Allo Bank: High-Yield Savings and Seamless Digital Banking for Your Future
Grow your wealth with up to 7.5% p.a. interest, enjoy flexible 0% installments, and unlock daily cashback at your favorite brands—all in one secure, OJK-supervised app.
Publisher
PT Allo Bank Indonesia Tbk
Category
Finance
Downloads
1M+
User Rating
3.2/5
Total Ratings
6K+
Locales
1
Experience Allo Bank Firsthand
Discover the interface used by 1M+ users.
Allo Bank digital banking app screen highlighting high interest savings and paylater benefits.
Allo Bank mobile app advertisement featuring 0 percent interest and up to 50 percent cashback on a yellow background.
Allo Bank mobile app interface showing options for zero fee bill payments and unlimited free transfers.
Allo Bank app screen showing the PayLater feature and credit limit building options
Allo Bank mobile app interface showing instant cash withdrawal and digital banking features
Allo Bank mobile app interface showing flexible savings options and digital banking features
Allo Bank mobile app interface showcasing 7.5 percent annual interest rate and digital banking dashboard
Wonwoo and Mingyu from Seventeen promoting Allo Bank digital banking features like high savings and credit limits
Smart Banking for Your Cross-Border Lifestyle
The tools that make this app stand out, trusted by 1M+ users.
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Maximize Your Savings
Outperform traditional accounts with up to 7.5% p.a. interest on deposits and daily interest payouts via Allo Grow.
🌏
Seamless Home Connection
Enjoy unlimited free interbank transfers through BI-FAST and pay like a local using QRIS at thousands of merchants.
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Global Virtual Payments
Shop online securely and access exclusive 50% discounts at brands like Wendy's and Coffee Bean with your Virtual Debit Card.
About the app
Everything you need to know about Allo Bank.
Description
Build your financial future with Allo Bank, Indonesia’s digital banking app that makes transactions, savings, and installments easier than ever. Enjoy high interest rates, instant withdrawals, 0% installments, and daily cashback. All your financial needs: secure, fast, and supervised by OJK, all in one app.
ENJOY THESE BENEFITS WITH ALLO BANK
Savings interest up to 7.5% p.a.
- Allo PayLater: flexible installments, high limit, and 0% interest for the first month
- QRIS payments with Allo Prime & Allo PayLater at thousands of merchants
- Unlimited free interbank transfers via BI-FAST
- Instant withdrawals in real time
- Virtual Debit Card & Virtual Account for online transactions anywhere
FLEXIBLE & TERM SAVINGS IN ONE APP
Grow your money with Allo Grow: earn up to 6.5% p.a., interest paid daily, no lock-in period, and withdraw anytime without losing interest.
Secure your future with Allo Deposito: earn up to 7.5% p.a. with fixed returns for maximum savings growth.
ALLO PAYLATER: EASY INSTALLMENTS & HIGH LIMITS
A fast, flexible, collateral-free installment solution.
- Limit up to Rp100 million
- 0% installments for the first month
- Tenors from 90 days to 36 months
- Monthly fees from 0.1% (APR 1.2%–76%)*
- Instant Cash Withdrawals anytime, anywhere
- Shop with QRIS Allo PayLater and enjoy hundreds of promos
- Perfect for daily needs, emergencies, and big purchases
QRIS Simulation – Rp1,000,000
- 3 months: Rp349,798
- 6 months: Rp181,247
- 12 months: Rp97,192
Instant Withdrawal Simulation – Rp3,000,000
- 3 months: Rp1,039,251
- 6 months: Rp534,674
- 12 months: Rp282,808
- 24 months: Rp157,716
*Estimated; may vary based on credit history, customer profile, and bank policy.
EASILY INCREASE YOUR LIMIT
The Limit Up feature helps you grow your Allo PayLater limit through routine transactions and on-time payments. Build your credit profile more easily: useful for future financing needs like vehicle loans or mortgages.
CASHBACK, DISCOUNTS & DAILY PROMOS
Save more at top merchants such as:
Indomaret, VIVO, Metro, Transmart, Wendy’s, Baskin Robbins, The Coffee Bean & Tea Leaf, and many more.
Popular promos:
- Rabu Serbu: Deposito 7.5% p.a.
- Allo Grow Bonus Rp100K
- Weekend 50% F&B
- M-Tix Buy 1 Get 2
SAFE, TRUSTED, SUPERVISED BY OJK
Allo Bank is operated by PT Allo Bank Indonesia Tbk, a licensed digital bank supervised by the Financial Services Authority (OJK) and a member of LPS deposit insurance. Your transactions, data, and funds are protected.
