度小满借钱-借贷:短期借钱现金借款信用贷款平台

度小满借钱-借贷:短期借钱现金借款信用贷款平台

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度小满借钱 - 您的智能一站式金融服务平台

专为海内外华人设计,提供最高20万元高额贷款与低至7.2%年化利率。融合AI风控技术,集成理财与保险服务,让您的资金周转极速、透明、更安心。

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Publisher

Chongqing Duxiaoman Information Technology Co.Ltd

Category

Finance

Downloads

30M+

User Rating

4.2/5

Total Ratings

49K+

Locales

1

A Smarter Look Inside

Discover the interface used by 30M+ users.

Promotional banner for the Du Xiaoman app featuring athletes from the Chinese national track and field team

Promotional banner for the Du Xiaoman app featuring athletes from the Chinese national track and field team

Du Xiaoman financial app interface showing a maximum credit limit of 200,000 RMB and an annual interest rate starting at 7.2 percent.

Du Xiaoman financial app interface showing a maximum credit limit of 200,000 RMB and an annual interest rate starting at 7.2 percent.

Mobile interface of the Du Xiaoman app displaying a personal loan credit limit of 200,000 RMB and flexible repayment options

Mobile interface of the Du Xiaoman app displaying a personal loan credit limit of 200,000 RMB and flexible repayment options

Du Xiaoman mobile app interface showing a 200000 RMB credit limit and a loan application form in Chinese

Du Xiaoman mobile app interface showing a 200000 RMB credit limit and a loan application form in Chinese

A screenshot of the Du Xiaoman app wealth management screen showing investment options and financial product listings in Simplified Chinese.

A screenshot of the Du Xiaoman app wealth management screen showing investment options and financial product listings in Simplified Chinese.

A mobile interface for the Du Xiaoman app showing various insurance options like medical life and accident insurance with a promotional offer for new users

A mobile interface for the Du Xiaoman app showing various insurance options like medical life and accident insurance with a promotional offer for new users

Introductory splash screen for the Du Xiaoman Financial mobile app showing the brand name and red logo

Introductory splash screen for the Du Xiaoman Financial mobile app showing the brand name and red logo

Du Xiaoman mobile app interface showing a maximum loan limit of 200000 RMB and interest rate starting at 7.2 percent

Du Xiaoman mobile app interface showing a maximum loan limit of 200000 RMB and interest rate starting at 7.2 percent

Smart Financial Tools for Your Cross-Border Life

The tools that make this app stand out, trusted by 30M+ users.

💰

Flexible High-Limit Loans

Access up to ¥200,000 with transparent daily interest rates and flexible repayment plans up to 12 months.

Instant AI-Powered Approval

Leverage advanced big data and AI for quick credit assessment without the hassle of traditional bank paperwork.

🛡️

Total Asset Management

Secure your future with professional insurance plans and vetted investment products from licensed financial institutions.

Review Analysis

Insights from user reviews.

Sentiment Score

8%
Negative

Summary

The app receives overwhelmingly negative feedback, though some users appreciate its swift loan approval process, high loan limits, and occasionally low interest rates. However, a significant number of complaints highlight aggressive and harassing debt collection methods, persistent marketing calls, and allegations of high, unclear fees. Many users also report issues with unresponsive or rude customer service, unauthorized charges, and privacy concerns regarding personal data leakage. Furthermore, the inability to repay loans early and difficulties with account deletion are recurring frustrations.

Common Themes

Loan Approval & Access(3)
Fast Processing Speed(2)
Overall Satisfaction(2)
Low Interest Rates(1)
High Loan Limits(1)

About the app

Everything you need to know about 度小满借钱-借贷:短期借钱现金借款信用贷款平台.

