Emma - Budget Planner Tracker

Emma - Budget Planner Tracker

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Logo of Emma - Budget Planner Tracker

Emma - The Financial Super App to Master Your Money

Sync every account, crush subscription fatigue, and automate your budget in one place. Join over 2 million users who have ditched the spreadsheets for the smartest, bank-level secure command center for their finances.

Publisher

Emma Technologies LTD.

Category

Finance

Downloads

2M+

User Rating

4.7/5

Total Ratings

23K+

Locales

1

Financial Clarity at a Glance

Discover the interface used by 2M+ users.

Emma financial app interface highlighting subscription tracking and net worth management

Emma financial app interface highlighting subscription tracking and net worth management

Emma budget planner app interface showing account balances and net worth tracking on a smartphone

Emma budget planner app interface showing account balances and net worth tracking on a smartphone

Emma budget tracker interface displaying recurring subscription payments with a cancel option for Netflix

Emma budget tracker interface displaying recurring subscription payments with a cancel option for Netflix

Screenshot of the Emma budget planner app showing a budgeting dashboard with a spending donut chart and daily allowance display.

Screenshot of the Emma budget planner app showing a budgeting dashboard with a spending donut chart and daily allowance display.

Mobile phone screen showing the Emma app net worth dashboard with connected bank and credit card accounts like Bank of America and Revolut

Mobile phone screen showing the Emma app net worth dashboard with connected bank and credit card accounts like Bank of America and Revolut

Emma app net worth tracker showing a financial growth graph

Emma app net worth tracker showing a financial growth graph

Emma app screen showing shared spending balances for group members and transaction tracking

Emma app screen showing shared spending balances for group members and transaction tracking

Interface of the Emma app showing the Spaces feature to separate business and personal expenses

Interface of the Emma app showing the Spaces feature to separate business and personal expenses

An iPhone lock screen displaying Emma app notifications for budget updates and upcoming subscription payment alerts

An iPhone lock screen displaying Emma app notifications for budget updates and upcoming subscription payment alerts

A mobile phone screen showing the Emma app asset allocation interface with a donut chart breakdown of savings and investments

A mobile phone screen showing the Emma app asset allocation interface with a donut chart breakdown of savings and investments

Master Your Money, Effortlessly

The tools that make this app stand out, trusted by 2M+ users.

✂️

Kill Subscription Creep

Automatically find hidden charges and track recurring bills so you never pay for services you no longer use.

📱

Your Financial Command Center

Sync all your bank accounts, credit cards, and investments in one place for a 360-degree view of your net worth.

🔔

Proactive Smart Alerts

Stay ahead with daily balance updates and overdraft warnings that protect your wallet before spending happens.

About the app

Everything you need to know about Emma - Budget Planner Tracker.

Description

Meet Emma, your financial super app ● All your accounts in one place ● Find and track your subscriptions ● Set budgets ● Weekly reports ● Analyze your spending & expenses ● Daily balance notifications ● Overdraft alerts BANK LEVEL SECURITY Worried about sharing your data? We hear you. ● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored. ● Emma uses biometric security authentication for an added level of protection. CUSTOMER REVIEWS “This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!” Sarah “I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!” Mike OUR MISSION We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for. We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M. MORE FEATURES? GO PLUS, PRO OR ULTIMATE We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade: Emma Plus True Balance - preemptively see the balance of your bank account after your subscriptions are removed Fraud Detection - find out whether your personal details have been part of a known data breach Bill Reminders - get reminded about your upcoming bills so you never miss a payment Cashback - get cashback from your favorite brands Emma Pro All the features in Emma Plus Custom categories - so you can customize your finances to your heart's content Rename transactions - for easier reference Export data - to understand your finances on excel Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma Create Smart Rules - to automate your Offline Accounts. Look, no hands! Split your transactions - into multiple categories for more flexibility Legendary Pro Icon - because you are a Pro Emma Ultimate All the features in Emma Plus & Pro Spaces - group together different accounts to see separated analytics and budgets Ultimate Icon - so you can show them who's boss ----------------------------------- If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free. Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952 Company Registration Number: 10578464. Terms and Conditions: https://emma-app.com/terms Privacy Policy: https://emma-app.com/privacy

Latest Version

5.9.4

Size

170.8 MB

First Released

Dec 15, 2017

Ready to Master Your Money?

Join 2 million+ users who have ditched the spreadsheets for the smartest way to budget. Connect your accounts securely and take control in less than 2 minutes.

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FAQ

Frequently Asked Questions

Everything you need to know about Emma - Budget Planner Tracker

What financial management features does the Emma app offer?

The Emma app centralizes all financial accounts, tracks subscriptions, sets budgets, provides weekly reports, analyzes spending, sends daily balance notifications, and issues overdraft alerts for comprehensive money management.

Is the Emma financial app secure for managing my money?

Yes, the Emma app uses SSL 256-bit encryption, the same security protocol banks use, and biometric security authentication to protect sensitive personal financial information.

Does the Emma app offer a free version or is it subscription-based?

Yes, users can continue using the Emma app for free. Optional subscription upgrades like Emma Plus, Pro, or Ultimate are available for enhanced features and additional functionalities.

What features are included with an Emma Plus subscription?

Emma Plus includes True Balance for preemptive balance viewing, Fraud Detection, Bill Reminders, and Cashback. These features enhance proactive financial management and security within the Emma app.

Can Emma app help with tracking shared expenses and spending?

Yes, the Emma app helps track shared spending through features like "Spaces" and "Groups." These tools enable users to control shared finances, manage group expenses, and settle balances effectively.

Does the Emma app provide notifications for budgeting and upcoming payments?

Yes, the Emma app provides smart insights and alerts, including budget updates and reminders for upcoming bills. These notifications help users stay on track and avoid missing payments.

How does the Emma app combine all financial accounts?

The Emma app allows users to link various bank accounts, credit cards, savings, and investments. This aggregation centralizes all financial data, providing a comprehensive view of net worth in one place.

Can I manage my subscriptions with the Emma app?

Yes, the Emma app helps users find, track, and manage their subscriptions. Premium subscription tiers, like Emma Plus, offer additional features such as Bill Reminders for better organization.

Does the Emma app allow exporting financial data?

Yes, Emma Pro subscribers can export their financial data. This feature allows users to analyze their finances using external spreadsheet tools like Excel for in-depth understanding.

Is Emma Technologies LTD regulated?

Yes, Emma Technologies LTD is regulated. It is registered with the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017 for providing payment services, reference no. 794952.

What core features does the free version of Emma app provide?

The free version of Emma app provides core features including account aggregation, subscription tracking, budget setting, weekly reports, spending analysis, daily balance notifications, and overdraft alerts.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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