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Marcus by Goldman Sachs®

Finally, a direct route to financial power. This app puts Goldman Sachs's stability directly into your pocket.

Finance & Utilities Management ›

Key Figures

Downloads

2.5M+

User Rating

4.9/5

Total Ratings

256.4K

Publisher

Goldman Sachs

A deep dive into key functionalities and their impact on financially conscious users.

Marcus by Goldman Sachs® App Evaluation

FDIC Insurance Security

The app provides FDIC insurance, ensuring the security and protection of user deposits up to the maximum legal limit, reinforcing trust in the institution's stability.

Competitive Savings & CD Rates

The app offers highly competitive interest rates across various savings products, including Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs, maximizing potential earnings for savers.

Intuitive Mobile Banking

It allows users to conveniently manage accounts, check balances, and schedule transfers directly from their mobile device, promoting ease and accessibility on the go.

Accessible Savings (No Minimum)

This tool features the benefit of no minimum deposit required to open an Online Savings Account, making saving accessible to a broader range of financially conscious individuals.

Seamless Account Setup

The app provides a streamlined process to open new accounts and add funds with just a few taps, enhancing user convenience and reducing setup friction for new customers.

Financial Growth Calculators

It allows users to utilize integrated calculators to predict the growth of their savings over time, aiding in financial planning and goal setting for their future.

FAQ

Frequently Asked Questions

Everything you need to know about Marcus by Goldman Sachs®

What is the Marcus by Goldman Sachs app?

The Marcus by Goldman Sachs app provides financial products, including Online Savings Accounts and CDs, to help users manage and grow their money. It is backed by the financial expertise of Goldman Sachs.

What types of accounts does Marcus by Goldman Sachs offer?

Marcus by Goldman Sachs offers Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. These products allow users to earn competitive rates on their savings.

Is Marcus by Goldman Sachs insured by the FDIC?

Yes, all deposit products provided by Marcus by Goldman Sachs are FDIC-insured. Goldman Sachs Bank USA, Salt Lake City Branch, a Member FDIC, provides these products.

How can I manage my Marcus by Goldman Sachs accounts?

Users manage accounts, check balances, and schedule transfers directly within the Marcus by Goldman Sachs app. The app also allows checking current rates and using calculators to predict growth.

Does Marcus by Goldman Sachs require a minimum deposit for Online Savings Accounts?

No, Marcus by Goldman Sachs does not require a minimum deposit to open an Online Savings Account. Users can open accounts and add funds easily through the app.

Are there fees for Marcus by Goldman Sachs online savings accounts?

No, Marcus by Goldman Sachs offers high-yield online savings accounts with no fees. This allows users to save without incurring additional charges.

Can I transfer funds using the Marcus by Goldman Sachs app?

Yes, the Marcus by Goldman Sachs app allows users to schedule and make transfers. It provides access to balances and other account details at their fingertips.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

This initial view prominently features the Marcus by Goldman Sachs® logo and the clear affirmation of being "Backed by the financial expertise of Goldman Sachs."

Welcome Screen

Description

Marcus by Goldman Sachs offers financial products to help you make the most of your money. GROW AND MANAGE YOUR SAVINGS Earn competitive rates on Online Savings Accounts, High-Yield CDs, No-Penalty CDs and Rate Bump CDs - Open accounts and add funds in a few taps - Manage accounts, check balances and schedule transfers on the go - Check current rates any time - Use calculators to predict growth - No minimum deposit to open an Online Savings Account - FDIC-insured Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc. All deposits products are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. © 2026 Goldman Sachs. All rights reserved.