Discovery Bank

Discovery Bank is the next generation in digital banking. The Future of Banking. Now. Welcome to the world’s first fully digital shared-value bank. Sign up in under 5 minutes anytime, anywhere and have a bank branch in the palm of your hand. Discovery Bank offers some of the best interest rates in the market, revolutionised digital payments, advanced Discovery AI technology to enhance your banking experience, and SA’s best client experience to make life easier, more exciting, and more rewarding. Unlock a world of rewards with Ðiscovery Miles – the rewards currency worth more than cash – and access Vitality Travel to get up to 75% off local and international flights. A full bank branch at your fingertips: o Sign up in under 5 minutes, get free virtual cards and start transacting immediately. o Manage your cards, accounts, and rewards in one place. o Instantly change a PIN, pause or stop cards. o Manage in-app and email notifications so you’re always in the know. o Download certified bank statements, account confirmation letters, and tax and deposit certificates anytime. o Get client support 24/7/365. Pay anyone, anywhere, anytime: o Real-time payments from only R1. o Make instant payments to your Discovery client contacts without banking details with Discovery Pay. o Generate virtual cards in seconds for safer, more convenient, and more rewarding payments. o Tap-and-pay with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay and SwatchPAY!. o Skip queues and automatically settle medical expenses at pharmacies, hospitals, and medical service providers with Health Pay. Access products that enrich your life: o Get exclusive access to Vitality Money, which helps you track and improve your financial health and rewards you when you do. o Choose an account right for you – from day-to-day banking, a credit card, or full banking suite. o Open free savings accounts in minutes get some of the best interest rates. o Get credit up to R1,000,000 with immediate access. o Apply for a home loan in the app, get up to 100% financing, and a preliminary offer in 5 minutes. o Open British Pound, Euro and US Dollar Forex accounts in minutes for seamless foreign currency transactions anywhere in the world. Upgrade your travel experience with Vitality Travel: o Enjoy an enhanced travel experience with Vitality Travel by Discovery Bank. o Get up to 75% off local and international flights. o Browse local and international flights by airline, cabin class, fare type, stops and times in the banking app. o Pay seamlessly with your cards or Ðiscovery Miles and get free international travel insurance. o Get exclusive access to The Lounge, by Discovery Bank and SAA, for an elevated pre-flight experience. o Skip the queues at security clearance and car hire with Priority Fast Track and Europcar Ready2GO. Unlock a world of rewards with up to: o 75% off local and international flights o 75% back on HealthyFood items at Checkers and Woolworths o 50% back on HealthyCare items at Clicks and Dis-Chem o 20% back on fuel spend at bp and select Shell stations o 20% back on Uber rides. Earn and spend Ðiscovery Miles: o Earn Ðiscovery Miles every time you use your Discovery Bank virtual card. o Earn Ðiscovery Miles through Vitality Active Rewards (when you exercise, drive well, or spend responsibly), and for Vitality lifestyle rewards. o Get up to 15% off when you spend your Ðiscovery Miles in-store and online every day – this doubles to up to 30% off on Miles Ð-Day on the 15th of every month. o Buy prepaid products like airtime, data, SMS bundles, water and electricity and get up to 15% off. o Buy entertainment vouchers for Blu Voucher, Roblox and more – with up to 15% off select vouchers. o You can also use Ðiscovery Miles to pay for travel, send them to contacts or convert them to cash. Auth FSP. Limits (incl. fair usage), Ts&Cs apply.