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Bmg: conta, crédito e cartão

No more financial juggling. This app puts Bmg's entire ecosystem directly in your hands, granting total control over your money.

Finance & Crypto ›

Key Figures

Downloads

2.5M+

User Rating

4.7/5

Total Ratings

85.3K

Publisher

Banco BMG S.A.

Key Features and User Impact for Brazilian Digital Banking Consumers

Analytical Overview of Bmg: conta, crédito e cartão

Specialized Payroll and FGTS Loans

The app offers diverse loan options, including highly competitive payroll-deducted loans for public servants, retirees, pensioners, and CLT workers, alongside FGTS anticipation with attractive rates, making credit accessible and tailored.

Free Digital Account with Instant Payments

The app provides a fully free digital account, enabling users to manage finances, check balances, pay bills, and execute instant transfers (Pix) entirely through their mobile device, offering convenience and cost savings.

No-Annual-Fee International Card

It features an international credit and debit card with no annual fee (for invoices above R$100), granting users financial flexibility for purchases both domestically and abroad, combined with security and modern payment options.

App-Based CDB Investments

This tool allows users to invest directly within the app, starting from R$100, in CDBs that offer returns superior to traditional savings accounts, providing a secure and accessible pathway to grow their money.

Comprehensive Bill & Invoice Payments

The app simplifies financial management by allowing users to conveniently pay various bills, 'boletos,' and credit card invoices directly through their mobile device, consolidating their payment needs.

Secure Virtual Card for Online Purchases

It offers a virtual card specifically designed for secure online shopping, protecting users' financial information and providing an added layer of security against fraud for digital transactions.

Cashback & Exclusive Discounts

Users benefit from a cashback program on credit card purchases (up to 0.80%) and exclusive discounts at partner pharmacies and stores, adding tangible value and savings to their daily spending.

24/7 Digital Customer Support

The app ensures robust customer service through multiple digital channels, including WhatsApp support and a 24-hour virtual assistant, complemented by human assistance when needed, offering quick and convenient help.

FAQ

Frequently Asked Questions

Everything you need to know about Bmg: conta, crédito e cartão

What features does the Bmg digital account offer?

The Bmg digital account enables balance and statement checks, bill and invoice payments, instant transfers, Pix transactions, and tracking of investments and loans.

Is there an annual fee for the Bmg credit and debit card?

No, the Bmg credit and debit card does not have an annual fee for invoices exceeding R$100.00. It is an international card.

What types of loans are available through Bmg?

Bmg provides FGTS Anniversary Withdrawal anticipation, Consigned loans for specific profiles, and Private Consigned loans for CLT workers. All options are 100% online.

Can I get a loan from Bmg without opening an account?

Yes, you can request a loan from Bmg without being a current account holder. The loan application process is entirely online.

What investment products does the Bmg app offer?

The Bmg app offers CDB investments starting from R$100. These investments provide returns above savings and are authorized by the Central Bank.

How do I contact Bmg customer support?

Bmg offers customer support via WhatsApp, a 24-hour virtual assistant within the app, and human assistance when required.

Does the Bmg credit card provide cashback?

Yes, the Bmg credit card offers cashback of up to 0.80% on credit purchases. It also includes points through the Mastercard Surpreenda program.

What Pix services are integrated into the Bmg app?

The Bmg app integrates various Pix services, including sending, receiving, QR Code payments, Pix Copy and Paste, Pix saque, Pix troco, and management of keys and limits.

Is the Bmg card an international card?

Yes, the Bmg card functions as an international credit and debit card. It provides flexibility for purchases both domestically and abroad.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

O Banco Bmg é completo, simples e feito para você. Com ele, você antecipa seu FGTS com taxas atrativas, tem empréstimos rápidos e seguros, conta digital gratuita, cartões de crédito e débito sem anuidade* e investimentos que rendem mais — tudo em um só app. Controle seu dinheiro de forma prática e tenha o banco na palma da sua mão. Baixe o app Bmg e descubra como é fácil cuidar das suas finanças. Conta Digital Bmg Abra sua conta digital em poucos minutos e resolva tudo pelo celular: Consulte saldo e extratos em tempo real; Pague contas, boletos e faturas do cartão; Faça transferências e Pix de forma instantânea; Acompanhe investimentos e empréstimos em um só lugar. Simples, rápida e sem burocracia. Sua conta Bmg é gratuita e pensada para o seu dia a dia. Cartão de Crédito e Débito Com o cartão Bmg, você tem mais liberdade para comprar e economizar: Cartão de crédito e débito internacional, sem anuidade para faturas acima de R$ 100 Cartão virtual para compras seguras online; Cashback de até 0,80% nas compras no crédito; Pontos no programa Mastercard Surpreenda; Saques na rede Banco24Horas; Descontos em farmácias e lojas parceiras. Praticidade, segurança e benefícios em um só cartão. Empréstimos e Crédito No Bmg, você encontra as melhores opções de crédito para diferentes perfis — tudo 100 % online e sem burocracia. Antecipação do Saque-Aniversário FGTS Antecipe seu FGTS com juros atrativos e receba o valor diretamente na sua conta via Pix. Empréstimo Consignado Ideal para aposentados, pensionistas e servidores públicos, com taxas reduzidas e desconto em folha. Faça portabilidade direto pelo app. Empréstimo Consignado Privado Para trabalhadores CLT, com parcelas descontadas direto no salário e taxas competitivas. Com o Bmg, você encontra crédito sob medida para o que precisar — sem precisar ser correntista. Investimentos com Rendimento e Segurança Invista com confiança no Banco Bmg. Invista a partir de R$ 100 em CDB, com rendimentos acima da poupança e a segurança de um banco sólido e autorizado pelo Banco Central. Invista, acompanhe e resgate tudo pelo app. Atendimento Digital Bmg Conte com o atendimento que cabe na sua rotina: Suporte direto pelo WhatsApp; Assistente virtual disponível 24 h no app; Atendimento humano quando você precisar. Rápido, fácil e do seu jeito. Tudo em um só app O app do Banco Bmg reúne tudo o que você precisa: Conta digital gratuita; Cartão de crédito e débito; Empréstimos FGTS e consignado; Pix, boletos DDA, saques e investimentos; Cashback, descontos e muito mais! Baixe agora o app Bmg e descubra como é fácil ter crédito, conta digital e investimentos no mesmo lugar. Mais praticidade, mais segurança, mais Bmg. *Em faturas acima de R$100,00 Banco Bmg S.A. Av. Presidente Juscelino Kubitschek, 1830 – Torre 2, 10º andar – Vila Nova Conceição – São Paulo/SP CNPJ: 61.186.680/0001-74