이 페이지는 앱이나 개발자의 공식 페이지가 아니며, 정보 제공 및 논평을 목적으로 작성된 독립 편집 간행물입니다. 명시적으로 달리 언급되지 않는 한, 해당 앱이나 개발자는 MWM, Apple, Google Play, 앱 퍼블리셔 또는 앱 개발자와 제휴, 보증, 후원, 승인 또는 공식적으로 연결되어 있지 않으며, 이 페이지의 어떤 내용도 해당 앱이 MWM의 서비스를 사용하여 개발되었음을 의미하지 않습니다. 모든 상표, 로고, 스크린샷 및 기타 콘텐츠는 해당 소유자의 자산입니다.

IDFC FIRST Bank: MobileBanking

이 앱은 사용자에게 완전한 금융 통제권을 부여하여 모든 거래와 투자에 대한 절대적인 권한을 선사합니다.

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주요 수치

다운로드

2.5M+

사용자 평점

4.8/5

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191.6K

개발사

IDFC FIRST BANK LTD

카테고리

Finance

지원 언어

최신 버전

2.62

크기

252.2 MB

출시일

2020년 12월 7일

기능

테크 분석가가 평가한 포괄적인 디지털 뱅킹 경험

IDFC FIRST Bank: MobileBanking 앱 주요 기능 분석

즉시 결제 및 무료 이체

이 앱은 즉각적이고 안전한 결제, UPI 이체, 공과금 납부를 지원하며, 수취인 추가 없이 모든 은행 계좌로 무료 송금 서비스를 제공합니다.

자산 증대 및 온라인 투자

이 도구는 투자 포트폴리오를 한 화면에서 보여주고 맞춤형 투자 추천을 제공하며, 뮤추얼 펀드, 주식, ULIP 등 다양한 온라인 투자 옵션을 통해 부를 축적하는 데 도움을 줍니다.

수수료 없는 핵심 뱅킹 서비스

이 앱은 수표 재발급, 직불카드 발급, ATM 인출, 요구불 예금 발행 등 다양한 저축 계좌 서비스를 수수료 없이 제공하여 비용 절감을 가능하게 합니다.

즉시 개인 대출

사용자는 매력적인 금리와 유연한 상환 기간으로 사전 승인된 개인 대출을 즉시 이용할 수 있어 긴급 자금 필요를 충족시킬 수 있습니다.

간편한 정기 예금 개설

이 도구는 단 세 단계로 정기 예금을 개설할 수 있게 하여 사용자가 온라인으로 투자하고 보장된 수익을 얻을 수 있도록 돕습니다.

원스톱 뱅킹 경험

이 앱은 사용자가 한 번의 스와이프로 계좌 잔액, 신용카드/직불카드 세부 정보, 예금, 투자 등을 편리하게 확인할 수 있게 해줍니다.

자동 스윕 당좌 예금

이 앱은 BRAVO 당좌 예금 계좌의 자동 스윕 기능을 통해 고금리 정기 예금으로 자금을 자동 전환하여 더 높은 수익을 제공합니다.

지출 추적 및 스마트 명세서

사용자는 20가지 이상의 자동 분류된 거래 유형을 통해 현금 흐름을 효과적으로 모니터링하고, 필터링된 거래 내역과 스마트 명세서를 다운로드하여 재정 관리를 돕습니다.

FAQ

자주 묻는 질문

에 대해 알아야 할 모든 것 IDFC FIRST Bank: MobileBanking

Does the IDFC FIRST Bank Mobile Banking App offer zero-fee banking services?

Yes, the IDFC FIRST Bank Mobile Banking App offers zero fee banking for Savings Account services, including money transfers, cheque re-issuance, and ATM withdrawals.

What is one-swipe banking in the IDFC FIRST Bank Mobile Banking App?

The IDFC FIRST Bank Mobile Banking App provides a one-swipe banking experience to view account balances, and manage credit/debit card details, deposits, and investments quickly.

Can I make instant payments and transfers using the IDFC FIRST Bank app?

Yes, users can make instant payments and transfers through the IDFC FIRST Bank app, including secure payments, UPI transfers, and bill payments.

How does the IDFC FIRST Bank Mobile Banking App help with expense tracking?

The IDFC FIRST Bank app allows users to track expenses with over 20 automatically categorised transaction types to monitor cash flow effectively.

Can I open a Fixed Deposit through the IDFC FIRST Bank Mobile Banking App?

Yes, the IDFC FIRST Bank Mobile Banking App allows users to open a Fixed Deposit in three quick steps to invest online and receive guaranteed returns.

Does the IDFC FIRST Bank Mobile Banking App charge for fund transfers?

