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ZA Bank

Experience the award-winning digital bank built for the transpacific lifestyle. Open an account in 2 minutes to manage deposits, transfers, and investments with the revolutionary CVV-free ZA Card.

Finance & Crypto ›

Key Figures

Downloads

1M+

User Rating

4.8/5

Total Ratings

66K+

Publisher

ZA Bank Limited

Smart Banking for Your Global Lifestyle

Bridge the gap between US and Asian markets with Hong Kong’s first licensed digital bank, offering high-speed transfers, secure payments, and total wealth management in one app.

2-Minute Digital Onboarding

Experience zero-friction banking. Open your account instantly without traditional paperwork or physical branch visits, even while residing abroad.

Fraud-Proof ZA Card

Protect your assets with the world's first physical Visa debit card featuring no printed CVV or expiry date—security designed for the tech-savvy professional.

FAQ

Frequently Asked Questions

Everything you need to know about ZA Bank

What is ZA Bank?

ZA Bank is a regulated and licensed digital bank in Hong Kong, and the first to launch there. It offers comprehensive banking services through its app.

How quickly can I open a ZA Bank account?

Yes, you can open a ZA Bank account in as fast as 2 minutes. This quick process is available even when you are on holiday, without additional information.

What banking services does the ZA Bank app offer?

The ZA Bank app offers deposits, loans, foreign currency exchange, local and overseas transfers, insurance, stocks, funds, and the ZA Card. It also provides Business Internet Banking.

Does ZA Bank provide a physical debit card?

Yes, ZA Bank offers the ZA Card, which is the first Visa debit card in Hong Kong with a customisable number. Users can apply for a physical card.

Is ZA Bank's ZA Card secure?

Yes, the ZA Card is secure. The physical ZA Card does not have a CVV or expiration date to protect users from theft. ZA Verify also shows it is 15x safer than the HK industry average.

Can I manage investments like stocks and funds with ZA Bank?

Yes, the ZA Bank app allows you to manage HK and US stocks and funds directly. You can handle all your investments within one account.

Does ZA Bank offer business banking services?

Yes, ZA Bank offers an award-winning Business Internet Banking platform. This service is part of its comprehensive financial offerings for businesses.

Is ZA Bank's app available for use outside Hong Kong?

No, the ZA Bank app and its services are not intended for use in jurisdictions where prohibited by law. It focuses on existing customers or persons with valid HK identity and residential address.

Does ZA Bank offer 24/7 customer support?

Yes, ZA Bank provides 24 x 7 customer support. Users can get assistance around the clock directly through the app.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

ZA Bank - ZA Bank mobile app interface showing account balance and financial service icons like deposit insurance and loans — ZA Bank mobile app interface showing account balance and financial service icons like deposit insurance and loans

ZA Bank - ZA Bank showcase of global fintech and banking awards from Fortune and Euromoney — ZA Bank showcase of global fintech and banking awards from Fortune and Euromoney

ZA Bank - ZA Bank mobile app investment screen showing HK and US stock watchlist — ZA Bank mobile app investment screen showing HK and US stock watchlist

ZA Bank - ZA Bank mobile app interface showing a virtual green Visa debit card and various banking feature icons — ZA Bank mobile app interface showing a virtual green Visa debit card and various banking feature icons

ZA Bank - ZA Bank app interface showing 24 7 customer support with Alfie chatbot — ZA Bank app interface showing 24 7 customer support with Alfie chatbot

ZA Bank - ZA Bank mobile app interface showcasing the ZA Verify feature and extreme security dashboard with a protective shield icon. — ZA Bank mobile app interface showcasing the ZA Verify feature and extreme security dashboard with a protective shield icon.

Description

ZA Bank is a regulated and licensed Hong Kong bank and the first digital bank to launch in Hong Kong. It offers services and features like deposits, ZA Card, loans, foreign currency exchange, local and overseas transfers, insurance, stocks, funds, and more in one app. In addition, ZA Bank also offers an award-winning Business Internet Banking platform! Experience the difference: ZA Card – The first Visa debit card with your own number in Hong Kong Get the first Visa debit card with a customisable card number in Hong Kong! You can even apply for a physical card! To protect you from the risk of theft, the physical ZA Card does not have a CVV or expiration date. Open a ZA Bank account in as fast as 2 minutes**, even if you’re on holiday! Enjoy 24 x 7, full-featured digital banking services. Visit bank.za.group to learn more about our products and services. *The time required to open an account depends on the actual circumstances. In general, users can open an account in as fast as 2 minutes, without submitting any additional information. This banking mobile application (“App”) is provided by ZA Bank Limited (“We”, “us” or “our”) for use only by our existing customers or persons holding a valid identity document and having a valid residential address (“Customers”). Please do not use this App if you do not have a valid identity document and a residential address or (if outside Hong Kong) you are not our existing customers. This App and the information provided through it is not intended for use by any person in any jurisdiction where such use would not be permitted by law or regulation. Any person who is not a Customer who uses the App, releases us from any liability, claims, damages, losses or costs arising from any non-compliance with the applicable procedures and instructions herein. We are not authorised or licensed in any other jurisdiction for the provision of the products and/or services available through this App, nor do we represent or warrant that contents on this App are appropriate or available for use outside Hong Kong. Please ensure you comply with local laws and regulations applicable to you before using this App or our services. This App should not be considered as communicating any invitation or inducement to engage in banking or lending, or any offer or solicitation to provide products or services to any person where the local law or regulation does not permit such activity or the use of such products or services. By applying for any products and/or services through this App, you declare and confirm that you comply with local laws and regulations applicable to you for using this app or our services.