SHOP ONLINE EASILY
With the Virtual Debit Card, you can:
- Shop online from anywhere in the world
- Access global streaming & subscription services
- Transact securely with extra protection
- Enjoy cashback & discounts on e-commerce, transport, and travel
Allo Bank always has exciting promos to boost your savings and benefits!
CHECK OUT OUR PROMOS:
RABU SERBU – 7.5% Deposito
https://www.allobank.com/promo/allo-deposito-rabu-serbu
ALLO GROW – Bonus Rp100K
https://www.allobank.com/promo/allo-grow-bukan-tabungan-biasa
INDOMARET
https://www.allobank.com/promo/regulerindomaretkin
https://www.allobank.com/promo/rabuserbuindomaret
https://www.allobank.com/promo/promoindomaretindomie1100
WEEKEND 50% F&B
https://www.allobank.com/promo-this-month/special/discount-weekend-with-allo-paylater
M-TIX BUY 1 GET 2
https://www.allobank.com/promo/jsm-mtix-b1g2
CONTACT US
PT Allo Bank Indonesia Tbk
Menara Bank Mega Lt. 5 & 6
Jl. Kapten P. Tendean No. Kav. 12–14A
South Jakarta, DKI Jakarta 12790
Allo Care: 080 4110 4110
WhatsApp: 0822 0822 4110
Follow us:
Instagram: @AlloBank
X: @AlloBankID
YouTube: @AlloBankIndonesia
TikTok: @AlloBankID
Latest Version
1.51.15
Size
119.1 MB
First Released
Mar 22, 2022
Start Growing Your Wealth with 7.5% p.a. Interest
Join over 1 million users today. Secure your financial future, enjoy 0% installments, and manage your Indonesian transactions seamlessly from anywhere in the world.
FAQ
Frequently Asked Questions
Everything you need to know about Allo Bank
What is Allo Bank?
Allo Bank is an Indonesian digital banking app facilitating transactions, savings, and installments. It offers high interest rates, instant withdrawals, 0% installments, and daily cashback, all supervised by OJK.
Is Allo Bank safe and regulated in Indonesia?
Yes, Allo Bank is safe and regulated. It operates under PT Allo Bank Indonesia Tbk, supervised by the Financial Services Authority (OJK), and is a member of LPS deposit insurance. Your funds and data are protected.
What is the maximum interest rate for savings accounts with Allo Bank?
Allo Bank offers a maximum savings interest rate of up to 8.5% p.a. Specific products include Allo Grow at up to 6.5% p.a. and Allo Deposito at up to 7.5% p.a.
Does Allo Bank provide free interbank transfers?
Yes, Allo Bank offers unlimited free interbank transfers through BI-FAST. This allows users to move funds between different banks without any associated fees.
What benefits does Allo PayLater offer through Allo Bank?
Allo PayLater provides flexible, collateral-free installments with a limit up to Rp100 million. It features 0% interest for the first month and supports instant cash withdrawals, alongside various promos.
How can Allo Bank users increase their Allo PayLater limit?
Allo Bank users increase their Allo PayLater limit using the "Limit Up" feature. This grows their credit profile through routine transactions and consistent on-time payments, aiding future financing needs.
Are there admin fees for bill payments using Allo Bank?
No, Allo Bank does not charge any admin fees for bill payments. Users can pay their bills directly through the app without additional costs.
What types of savings products are available in Allo Bank?
Allo Bank offers "Allo Grow" for flexible savings with daily interest up to 6.5% p.a. and "Allo Deposito" for term savings with fixed returns up to 7.5% p.a.
Can I use Allo Bank's Virtual Debit Card for online purchases?
Yes, Allo Bank's Virtual Debit Card enables online shopping globally, access to streaming services, and secure transactions. It also provides cashback and discounts on various e-commerce platforms.
Does Allo Bank support instant cash withdrawals?
Yes, Allo Bank supports instant cash withdrawals that are disbursed in real time, 24/7. This feature is integrated within the Allo PayLater service.
Which merchants accept QRIS payments from Allo Bank?
Allo Bank accepts QRIS payments with Allo Prime & Allo PayLater at thousands of merchants. These include major retailers and brands like Indomaret, Transmart, VIVO, and Baskin Robbins.
What is the 0% interest offer for new Allo PayLater users?
New Allo PayLater users can enjoy 0% interest on their installments for the first month. This applies to eligible transactions made through the service.
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