Lunar: The All-in-One Banking App for Your Modern Nordic Life

Join 1 million users across the Nordics who trust Lunar for their everyday banking – and more. Get paid, spend, save, invest, and make your money work for you – all in one powerful app. · Private, business, and youth accounts · Free bank account – apply from the app · 1 million users across the Nordics · 4.6 stars on Trustpilot · English and local speaking support ACCOUNTS AND CARDS · Free account and digital Visa card · No hidden fees · Youth accounts built for under 18s · Joint accounts · Upgrade for premium cards, metal cards, SAS EuroBonus Lunar, travel benefits – and more SMARTER EVERYDAY BANKING · Award-winning banking app · Easy spend overview · Set your budget with three swipes · Notifications to help you stay on track · Save each time you use your card · No withdrawal fees GET WORLDWIDE TRAVEL BENEFITS · Earn points when using your SAS EuroBonus Lunar card · Exchange your points for worldwide travel rewards · Pick between flights, hotels, exclusive products, and more · No withdrawal- or currency exchange fees when you travel abroad* · Travel insurance packages *Please be aware that foreign financial institutions may charge a fee when you withdraw cash, or may impose a currency exchange fee for card transactions. This is not associated with Lunar. MAKE YOUR MONEY WORK FOR YOU · High interest rates on savings and deposits* · Payout every month · No binding period · Easy investment platform with stocks, ETFs, and index funds** *The interest rate and requirements for earning interest depend on the country you live in. **Investing involves risk. ACCOUNT AND CARD BUILT FOR KIDS AND TEENS · Easy sign-up from the Lunar app · As a parent, you control the account from your Lunar app · Let your kid or teen design their own card · Lunar Youth is included in selected paid Lunar plans A NORDIC BANK YOU CAN TRUST · Nordic bank with own banking license · Under the supervision of the Danish Financial Supervisory Authority · Your money is covered by the Danish Guarantee Fund up to 100,000 EUR — LUNAR BUSINESS: BANK FOR SMALL BUSINESSES Get a Nordic business bank built for small businesses. Apply in minutes from your phone like 25,000 others. · Choose between our 3 plans · Automatic bookkeeping: Integrate with various partners · Cashflow overview · Automate payments · Pay your bills with one click · VAT account · Expense management and company cards · Add more admins and manage finances together And much more · Cyber insurance and travel insurance packages · Business loans with various partners (Denmark and Sweden) · Discount on a wide range of services for small businesses — LUNAR - DENMARK · Interest rate of up to 1%* · Denmark’s cheapest business account** · Lunar Youth for the 7-14 year-olds · Account and card for the 15-17 year-olds. *The specific rate depends on your plan. Interest is variable, calculated annually, and paid out monthly. In order to receive interest, you’re required to have your NemKonto with us. **Based on Lunar Business Simple, which was included in a comparison of first-year spending on business accounts in a survey by Samlino (2024). LUNAR - SWEDEN · Interest rate of up to 2.25% up to 1,050,000 SEK* · Multi-currency card – switch between SEK, NOK, GBP and EUR (no fee withdrawals and transfers) · Sweden’s cheapest business account** · Lunar Youth for the 7-17 year-olds *Applies to a separate savings account available with paid plans. Interest is variable, calculated annually, and paid out monthly. **Lunar has made the comparison based on current offers as of 30/1-25 for equivalent business accounts with access to Bankgirotjänster. It is based on a compilation of fees for the first year at Swedish business banks in 2025. See the comparison below. LUNAR - NORWAY · Interest rate at 4.5% up to 1,000,000 NOK* · Business account package built for sole traders · Lunar Youth for the 7-17 year-olds *Applies to paid plans. Interest is variable, calculated annually, and paid out monthly.