The IDFC FIRST Bank app offers free fund transfers to any bank account without adding a beneficiary and zero-fee money transfers via IMPS, NEFT, or RTGS.

Can I invest in Mutual Funds using the IDFC FIRST Bank Mobile Banking App?

Yes, the IDFC FIRST Bank app allows users to invest in Mutual Funds online with Instant SIP, including equity, debt, large-cap, and multi-cap funds.

Does the IDFC FIRST Bank app offer flight and hotel booking services?

The IDFC FIRST Bank app integrates Tripstacc benefits, offering a convenient in-app flight and hotel booking experience with zero convenience fees on flight bookings.

Can I apply for a debit card or cheque book with nil charges using the IDFC FIRST Bank app?

Yes, you can apply for a debit card and cheque book through the IDFC FIRST Bank app with no charges.

What are the personal loan features available on the IDFC FIRST Bank Mobile Banking App?

The IDFC FIRST Bank Mobile Banking App offers personal loans ranging from ₹20,000 to ₹40 lakhs, with tenures between 6 to 60 months, and an Annual Percentage Rate of 11% to 28%.

Does the IDFC FIRST Bank app support biometric login like Face ID?

Yes, the IDFC FIRST Bank Mobile Banking App supports biometric login options like Face ID or finger scanner for easy and secure access.

Does the IDFC FIRST Bank app have a universal search function?

Yes, the IDFC FIRST Bank Mobile Banking App offers a universal search feature to quickly find specific services like applying for a personal loan or blocking a credit card.

How can I view my net worth on the IDFC FIRST Bank Mobile Banking App?

The IDFC FIRST Bank Mobile Banking App allows users to view their net worth, including assets like savings accounts, stocks, mutual funds, and EPF, and also their liabilities in one simple view.

Can I set investment goals in the IDFC FIRST Bank Mobile Banking App?

The IDFC FIRST Bank app displays options for 'Goal based investing' including Wedding, Child's Education, Retirement, and Home, allowing users to invest towards specific life goals.

What services are available for Current Account holders on the IDFC FIRST Bank app?

Yes, Current Account holders can access services like Approvals, Access Management, Chequebook management, and Doorstep Banking through the IDFC FIRST Bank Mobile Banking App.

다음 스크린샷과 설명은 앱의 공식 스토어 목록에서 직접 가져온 것이며 앱 개발자의 자산입니다.

앱 스토어

스크린샷

설명

Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features. Experience the joy of: * One-Swipe Banking: Swipe to view your account balances & manage credit card/debit card details, deposits, investments, etc * Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments * Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals * Tracking Expenses: Monitor cash flow with over 20 automatically categorised transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment. * Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates * Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile * Personalised Offers: Get exciting offers across dining, lifestyle, travel & more * Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures * Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns. Smart App Features and Services 1. Secure Fund Transfers & Payments * Free fund transfers to any bank account without adding beneficiary * Easy bill payment and recharge – mobile recharge, DTH & utility bills * Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts * 3-click digital bill payments * Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS * Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI * Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI 2. Investment, Mutual Funds & IPOs App: Explore online investment services: * Invest in Mutual Funds online with Instant SIP * Invest in equity, debt, large-cap & multi-cap * Save tax with ELSS mutual funds * Invest in Unit Linked Insurance Plans (ULIP) & Online Sovereign Gold Bonds 3. Insurance App: Buy health, bike & car insurance through our app 4. Tripstacc Benefits * Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc * ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings 5. Other Banking Services: * Apply for debit card & cheque book via app with nil charges. * View filtered transactions & download Smart Statement + Digest * Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards * Quick purchase and recharge of FASTag * Zero fee on DD & Pay order issuance & 3rd party withdrawals * No ECS return fee & decline fee at ATMs for low funds * Get personalised offers across loans * One app login for retail, MSME, Customer Service, & Relationship Management Steps to Download App & Open a Digital Banking Account (बैंक खाता): * Download the banking app & click on open savings account (सेविंग्स अकाउंट) * Register your details & get user ID & password * Log in via user ID & password or mobile number & MPIN * Set up Face ID or finger scanner (biometric) for easy log-in * SIM Binding feature for secure banking (बैंकिंग) Personal Loan Features: Loan amount: ₹20,000 to ₹40 lakhs Personal Loan Tenure: 6 to 60 months Annual Percentage Rate: 11% to 28% Representative Example: Loan amount: ₹1,00,000 Loan Tenure: 12 months Interest Rate (reducing): 20% EMI Amount: ₹9,264 Total Interest Payable: ₹11,168 Processing Fee (incl GST): ₹3,499 Disbursed Loan Amount: ₹96,501 Total Amount Payable: ₹1,11,168 Total cost of Loan (Interest + Processing Fee): ₹14,667 Disclosure: By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions