360借条-现金借款信用贷款小额借钱平台
Access up to 200,000 RMB with instant mobile approval and flexible repayment. Join 250 million users for a secure, paperless, and transparent lending experience anytime, anywhere.
Publisher
Category
FinanceDownloads
11M+User Rating
Total Ratings
43K+Locales
1Discover the interface used by 11M+ users.
The tools that make this app stand out, trusted by 11M+ users.
Skip the traditional bank queues. Apply in minutes using secure facial recognition and your mobile identity—no paperwork or collateral required.
Unlock credit limits up to ¥200,000 based on your profile, providing the RMB liquidity you need without relying on a US FICO score.
Stay in control with transparent daily interest rates and customizable repayment plans ranging from 3 to 24 months to match your personal cash flow.
Everything you need to know about 360借条-现金借款信用贷款小额借钱平台.
Description
Latest Version
2.0.6
Size
82.5 MB
First Released
May 31, 2022
最高20万元授信额度，2.5亿用户的信赖之选。凭身份证即可全线上申请，新人更享限时免息礼包。
Everything you need to know about 360借条-现金借款信用贷款小额借钱平台
360借条, renamed 奇富借条 (Qifu Jietiao) in 2024, is a credit technology service brand under Qifu Technology. It is a licensed institution selected by over 250 million users.
360借条 offers a maximum mobile loan amount of 200,000 RMB after approval. This significant credit limit provides substantial financial support for users.
360借条 offers transparent interest rates. Borrowing 1,000 RMB for 12 installments costs 0.12 RMB daily interest, with an annualized simple interest rate starting from 7.2%. Final rates depend on approval.
360借条 provides flexible repayment methods. Users can choose 3, 6, or 12 installments based on their needs. A maximum of 24 installments is available only for premium users.
Yes, 360借条 offers a 'New User Interest-Free Package'. New users receive up to 65 RMB in interest waivers or the last installment interest-free for 12-period loans. The maximum interest-free period for new users is 30 days.
Yes, 360借条 is secure and reliable. It is a product of Qifu Technology, utilizing advanced network security. It is also a NASDAQ and Hong Kong listed brand, confirming its trustworthiness.
360借条 offers a fast loan process. Funds can be disbursed in as fast as 5 minutes after approval. The entire application is designed for quick access to funds.
The 360借条 application is fully online and collateral-free. It requires a mobile number, identity information, and 'face-swiping' recognition. Steps involve real-name certification, identity verification, and obtaining approval, avoiding paper documents.
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App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.
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