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BCBSM

Access your virtual ID card, track deductibles, and find top-rated doctors in seconds. Join over 1 million Michigan members managing their care with the #1 ranked digital tools for member satisfaction.

Key Figures

Downloads

1M+

User Rating

4.7/5

Total Ratings

71K+

Publisher

Blue Cross Blue Shield of Michigan

Your Health Plan, Simplified

Empowering Michigan families with instant access to coverage details, spending tracking, and expert care—whenever and wherever you need it.

Virtual ID Card Always Ready

Leave the plastic behind. Access your digital ID card instantly at the doctor's office or pharmacy to ensure seamless care.

Total Financial Transparency

Track your deductibles, view claims, and monitor your HSA/FSA balances in real-time to avoid any billing surprises.

FAQ

Frequently Asked Questions

Everything you need to know about BCBSM

What is the BCBSM app used for?

The BCBSM app allows Michigan Blue Cross members to log in, find doctors, view account details, check claims, manage benefits, and access health resources conveniently.

Does the BCBSM app support biometric login?

Yes, the BCBSM app supports biometric login, including Face ID, for faster and secure access to your account information.

Which members cannot use the BCBSM app?

FEP members with a PPO plan, MESSA members, and Blue Cross Complete (Medicaid) members cannot use the BCBSM app for their health plan management.

Can I view my deductible and plan balances in the BCBSM app?

Yes, the BCBSM app allows members to view their deductible, out-of-pocket maximums, and other plan balances, including HSA and FSA account details.

How can I find a doctor or hospital using the BCBSM app?

The BCBSM app features a "Find Care" function allowing members to locate in-network doctors and hospitals, and select their Primary Care Physician.

Can I check my claims and EOBs using the BCBSM app?

Yes, the BCBSM app enables members to check the status of their medical claims and view Explanation of Benefits (EOB) statements for detailed breakdowns.

Does the BCBSM app provide a virtual ID card?

Yes, the BCBSM app provides a virtual ID card for convenient access. It displays subscriber information, plan details, deductibles, and co-payment amounts.

Can I pay my health plan bill through the BCBSM app?

Yes, the BCBSM app allows users with non-employer coverage to conveniently pay their health plan bills directly within the application's billing section.

How can I see what services my plan covers using the BCBSM app?

The BCBSM app's "My Coverage" section, specifically the "What's Covered" tab, allows members to view details about their health plan's covered services.

What types of care access does the BCBSM app offer?

The BCBSM app provides access to a 24-hour nurse line, telehealth services, and includes features for comparing quality ratings and procedure costs.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

BCBSM - Blue Cross Blue Shield of Michigan app login page featuring Face ID and secure entry fields — Blue Cross Blue Shield of Michigan app login page featuring Face ID and secure entry fields

BCBSM - BCBSM mobile app dashboard showing health insurance coverage and deductible progress — BCBSM mobile app dashboard showing health insurance coverage and deductible progress

BCBSM - A digital health insurance card displayed in the BCBSM mobile app showing subscriber information and plan coverage details. — A digital health insurance card displayed in the BCBSM mobile app showing subscriber information and plan coverage details.

BCBSM - Medical claim summary on the BCBSM app showing service charges and insurance coverage. — Medical claim summary on the BCBSM app showing service charges and insurance coverage.

BCBSM - BCBSM mobile app interface showing the coverage and benefits section with medical services like preventive care and emergency medical care. — BCBSM mobile app interface showing the coverage and benefits section with medical services like preventive care and emergency medical care.

Description

#1 Digital Tools and Commercial Health Plan for Member Satisfaction in Michigan, three out of four years. Learn more about J.D. Power awards. Michigan Blue Cross® members, use our app to log in, find a doctor and see your account info. With convenient access to your health plan details, you’re more informed when you need care. If you’re a Blue Cross Blue Shield of Michigan member, you can: -- View your deductible and other plan balances -- See what services your plan covers -- Check claims and EOBs -- Check your HSA and FSA account for users that use our Health Equity partner -- Pay your plan bill for users with non-employer coverage -- Find doctors and hospitals in your network -- Select and view your Primary Care Physician -- Get access to care including our 24-hour nurse line and telehealth -- Have your virtual ID card handy -- Compare quality ratings for doctors and procedure costs -- Research drug prices and coverage requirements -- Contact customer support -- Take your health assessment and other wellness services -- Use our Virtual Assistant to answer questions 24/7 -- Keep your secure account info updated. -- Use biometric login for faster login The app supports most of our plans, but not all. If you’re one of these members, the app won’t work for you: -- FEP members with a PPO plan -- MESSA members -- Blue Cross Complete (Medicaid) members Questions about the app? Please visit bcbsm.com/app © 1996-2025 Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association. We provide health insurance in Michigan.