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GoPay: Transfer, Payment, QRIS

The app offers real financial control. Users gain freedom from traditional banking constraints, handling everything from transfers to loans with digital ease.

Finance & Crypto ›Finance & Utilities Management ›Shopping & Deals ›Entertainment ›

Key Figures

Downloads

7.5M+

User Rating

4.7/5

Total Ratings

83.8K

Publisher

PT. GOTO GOJEK TOKOPEDIA TBK

An analytical overview of the application's key functionalities.

GoPay: Core Financial Capabilities

Secure and Protected Transactions

The app provides robust security measures including PIN, biometrics, 24/7 customer service, and a Money Back Guarantee to safeguard user funds and data.

Comprehensive Bill Payment & E-commerce Integration

It allows users to conveniently pay for a wide array of bills, including utilities and taxes, and supports seamless transactions across major e-commerce platforms and Gojek services.

Free & Low-Cost Transfers

This tool offers up to 100 free monthly transfers to all banks and enables easy, free top-ups and transfers to various other e-wallets, enhancing cost-effectiveness and convenience.

Promotions, Cashback & Discounts

The app features frequent promotions, cashback offers, and discounts on various services like mobile credit and electricity tokens, providing significant value for users.

QRIS Universal Payment Acceptance

It allows for widespread payments using QRIS, including cross-border transactions and specific features like QRIS Tap, often accompanied by cashback rewards.

Integrated Savings Account (GoPay Tabungan by Jago)

This tool facilitates a secure savings account with attractive interest rates, protected by LPS, allowing users to grow their money while maintaining easy access for transactions.

Flexible Installment Payments (GoPay Later)

The app offers installment payment options for transactions up to 12 months on various platforms, providing financial flexibility and budgeting control.

Online Cash Loans (GoPay Pinjam)

This feature provides access to online cash loans with competitive terms and limits, offering a quick financial solution for users when needed.

FAQ

Frequently Asked Questions

Everything you need to know about GoPay: Transfer, Payment, QRIS

Does GoPay offer free bank transfers?

Yes, GoPay provides free transfer fees up to 100 times per month to all banks. Transfers between GoPay users are also free.

Where can I top up GoPay for free?

Users can top up their GoPay balance for free at Alfamart and Indomaret. Debit and Virtual Account top-ups are also free up to five times per month.

Can GoPay be used for international payments?

Yes, GoPay supports international payments through its QRIS Cross Border feature. This allows for convenient transactions abroad using QRIS.

What bills can GoPay users pay?

GoPay users can pay PLN electricity tokens, phone credit, data packages, PDAM, BPJS, vehicle taxes, and various streaming services directly from the app.

Is GoPay safe and protected?

Yes, GoPay ensures security with PIN, biometrics, Face & Touch ID protection for e-wallet data. It offers a Money Back Guarantee and 24/7 customer service.

What is the maximum loan limit for GoPay Pinjam?

GoPay Pinjam offers online cash loans with a maximum limit of up to IDR 25 million. Loan terms range from 61 days to 183 days.

Can GoPay users buy movie tickets?

Yes, GoPay users can buy movie tickets for Cinema XXI, Cinépolis, and CGV directly within the GoPay application.

What cashback does GoPay offer for QRIS payments?

GoPay offers GoPay Coins cashback with QRIS Unlimited for every QRIS payment. Users receive rewards for transactions made via QRIS.

Does GoPay provide savings accounts?

Yes, GoPay offers GoPay Tabungan by Jago, which provides attractive savings interest rates. Savings are secure, guaranteed by LPS, and can be activated in two minutes.

What is GoPay Later?

