BPI

BPI

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Logo of BPI

BPI: Your Direct Link to Philippine Banking from the USA

Open an account in 5 minutes, send money home instantly via QR Ph, and manage your family's financial future with the security of the Philippines' leading digital bank.

Download on App Store

Publisher

Bank of the Philippine Islands

Category

Finance

Downloads

4M+

User Rating

4.7/5

Total Ratings

211K+

Locales

1

Banking Without Borders

Discover the interface used by 4M+ users.

BPI mobile app onboarding screen with the logo popping out of a box and a welcome message

BPI mobile app onboarding screen with the logo popping out of a box and a welcome message

BPI mobile banking app dashboard displaying accounts investments and personal finance insights

BPI mobile banking app dashboard displaying accounts investments and personal finance insights

BPI mobile app interface for transferring money and paying bills

BPI mobile app interface for transferring money and paying bills

BPI app interface showing QR Ph payment scanning and cardless ATM withdrawal options.

BPI app interface showing QR Ph payment scanning and cardless ATM withdrawal options.

BPI mobile app screens showing transaction limit customization and card security settings

BPI mobile app screens showing transaction limit customization and card security settings

BPI mobile app screens showing investment options and AI-powered financial insights

BPI mobile app screens showing investment options and AI-powered financial insights

A mobile phone screen showing the BPI app feature to deposit checks by taking a photo of the front of the check.

A mobile phone screen showing the BPI app feature to deposit checks by taking a photo of the front of the check.

Empowering Global Filipinos to Manage PH Finances

The tools that make this app stand out, trusted by 4M+ users.

💸

Instant, Low-Cost Money Transfers

Send funds to family or your own PH accounts instantly via InstaPay and QR Ph, bypassing high remittance fees and long wait times.

📱

Open a PH Account Without Travel

Start your BPI savings journey from the USA. All you need is one government ID and five minutes to open an account—no branch visit needed.

🛡️

Secure Remote Control for Your Assets

Manage your Philippine accounts with peace of mind. Use biometric Mobile Key for security and instantly block cards if needed from across the globe.

Review Analysis

Insights from user reviews.

Sentiment Score

26%
Negative

Summary

The mobile app receives mixed to largely negative feedback from users. While many appreciate its ease of use, user-friendly interface, and convenience for essential banking activities like sending money, especially for overseas Filipino workers (OFWs), a significant number of reviews highlight severe issues. A primary concern is the app's compatibility, with recent updates frequently rendering it inaccessible on older iOS versions (e.g., below 15.0) or requiring phone upgrades, leading to widespread login and access problems. Users also report frustrations with unresponsive customer support when attempting to resolve these persistent technical difficulties.

Common Themes

Ease of Use(7)
Fund Transfers(3)
Customer Support(3)
Account Management(2)
OFW Convenience(2)
App Performance(1)
Updates & Compatibility(1)

About the app

Everything you need to know about BPI.

