぞれの用途に対応する複数のマネーポットを設定することで、資金を効果的に管理できます。

VNPAY-QRコード決済

利用者はVNPAY-QRコードをスキャンするだけで、現金不要で安全かつ迅速、便利な支払いを決済受付加盟店で行うことができます。

公共料金支払い

利用者は電気、水道、インターネット、後払い携帯電話などの公共料金や、携帯電話のチャージをアプリ内で簡単に支払うことができ、手間と時間を節約できます。

ビデオ通話KYCによる口座アップグレード

利用者はビデオ通話による本人確認（KYC）を行うことでオンライン口座パッケージをアップグレードし、国際決済のロックを解除したり、送金限度額を最大10億ドン/日まで引き上げたりすることが可能です。

FAQ

よくある質問

について知っておくべきこと Timo Digital Bank by BVBank

What is Timo Digital Bank?

Timo Digital Bank by BVBank offers smart spending and investment management with free transfers, withdrawals, and various financial tools, including cards, savings, and personal financial management features.

Does Timo Digital Bank charge fees for transfers or withdrawals?

No, Timo Digital Bank provides free 24/7 fast transfers to all banks in Vietnam. It also offers free withdrawals at over 17,000 Napas ATMs.

Can I connect Timo Digital Bank with popular e-wallets?

Yes, Timo Digital Bank connects with popular e-wallets such as Momo, ZaloPay, and ShopeePay. This integration is accessible directly within the app's interface.

How does the Timo Money Pot feature work?

The Timo Money Pot feature helps users break down incomes and manage finances effectively. It allows allocation of funds to different pots corresponding to specific uses, visible in the app.

Can I manage my budget using Timo Digital Bank?

Yes, Timo Digital Bank allows users to manage their budget by setting spending limits for various categories. It also provides a Category Report feature to track and analyze expenses.

Does Timo Digital Bank offer a virtual Visa Debit card?

Yes, Timo Digital Bank provides an instantly accessible virtual Visa Debit card within the app. Users can manage its status and usage, including activating or locking, directly from their device.

Is the Timo Visa credit card free of annual fees?

Yes, the Timo Visa credit card is free of issuance fees and annual fees for life. It also offers users up to 55 days with absolutely 0% interest charged.

Can multiple users access a Timo Money Pot for shared financial management?

Yes, Timo Digital Bank supports family financial management. It allows multiple users to jointly access and contribute to a single Money Pot, as demonstrated by the app's reporting interface.

What is the daily transfer limit with Timo Digital Bank?

Timo Digital Bank allows a money transfer limit of up to 1 billion VND per day. This applies to 24/7 fast transfers made to any bank in Vietnam.

Can I open an online savings account with Timo Digital Bank?

Yes, Timo Digital Bank offers smart online saving features. These include Goal Save for short-term financial goals and Term Deposits with competitive interest rates and flexible terms.

以下のスクリーンショットと説明は、アプリの公式ストアリスティングから直接取得されたものであり、アプリ開発者の所有物です。

アプリストア

スクリーンショット

説明

Smart spending and investment management with Timo Digital Bank by BVBank – free of all fees. Free withdrawals and transfers with Timo. Timo - The best bank for 4 consecutive years - is committed to bringing you great experiences such as: • Free 24/7 fast transfer to all banks in Vietnam with money transfer limit up to 1 billion VND/day with exciting feature experiences such as: − Send notifications of receipt of money by heart, laugh or outrage for transactions with friends using Timo. − Send money transfer messages in Vietnamese and Emoji. − Easily view Transaction list with each Payee. − TimoPay with link: Allows you to fast transfer money by sharing a link to anyone in 3 seconds without knowing their bank account numbers. − QR Code: receive payments or deposits quickly without sharing your account information. • Upgrade your online account package with Video call KYC to unlock international payments and increase money transfer limit up to 1 billion VND/day. • Connect with popular e-wallets: Momo, ZaloPay... • Pay by scanning VNPAY-QR code without cash safely - quickly - conveniently at payment acceptance points. • Payment of utilities: bills (electricity, water, Internet, postpaid mobile phones...), phone top-ups... • Experience international online payment with Timo Debit Visa virtual card. • Help you easily access capital with: − Timo Visa credit card: free of issuance fee and annual fee for life. − Overdraft is a convenient financial tool that provides access to additional funds when your Spend Account balance hits zero. − Installment loan package with partners of Timo. • Smart online saving: − Goal Save: help you achieve your short-term financial goals with automatic accrual settings by day, week or month. − Term Deposits: allows you to open an online savings account with competitive interest rates and flexible terms. • Money Pot: help break down your incomes and manage them effectively in the form of Money Pot corresponding to your own use. • Invite your friends to join Timo with your own referral code and follow the journey with Timo Star Club. • Investment partner VinaCapital, VCAM and Liberty Travel Insurance are both profitable investment solutions and protect yourself and your loved ones. • Secure method trusted by multiple layers of login authentication and instant notifications when making transactions. • Personal Financial Management – where all the quintessential tools to understand your finace reside: − Cashflow Overview. − Cashflow by Category. − Asset Tracker. − Credit Card Report. − Cashflow by Payment Type & Payee. As soon as you receive your TIMO debit card, YOU CAN INCREASE MORE BENEFITS: • Free withdrawals at more than 17,000 ATMs of Napas and POS payments at all cardaccepting units nationwide. • Quickly top up cash at the CRM (Cash Recycling Machine) system. • Withdraw cash without a card using VietQR code at supported ATMs. • Touch payment with Chip card is fast and safe. • Activate, lock/unlock and reissue the card right on the app in case the card is lost. • Link more e-wallets with Timo card numbers such as: Momo, ZaloPay… OPEN A TIMO VISA CREDIT CARD TO ENJOY: • Spend cashless with a limit of up to VND 500 million at more than 30 million card-accepting locations worldwide. • Free annual card for life and enjoy spending up to 55 days with absolutely 0% interest charged.. • The installment feature helps you convert large expenses into smaller ones and choose the right repayment period. Quickly open an online Timo account to enjoy a practical banking experience with your life. If you have any questions, please kindly contact us: Hotline: 1800 6788 Email: care@timo.vn Website: www.timo.vn Hangout: • Saigon: 258 Nam Ky Khoi Nghia, Vo Thi Sau Ward, District 3, Ho Chi Minh City. • Hanoi: 318 Hue Street, Pho Hue Ward, Hai Ba Trung District. • Da Nang: 23 Nguyen Van Linh, Binh Hien Ward, Hai Chau District. • Can Tho: 79A Tran Phu, Cai Khe Ward, Ninh Kieu District, Can Tho.