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LB CIM

Name: LB CIM
Availability: InStock
Rating: 3.75 (400 reviews)

The award-winning, AI-powered app designed for the global Sri Lankan. Open fixed deposits, pay family bills, and access instant loans with 100% digital onboarding—no branch visits required.

Finance & Crypto ›

Key Figures

Downloads

69K+

User Rating

3.7/5

Total Ratings

400

Publisher

LB FINANCE PLC

Your Financial Bridge to Sri Lanka

Securely manage your assets, investments, and family obligations back home from anywhere in the world with our AI-powered digital platform.

100% Digital Onboarding

Skip the flight and the paperwork. Open savings accounts and high-interest fixed deposits from the USA with zero branch visits required.

Remote Family Support

Take care of your loved ones by paying utility bills, insurance premiums, and mobile reloads directly through the app via secure LankaQR integration.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

LB CIM - LB CIM app home screen displaying wallet balance and quick banking actions — LB CIM app home screen displaying wallet balance and quick banking actions

LB CIM - LB CIM app screen displaying features like utility payments fund transfers and personal loans — LB CIM app screen displaying features like utility payments fund transfers and personal loans

LB CIM - LB CIM app mobile interface showing transaction history with interest earned and bill payment details — LB CIM app mobile interface showing transaction history with interest earned and bill payment details

LB CIM - LB CIM app screen showing monthly free transaction quotas for different saver tiers based on account balance — LB CIM app screen showing monthly free transaction quotas for different saver tiers based on account balance

LB CIM - LB CIM mobile app screen displaying a digital fixed deposits portfolio with investment details and options to open new accounts — LB CIM mobile app screen displaying a digital fixed deposits portfolio with investment details and options to open new accounts

LB CIM - LB CIM app home screen displaying 360-degree banking features including savings, fixed deposits, and loans. — LB CIM app home screen displaying 360-degree banking features including savings, fixed deposits, and loans.

LB CIM - LB CIM app interface displaying biometric authentication for enhanced security — LB CIM app interface displaying biometric authentication for enhanced security

LB CIM - A smartphone display showcasing the clean and advertisement-free user interface of the LB CIM app — A smartphone display showcasing the clean and advertisement-free user interface of the LB CIM app

Description

LB CIM – So Simple. So Powerful. Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience. Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands. ________________________________________ Key features • Fully digital onboarding — no branch visits required • Open and manage fixed deposits and savings accounts from anywhere • Apply for instant personal and business loans • Get instant loans against your fixed deposits • Access gold loan and business loan top-ups instantly • Track and manage your loans, leases, and deposits • Download your WHT certificate directly from the app • Schedule payments and receive reminders • Transfer funds to any bank or CIM Wallet • Top up your CIM Wallet from your linked bank account • Pay utility bills, reload mobile, settle credit cards, and insurance premiums • Scan and pay securely using LankaQR • View all your financial activity in one smart dashboard ________________________________________ Smarter lending with AI Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly. • Loans from Rs. 25,000 upwards • Top-ups for gold and business loans • Repayment terms: 3 to 24 months • 100% paperless experience ________________________________________ Eligibility • Sri Lankan citizen aged 18+ • Minimum monthly income: Rs. 25,000 • Verified CIM Wallet account ________________________________________ Documents required • NIC, passport, or driving license • Proof of address • Recent pay slips and bank statements ________________________________________ Representative loan example (24 months) • Loan amount: Rs. 150,000 • Interest: Rs. 71,834 • Processing fee: Rs. 3,000 • Stamp duty: Rs. 150 • In-hand amount: Rs. 146,850 • Total repayable: Rs. 221,856 • Monthly installment: Rs. 9,244 • APR: 24.03% Fees are deducted upfront. APR may vary by tenure. ________________________________________ Trusted and certified LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme. ________________________________________ Award-winning fintech innovation: • FITIS Digital Excellence Awards • NBQSA National ICT Awards • LankaPay Technnovation Awards • ICSDB Excellence Awards for Sustainable & Digital Business ________________________________________ LB CIM – So Simple. So Powerful. Your digital finance lifestyle, now in one app.