This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
meutudo. Empréstimo, INSS FGTS
Unlock immediate financial control. The app cuts through bureaucracy, putting swift credit decisions directly in user hands.
Downloads
2.5M+User Rating
Total Ratings
33.7KPublisher
Category
BusinessLocales
1Latest Version
3.132.0Size
89.5 MBFirst Released
May 15, 2018Key Features and Strategic Benefits for the Brazilian Market
Analysis of 'meutudo' Financial Services Platform
FGTS Advance Loan
The app provides a streamlined FGTS Advance Loan, allowing users to anticipate up to 12 annual installments of their birthday withdrawal, available even for those with negative credit history.
Consigned Loans (INSS, BPC/LOAS, Private)
This tool offers a range of Consigned Loans tailored for INSS beneficiaries, BPC/LOAS recipients, and private sector (CLT) employees, featuring competitive interest rates and flexible payment terms.
Consigned and Benefit Credit Cards
It features exclusive Consigned and Benefit Credit Cards for INSS beneficiaries, including those with negative credit, offering advantages like no annual fee and cashback.
Loans for Individuals with Negative Credit History
The platform offers a crucial benefit by providing various loan options specifically designed for individuals with negative credit histories, broadening access to essential financial services.
Competitive Interest Rates and Flexible Terms
This tool ensures access to competitive interest rates and flexible payment terms for its loan products, aiming to provide affordable and manageable credit solutions.
100% Digital and User-Friendly Process
The app provides a fully digital application and management process, allowing users to access financial services conveniently from their mobile devices or web browsers.
Consigned Loan Portability and Refinancing
It allows users to improve their financial conditions through Consigned Loan Portability and Refinancing options, potentially offering lower rates or additional funds ('troco').
Regulated and Secure Platform
The app operates as a regulated platform under the Central Bank, utilizing anti-fraud technology to ensure secure and trustworthy financial transactions for its users.
Frequently Asked Questions
Everything you need to know about meutudo. Empréstimo, INSS FGTS
Is the meutudo app safe and regulated for financial transactions?
The meutudo app is regulated by the Banco Central (Central Bank of Brazil) and utilizes anti-fraud technology, ensuring a secure platform for credit and loan management and operations.
What types of financial products and services does meutudo provide?
meutudo offers FGTS loans, payroll-deducted loans, loan portability and refinancing, installment Pix, payroll-deducted credit cards, and life insurance. It caters to INSS beneficiaries, CLT workers, and BPC/LOAS beneficiaries.
Does meutudo offer loans or credit solutions for people with negative credit history?
Yes, meutudo is accessible to individuals with a negative credit history, known as negativados. This includes specific offerings like FGTS loans, payroll-deducted cards, and BPC/LOAS loans.
How can I apply for an FGTS loan using the meutudo app?
To get an FGTS loan with meutudo, you must be an optant of Saque-Aniversário and have a balance in your FGTS account. You need to authorize PARATI CRÉDITO, FINANCIAMENTO E INVESTIMENTO S.A. in the FGTS app.
What is the minimum loan amount available for FGTS anticipation with meutudo?
The minimum amount for an FGTS loan (Saque-Aniversário anticipation) through meutudo is R$50.00, which can be received directly via Pix.
What are the repayment terms for payroll-deducted loans from meutudo?
meutudo's payroll-deducted loans offer flexible repayment terms, ranging from 12 up to 96 months, allowing users to choose an option that fits their financial situation.
Can I receive additional funds when porting my payroll-deducted loan to meutudo?
Yes, when you port your payroll-deducted loan to meutudo, you can receive extra money, referred to as 'troco', directly into your account for use as desired.
Does the meutudo credit card for INSS beneficiaries offer cashback?
Yes, the meutudo credit card, designed for INSS beneficiaries, offers cashback rewards. It also provides the option to convert the credit limit into a Pix transfer.
Who can apply for the meutudo Private Payroll-deducted Loan?
The meutudo Private Payroll-deducted Loan is specifically available for CLT workers. It can be contracted through the CTPS Digital (Digital Work Card).
How can users contact customer support for the meutudo app?
meutudo provides customer support through an in-app chat feature. This allows users to receive personalized assistance directly within the application.
What are the interest rates for meutudo's payroll-deducted credit options?
meutudo offers monthly interest rates for payroll-deducted credit ranging from 1.61% a.m. to 1.85% a.m., with annual rates from 21.13% a.a. to 24.60% a.a.
What are the current interest rates for FGTS loan anticipation with meutudo?
meutudo's FGTS loan anticipation has monthly interest rates from 1.29% a.m. to 1.79% a.m., and annual rates from 16.63% a.a. to 23.73% a.a. These rates are subject to change.
Can I receive my loan funds quickly through Pix using meutudo?
Yes, meutudo enables fast fund transfers via Pix. You can receive loan funds, including FGTS anticipation, directly to your account using Pix.
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.