Description

度小满是综合类金融服务平台,面向大众提供互联网信贷服务、优质的基金销售服务和安心的保险服务。度小满持有多种牌照,并与数百家银行,持牌金融机构达成合作,在信贷、理财、保险、支付等领域为用户提供值得信赖的金融服务。资金周转就找度小满! 【度小满 借钱】 度小满利用人工智能和大数据风控技术,为用户提供方便、快捷、安心的借款服务。 产品特点: 1.贷款额度高:最高额度 20万元; 2.息费透明:年化利率7.2%起,借1万元利息一天2元起,年化利率区间7.2%-24%; 3.操作便捷,借还灵活:在线申请,支持多种还款方式,最长可分12期慢慢还; 4.安全借款:个人信息全程加密,为您提供全程保护。 【理财】 甄选持牌金融机构,严格筛选金融产品,覆盖多种金融产品种类,满足不同期限、不同风险偏好的投资需求。 资金安全有保障:领先的研发技术团队,打造严密风控体系。 【保险】 精选保险产品:涵盖重疾险、医疗险、意外险、寿险、年金险、财产险,多方面保障服务; 1V1专属服务:资深保险经纪顾问一对一指导,测需求、做方案、挑产品,全流程贴心服务。 温馨提示: 借贷有风险,选择需谨慎。具体贷款利率、额度、期限以实际审批为准(年化利率区间7.2%-24%),资金来源:重庆度小满小额贷款有限公司及合作金融机构。 理财活动说明: 「新用户登录即享卡券好礼」小满专门为新用户提供了新手礼包;您还可参与线上活动“攒财气”,最高可得200元现金红包。活动自即日起至24年12月31日止,具体兑换规则可查询活动详情页面。 保险活动说明: 作为新用户,您有机会参加我们的「新人健康大礼包」活动!在保险页面,轻松点击“立即领取”按钮即可进入活动页面。此次活动为首次开通保险业务用户专属,让您的健康保障更加贴心。 在活动中,您将有机会获得至高88000元的健康保险保障金,一年内涵盖100种大病,让您的健康无忧。每日签到后可参与抽奖,中奖率100%,中奖后最低可增加10元保额,让您的健康保障更加完善。具体奖品信息及活动规则请以页面规则为准。

Latest Version

10.5.0

Size

155.9 MB

First Released

Oct 31, 2020

立即下载度小满,开启您的专属智慧金融生活

新用户注册即领现金红包,最高20万额度极速申请。息费透明、安全加密,为您在海外的资金周转提供坚实保障。

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FAQ

Frequently Asked Questions

Everything you need to know about 度小满借钱-借贷:短期借钱现金借款信用贷款平台

What is Du Xiaoman Financial?

Du Xiaoman Financial is a comprehensive platform offering internet credit, fund sales, and insurance services. It holds various licenses and partners with numerous financial institutions.

What is the maximum loan amount available through Du Xiaoman Financial?

Du Xiaoman Financial offers a maximum loan limit of 200,000 yuan. Specific limits are subject to actual approval based on individual circumstances.

What are the interest rates for loans on Du Xiaoman Financial?

The annualized interest rate for loans on Du Xiaoman Financial starts from 7.2%. The annual percentage rate (APR) typically ranges from 7.2% to 24%.

How quickly can users receive loan funds from Du Xiaoman Financial?

Du Xiaoman Financial processes loan disbursals rapidly, with funds potentially reaching the user's account in as fast as 1 minute after approval.

What are the eligibility requirements for loan services on Du Xiaoman Financial?

Du Xiaoman Financial provides loan services to non-student users who are between 22 and 55 years old, as indicated on their platform.

What types of insurance products does Du Xiaoman Financial offer?

Du Xiaoman Financial offers critical illness, medical, accidental, life, annuity, and property insurance. They provide a wide array of products to meet various needs.

Is personal information secure when using Du Xiaoman Financial for loans?

Yes, Du Xiaoman Financial ensures secure borrowing by encrypting personal information throughout the process, providing full protection for users.

What new user promotions does Du Xiaoman Financial offer for wealth management?

New users receive a coupon gift upon login. They can also participate in an 'Accumulate Wealth' activity to earn a cash red packet of up to 200 yuan.

Does Du Xiaoman Financial provide exclusive services for insurance customers?

Yes, Du Xiaoman Financial provides 1V1 exclusive service with senior insurance broker consultants. They guide users through needs assessment, plan development, and product selection.

Who provides the funding for loans on Du Xiaoman Financial?

Funds for loans on Du Xiaoman Financial are sourced from Chongqing Du Xiaoman Small Loan Co., Ltd. and its partner financial institutions.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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