Description

Welcome to the BPI app, a versatile and user-friendly app that puts the power of online banking at your fingertips. Our mobile banking app lets you access your accounts, transfer funds, pay bills, and more, all from the comfort of your mobile device. FAST ONLINE ACCOUNT OPENING 1 government ID and 5 minutes are all you need to open a BPI savings account. Open an account with your Passport, Driver's License, Postal ID, SSS ID, PRC ID, or UMID. No need to go to the branch. Once the account is opened, you can immediately access BPI online banking services! NOW ALSO YOUR E-WALLET WITH QR PAYMENTS Skip the cash-in, scan any QR Ph in stores to pay straight from your BPI app! EASY MONEY TRANSFERS Easily transfer money between your BPI accounts, or send money to other BPI account holders. You can also transfer funds to other local banks and e-wallets via PesoNET and InstaPay. Set up Favorites to save time. SCHEDULED TRANSACTIONS Create scheduled transactions to billers, fund transfers to BPI accounts and other banks, and load to prepaid cards ahead of time so you don't miss due dates. You can set the frequency to one-time, monthly, and quarterly. TRACK & PLAN This AI-powered feature is your very own personal finance manager! Achieve your financial goals with expert money advice and alerts. The more you use the BPI app, the more useful advice you get! ACCOUNT QR CODES No need to share account numbers. Send and receive money more securely when you generate QR codes for your accounts and scan or upload QR codes for recipients' accounts. Newly-generated personal QR codes now show the InstaPay logo at the center. INVESTMENT SERVICES Grow your wealth and secure your future with our BPI’s investment offerings. Open an investment account, view and manage your funds in one place so you can stay on top of your financial goals. For added convenience, set up and amend your Regular Subscription Plan (RSP). CUSTOM TRANSACTION LIMITS Enjoy the extra layer of security that comes with setting amount limits for different transactions. Adjust your limits on a daily basis, depending on your needs. MOBILE KEY FOR AUTHORIZING TRANSACTIONS No more waiting for OTPs via SMS. Securely authorize your transactions using Mobile Key within the BPI app, made even easier with your device's biometric credentials. AVAIL PERSONALIZED OFFERS As a BPI customer, you'll also enjoy personalized offers and rewards through our app. We'll provide you with exclusive rewards and promotions based on your spending habits, making it easy to save money and get the most out of your finances. BANK SERVICES WITHOUT GOING TO THE BRANCH You can also request other services with just a few taps: - Order Debit Card - Open a New Account - Open a Time Deposit Account - Reorder Checkbook - Stop Check Payment Order - Avail Credit-to-Cash and Balance Conversion for Credit Cards, available to select customers - Permanently Block Debit or Credit Card - Temporarily Block and Unblock Debit or Credit Card - Download your Statement of Account - Download Wealth Portolfio Accounts Statements - Update Mobile Number - Manage Trusted Devices - Check deposit, available to select customers - Cardless Withdrawal - Buy and Sell USD About BPI As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing reliable and trustworthy financial services to our customers. BPI is FinanceAsia's Best Financial Company 2023 and Best Overall Company in the Philippines 2023. At BPI, we're committed to providing reliable and trustworthy financial services to our customers. That's why our app is packed with robust security features to protect your transactions, ensuring that your information is always safe and secure. And with regular updates and new features added all the time, you can be sure that the BPI mobile banking app will continue to evolve and improve to meet your needs. Download the app today and make every day better with BPI.

Latest Version

15.1

Size

151.3 MB

First Released

Feb 26, 2023

Manage Your Philippine Life from the USA with Ease

From instant transfers to family back home to managing your investments in PHP, the BPI app is your secure financial bridge to the Philippines. Download today and open an account in just 5 minutes.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about BPI

What is the BPI app used for?

The BPI app is a mobile banking application that allows users to access accounts, transfer funds, pay bills, and manage various financial services from their mobile device.

Can I open a bank account online with the BPI app?

Yes, you can open a BPI savings account online using the BPI app in 5 minutes with one government ID. There is no need to visit a branch.

Does the BPI app support QR payments in stores?

Yes, the BPI app supports QR payments. Users can scan any QR Ph code in stores to pay directly from their BPI app, functioning as an e-wallet.

What types of money transfers can I make using the BPI app?

The BPI app facilitates transfers between BPI accounts, to other BPI account holders, and to other local banks and e-wallets via PesoNET and InstaPay.

Can I schedule bill payments and fund transfers in the BPI app?

Yes, the BPI app allows users to schedule transactions for bill payments, fund transfers to BPI accounts or other banks, and prepaid card loading with adjustable frequencies.

Does the BPI app offer personalized financial advice?

Yes, the BPI app features "Track & Plan," an AI-powered personal finance manager. It provides expert money advice and alerts to help users achieve financial goals.

How does the BPI app enhance transaction security?

The BPI app enhances security through Custom Transaction Limits and Mobile Key for authorization, eliminating SMS OTPs. It also allows managing card settings and blocking cards.

Can I manage my investments directly in the BPI app?

Yes, the BPI app includes investment services. Users can open an investment account, view and manage their funds, and set up or amend a Regular Subscription Plan (RSP).

Can I perform cardless withdrawals using the BPI app?

Yes, the BPI app supports cardless withdrawals. Users can withdraw money from ATMs using the BPI app without needing a physical debit card.

Does the BPI app allow mobile check deposits?

Yes, the BPI app allows users to deposit checks remotely. Customers can simply take and upload a photo of the check's front directly through the app.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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