IDFC FIRST Bank: MobileBanking — Your Seamless Digital Bridge to Indian Banking
Specifically designed for the modern NRI, manage your Indian finances from the USA with zero-fee banking, high-yield auto-sweep deposits, and instant UPI transfers. Experience the power of one-swipe wealth management at your fingertips.
IDFC FIRST Bank mobile banking app promotional image showing Amitabh Bachchan and its top ranking in India
IDFC FIRST Bank app net worth dashboard showing a summary of assets and liabilities
IDFC FIRST Bank mobile banking dashboard showing account balance and financial service icons
IDFC FIRST Bank app screen showing a UPI QR code for seamless payments and transfers
Goal based investing screen in IDFC FIRST Bank app for life events like wedding and retirement
IDFC FIRST Bank mobile app screen displaying personal home and mortgage loan management options
Universal search feature in the IDFC FIRST Bank mobile app showing quick access to personal loans and card security settings.
IDFC FIRST Bank mobile app screen displaying current account management features for business users
Smart Banking for Your Global Lifestyle
The tools that make this app stand out, trusted by 3M+ users.
💎
Zero-Fee, High-Yield Savings
Maximize your Indian funds with zero fees on transfers and Auto-Sweep features that automatically convert idle cash into high-interest deposits.
🚀
Direct Investment Access
Participate in India's growth from the US. Instantly invest in Mutual Funds, IPOs, and equity with curated recommendations tailored to your risk profile.
📲
Frictionless Remote Management
Handle Indian utility bills, FASTag recharges, and UPI payments securely from abroad using FaceID and one-swipe banking technology.
About the app
Everything you need to know about IDFC FIRST Bank: MobileBanking.
Description
Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.
Experience the joy of:
* One-Swipe Banking: Swipe to view your account balances & manage credit card/debit card details, deposits, investments, etc
* Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments
* Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals
* Tracking Expenses: Monitor cash flow with over 20 automatically categorised transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment.
* Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates
* Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile
* Personalised Offers: Get exciting offers across dining, lifestyle, travel & more
* Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures
* Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns.
Smart App Features and Services
1. Secure Fund Transfers & Payments
* Free fund transfers to any bank account without adding beneficiary
* Easy bill payment and recharge – mobile recharge, DTH & utility bills
* Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts
* 3-click digital bill payments
* Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS
* Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI
* Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI
2. Investment, Mutual Funds & IPOs App:
Explore online investment services:
* Invest in Mutual Funds online with Instant SIP
* Invest in equity, debt, large-cap & multi-cap
* Save tax with ELSS mutual funds
* Invest in Unit Linked Insurance Plans (ULIP) & Online Sovereign Gold Bonds
3. Insurance App:
Buy health, bike & car insurance through our app
4. Tripstacc Benefits
* Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc
* ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings
5. Other Banking Services:
* Apply for debit card & cheque book via app with nil charges.
* View filtered transactions & download Smart Statement + Digest
* Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards
* Quick purchase and recharge of FASTag
* Zero fee on DD & Pay order issuance & 3rd party withdrawals
* No ECS return fee & decline fee at ATMs for low funds
* Get personalised offers across loans
* One app login for retail, MSME, Customer Service, & Relationship Management
Steps to Download App & Open a Digital Banking Account (बैंक खाता):
* Download the banking app & click on open savings account (सेविंग्स अकाउंट)
* Register your details & get user ID & password
* Log in via user ID & password or mobile number & MPIN
* Set up Face ID or finger scanner (biometric) for easy log-in
* SIM Binding feature for secure banking (बैंकिंग)
Personal Loan Features:
Loan amount: ₹20,000 to ₹40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%
Representative Example:
Loan amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Loan Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667
Disclosure:
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions
Latest Version
2.54
Size
219.3 MB
First Released
Dec 7, 2020
Your Indian Bank Account, Perfected for Your Life in the USA.
Join 3M+ users enjoying zero-fee transfers, high-yield wealth tools, and effortless NRI banking. Experience the joy of one-swipe financial control today.
FAQ
Frequently Asked Questions
Everything you need to know about IDFC FIRST Bank: MobileBanking
Does the IDFC FIRST Bank Mobile Banking App offer zero-fee banking services?
Yes, the IDFC FIRST Bank Mobile Banking App offers zero fee banking for Savings Account services, including money transfers, cheque re-issuance, and ATM withdrawals.
What is one-swipe banking in the IDFC FIRST Bank Mobile Banking App?
The IDFC FIRST Bank Mobile Banking App provides a one-swipe banking experience to view account balances, and manage credit/debit card details, deposits, and investments quickly.
Can I make instant payments and transfers using the IDFC FIRST Bank app?
Yes, users can make instant payments and transfers through the IDFC FIRST Bank app, including secure payments, UPI transfers, and bill payments.
How does the IDFC FIRST Bank Mobile Banking App help with expense tracking?
The IDFC FIRST Bank app allows users to track expenses with over 20 automatically categorised transaction types to monitor cash flow effectively.
Can I open a Fixed Deposit through the IDFC FIRST Bank Mobile Banking App?
Yes, the IDFC FIRST Bank Mobile Banking App allows users to open a Fixed Deposit in three quick steps to invest online and receive guaranteed returns.
Does the IDFC FIRST Bank Mobile Banking App charge for fund transfers?
The IDFC FIRST Bank app offers free fund transfers to any bank account without adding a beneficiary and zero-fee money transfers via IMPS, NEFT, or RTGS.
Can I invest in Mutual Funds using the IDFC FIRST Bank Mobile Banking App?
Yes, the IDFC FIRST Bank app allows users to invest in Mutual Funds online with Instant SIP, including equity, debt, large-cap, and multi-cap funds.
Does the IDFC FIRST Bank app offer flight and hotel booking services?
The IDFC FIRST Bank app integrates Tripstacc benefits, offering a convenient in-app flight and hotel booking experience with zero convenience fees on flight bookings.
Can I apply for a debit card or cheque book with nil charges using the IDFC FIRST Bank app?
Yes, you can apply for a debit card and cheque book through the IDFC FIRST Bank app with no charges.
What are the personal loan features available on the IDFC FIRST Bank Mobile Banking App?
The IDFC FIRST Bank Mobile Banking App offers personal loans ranging from ₹20,000 to ₹40 lakhs, with tenures between 6 to 60 months, and an Annual Percentage Rate of 11% to 28%.
Does the IDFC FIRST Bank app support biometric login like Face ID?
Yes, the IDFC FIRST Bank Mobile Banking App supports biometric login options like Face ID or finger scanner for easy and secure access.
Does the IDFC FIRST Bank app have a universal search function?
Yes, the IDFC FIRST Bank Mobile Banking App offers a universal search feature to quickly find specific services like applying for a personal loan or blocking a credit card.
How can I view my net worth on the IDFC FIRST Bank Mobile Banking App?
The IDFC FIRST Bank Mobile Banking App allows users to view their net worth, including assets like savings accounts, stocks, mutual funds, and EPF, and also their liabilities in one simple view.
Can I set investment goals in the IDFC FIRST Bank Mobile Banking App?
The IDFC FIRST Bank app displays options for 'Goal based investing' including Wedding, Child's Education, Retirement, and Home, allowing users to invest towards specific life goals.
What services are available for Current Account holders on the IDFC FIRST Bank app?
Yes, Current Account holders can access services like Approvals, Access Management, Chequebook management, and Doorstep Banking through the IDFC FIRST Bank Mobile Banking App.
App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.
Believe this page infringes your intellectual property? File a dispute
