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BBL Shubidha

Name: BBL Shubidha
Availability: InStock
Rating: 5 (1 reviews)

Experience the convenience of fast, secure credit with 9% interest. Empower your loved ones back home by managing loan applications and merchant purchases directly from your smartphone, wherever you are in the USA.

Key Figures

Downloads

2K+

User Rating

5.0/5

Total Ratings

Publisher

Brac Bank Limited

Fast, Digital, and Borderless Financing

Empowering you to support your family and manage your financial needs in Bangladesh instantly, right from your phone in the USA.

Instant Loan Decisions

Skip the international calls and long wait times. Get a real-time loan decision in minutes, allowing you to act quickly on your financial needs back home.

100% Paperless Application

Apply from the USA with secure selfie verification. No physical documents, power of attorney, or bank visits are required to start your journey.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

BBL Shubidha - Welcome screen of the BBL Shubidha digital loan app by BRAC Bank with login and register options. — Welcome screen of the BBL Shubidha digital loan app by BRAC Bank with login and register options.

BBL Shubidha - BBL Shubidha mobile app dashboard showing BRAC Bank loan and credit card offers — BBL Shubidha mobile app dashboard showing BRAC Bank loan and credit card offers

BBL Shubidha - BBL Shubidha app screen displaying an instant loan offer from BRAC Bank with BDT loan limits — BBL Shubidha app screen displaying an instant loan offer from BRAC Bank with BDT loan limits

BBL Shubidha - Interface of BBL Shubidha app showing a completed loan application. — Interface of BBL Shubidha app showing a completed loan application.

User profile and settings screen in the BBL Shubidha mobile app

Description

BRAC Bank (BBL) 'Shubidha' is a mobile-based app through which selective customers can avail of retail loan products digitally. The app performs end-to-end digital loan processing, including loan application, assessment, and disbursement. You can now enjoy a digital borrowing experience in a fast, secure, and convenient way using the BBL Shubidha app. After installing the app, you can: 1. Know about the digital loan products of BRAC Bank: · See product features and benefits; · View a list of merchants from where you can purchase your desired product(s) with a digital loan. 2. Check your eligibility & apply for a digital loan: · Check the loan offer in-store for you; · Capture your selfie; · Accept terms & conditions of the digital loan; · Submit loan application by 8 pm of the working day. 3. Get your loan decision: · Wait for a few minutes for a decision on your applied loan; · Get Loan Reference Number if the loan is approved. 4. Pay loan processing fee: · Visit the merchant outlet & select your desired product; · Inform the merchant to assist you to buy the product with a digital loan; · Pay a loan processing fee from your BRAC Bank account through the app. 5. Get product delivery: · Inform merchant about the product delivery code sent in your app; · Get delivery of your product. 6. View anytime: · Status of your ongoing application and loans; · Your short profile. 7. Pre-login features: · Registration for New User; · Password creation. Loan features: · Interest rate of 9% per annum; · Tenure of 3 to 18 months; · Sample Loan Repayment Schedule: If you have availed loan of BDT 100,000 @ 9% interest per annum and tenure of 12 months, your Equal Monthly Instalment (EMI) will be approximately BDT 8,745. Therefore, the total cost of the loan (principal + interest) will be BDT 104,942. In addition to interest, you have to pay loan processing fee before availing the loan as follows: Processing fee: 0.5% of loan amount + 15% VAT CIB & Stamp Charge: At actual. All you need: • An active account and a debit card with BRAC Bank; • A smartphone with an iOS operating system; • Internet connectivity through mobile internet or Wi-Fi. We welcome your feedback and suggestions; please call us at 16221.