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Danai.id - P2P Lending

Name: Danai.id - P2P Lending
Availability: InStock
Rating: 3.62 (300 reviews)

Join the leading OJK-regulated platform to earn up to 18% p.a. and support local SMEs. Start your portfolio with just IDR 100k, manage home utility bills, and transfer funds to any Indonesian bank—all from one secure app.

Finance & Crypto ›

Key Figures

Downloads

104K+

User Rating

3.6/5

Total Ratings

300

Publisher

PT. ADIWISISTA FINANSIAL TEKNOLOGI

Maximize Your Global Wealth

The bridge between your US earnings and high-growth Indonesian markets. Danai.id empowers the diaspora to invest in SMEs and manage family obligations back home with ease.

Outperform with 18% p.a. Yields

Experience high-yield P2P lending that significantly outpaces traditional US savings accounts, with returns of up to 18% annually.

Micro-Investing Accessible to All

Start your portfolio with as little as IDR 100k (approx. $7 USD). Diversify your capital across various risk-rated credit tiers to suit your strategy.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Danai.id - P2P Lending - A hand holding a smartphone displaying the Danai.id P2P lending app dashboard with account balance and financial service icons — A hand holding a smartphone displaying the Danai.id P2P lending app dashboard with account balance and financial service icons

Danai.id - P2P Lending - Danai.id mobile app dashboard displaying account balance, P2P lending options, and utility bill payment services. — Danai.id mobile app dashboard displaying account balance, P2P lending options, and utility bill payment services.

Danai.id - P2P Lending - Danai.id mobile app interface showing financial services and payment options — Danai.id mobile app interface showing financial services and payment options

Danai.id - P2P Lending - Smartphone screen showing the Danai.id app interface with various loan product options and user benefits. — Smartphone screen showing the Danai.id app interface with various loan product options and user benefits.

Danai.id - P2P Lending - Mobile app interface of Danai.id showing a list of unsecured loan products for P2P lending investment. — Mobile app interface of Danai.id showing a list of unsecured loan products for P2P lending investment.

Danai.id - P2P Lending - Danai.id mobile app interface for topping up Indonesian phone credit with multiple denomination options — Danai.id mobile app interface for topping up Indonesian phone credit with multiple denomination options

Description

Danai.id adalah aplikasi P2P Lending yang memfasilitasi para Pemberi Pinjaman untuk dapat melakukan pendanaan, mengelola portofolio pendanaan dan melakukan transaksi secara online. Rasakan inovasi kemudahan dalam pengelolaan portfolio pendanaan dari Danai.id yang di dukung dengan fitur-fitur menarik lainnya, 1. Pendanaan mulai dari IDR100K 2. Imbal balik pendanaan hingga 18% p.a 3. Klasifikasi kredit menurut tingkat risikonya. 4. Tampilan yang sederhana sehingga memberikan tampilan langsung portofolio dan peringkat risikonya. 5. Membayar tagihan listrik dan isi ulang pulsa untuk semua provider telekomunikasi Indonesia kapan saja. 6. Transfer uang ke seluruh Bank di Indonesia. Danai.id telah terdaftar dan diawasi oleh OJK dengan nomor registrasi S-960/NB.213/2018 dan memiliki sertifikat SNI ISO 27001:2013 serta terdaftar sebagai anggota AFPI * Informasi Tentang Pinjaman * • Jumlah Pinjaman (Plafon) Rp3jt - Rp30jt • Suku bunga perbulan 1.89 - 2.19% • Suku bunga pertahun 22.68 - 26.28% • Tenor 3 - 24 bulan • Biaya provisi 4% - 5% • Biaya asuransi 1.4% - 1.7% • Biaya keterlambatan 2% dari jumlah tunggakan * Simulasi Pinjaman * • Biaya Provisi: (Biaya Provisi * Plafon) • 5% x Rp10.000.000 = Rp 500.000 • Biaya Asuransi: Biaya Asuransi * Plafon • 1.7% x Rp 10.000.000 = Rp 170.000 • Angsuran pinjaman awal bunga: (Suku Bunga / Tenor) x Plafon • (2.19 / 12) x Rp10.000.000 = Rp1.825.000 • Angsuran Bulanan: (Plafon + Bunga) / Tenor • Rp11.825.000 / 12 = Rp985.417 perbulan • Plafon yang diterima Setelah Pengurangan Biaya: Plafon - (Provisi) - (Asuransi) • Rp10.000.000 - Rp500.000 - Rp170.000 = Rp9.330.000 termasuk biaya