GoPay Later is an installment service with limits up to IDR 30 million, allowing payments on Gojek, Tokopedia, and other merchants. It is licensed and supervised by OJK.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

Ramadan is coming! Join the GoPay Trakjil War: Transfer Kejar Hadiah Lebaran. Transfer between GoPay users, complete puzzles, and win an iPhone 17 Pro worth up to billions. ===== EASY TRANSFERS & TOP-UPS - FREE transfer fees up to 100x/month to all banks. On-time Guarantee, get 50,000 GoPay Coins if the transfer takes more than 1 minute - Easy transfers and top-ups to digital wallets (e-wallets) like Astrapay, DANA, iSaku, LinkAja, OVO, and ShopeePay. You can also accept transfers from FLIP - Free top-ups and cash withdrawals at Alfamart and Indomaret - Top-ups via Debit and Virtual Account, free admin fees 5 times per month PAY, BUY, TRANSACT ANYTHING - Pay and buy PLN electricity tokens, phone credit and data packages, PDAM, BPJS, vehicle taxes, streaming services, and other bills - Pay for transactions on Gojek, GoFood, GoSend, GoRide, and GoCar - Pay for transactions on Blibli, Lazada, Tokopedia, TikTok Shop, and Shopee more easily using GoPay - Buy Cinema XXI, Cinépolis, and CGV tickets directly in the GoPay app - Split bills, just take a photo of the receipt, and the transaction will be charged directly to your GoPay e-wallet SCAN ANYTHING WITH QRIS - Pay with GoPay QRIS and always get GoPay Coins cashback with QRIS Unlimited - Pay for anything abroad more conveniently with QRIS Cross Border - Easy payment using QRIS Tap for ride transportation TOP UP ON GOPAY GAMES - Top up any mobile game and buy Steam PC vouchers - Buy Mobile Legends Weekly Diamond Pass (WDP) starting at 27,000 IDR - Buy 100 Free Fire Diamonds starting at 16,000 IDR - Top up Robux for Roblox and FC Mobile at a low price every day MANY CHEAP PROMOS, CASHBACKS & DISCOUNTS - Buy 15,000 IDR phone credit, only pay 9,900 IDR - Buy 20,000 IDR PLN electricity tokens, only pay 14,000 IDR - Buy data packages from various providers - Many promotions for new users with cashback up to 10,000 IDR 25,000 IDR - Play free games and win GoPay Coins from GG Merge, Block Puzzle, and GoPay Pet SAVE YOUR MONEY WITH GOPAY TABUNGAN BY JAGO - Attractive savings interest rates to grow your money - Secure LPS (LPS), guarantees your savings and earned interest won't decrease - Top up to pay for transactions, or save in your GoPay e-wallet - Activation takes only 2 minutes LOANS WITH GOPAY PINJAM - Online cash loans with a limit of up to IDR 25 million - Loan term: shortest loan term 61 days, longest loan term 183 days - Minimum interest rate (APR) 17.6% to a maximum of 36% per annum (depending on loan term) - As an illustration, for a loan amount of IDR 1,000,000 with a 93-day term, the total interest is as follows: Total interest rate = 17.6% / 365 x 93 x IDR 1,000,000 = IDR 44,742 Total installment = IDR 1,000,000 + IDR 44,742 = IDR 1,044,742 Monthly installment: IDR 348,247 INSTALLMENTS UP TO 12 MONTHS USING GOPAY LATER - Easy registration using your e-KTP, with a limit of up to IDR 30 million* - Interest starts at 2%* per transaction, can be used on Gojek, GoPay, Tokopedia, and other merchants, and paid in installments - Transparent fees with no hidden fees. Licensed and supervised by the Financial Services Authority (OJK) GOPAY IS SAFE AND PROTECTED - Protected with PIN, biometrics, and Face & Touch ID, ensuring the safety of your e-wallet data - Customer Service is available 24/7 - Money Back Guarantee, a full refund to your e-wallet if your funds are lost beyond your control - Your data is protected and confidential Follow GoPay's official social media accounts below: Facebook - GoPay Indonesia Instagram - @gopayindonesia Twitter - @gopayindonesia TikTok - @gopayindonesia YouTube - GoPay Indonesia Do you have questions or complaints regarding GoPay app service issues? Contact us: Email - customerservice@gopay.co.id Call Center - 1500729 PT Dompet Anak Bangsa Marketaya Building, Blok M, Building B, 3rd Floor, Jalan Iskandarsyah II No. 2, Melawai, Kebayoran Baru, South Jakarta 12160 Website - gopay.co.id Phone - 021 213821938