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MODO

Complexity? Abolished. MODO gives users a singular command center for all things money.

Key Figures

Downloads

1M+

User Rating

4.9/5

Total Ratings

123.7K

Publisher

Play Digital SA

An evaluation of core functionalities for the tech-savvy Argentine user seeking efficient financial management.

MODO: Key Features Analysis

Simplified Money Transfers

It allows users to send money directly to contacts' bank accounts without needing CBU or alias, significantly simplifying peer-to-peer and self-transfers.

Maximized Discounts & Fast Refunds

The app provides a dedicated section for promotions and automatically identifies payment methods with discounts at the point of sale, coupled with rapid refund processing to maximize savings.

Comprehensive Digital Wallet & Account Consolidation

This tool features the ability to connect and consolidate multiple bank accounts and cards into a single application, streamlining financial access and management.

Versatile Payment Options

It allows for flexible payments using QR codes or contactless technology in physical stores, online shops, and for public transport, enhancing transactional convenience.

Integrated Daily Services & Payments

The app supports various daily essential services, including recharging SUBE cards, mobile phones, and TV services, purchasing gift cards, booking tickets, and facilitating donations.

Real-Time Balance Monitoring

It provides users with the capability to check real-time balances across all linked bank accounts and cards, offering immediate financial oversight.

FAQ

Frequently Asked Questions

Everything you need to know about MODO

What is the MODO app?

MODO is an app that simplifies daily financial tasks. It connects bank accounts and cards, enabling payments, transfers, and access to benefits and services.

Does MODO charge for transactions or services?

Yes, MODO is free to use. The app does not charge commissions for any transactions performed through its platform.

How can I make payments using MODO?

With MODO, users can pay using QR codes or contactless technology. This payment functionality is available in physical stores, online shops, and for public transport.

Can I transfer money with MODO without a CBU or alias?

Yes, MODO allows users to transfer money directly to contacts from their phone, eliminating the need for a CBU or alias. Users can also send money to their own accounts.

What types of benefits and promotions does MODO provide?

MODO offers benefits and discounts from various banks, cards, and stores. The app identifies the best available promotion for a given payment method and provides fast refunds.

Which banks are compatible with the MODO app?

MODO supports numerous banks, including Banco Nación, Santander, Galicia, BBVA, Macro, and Credicoop. A complete list of adhered banks is available on modo.com.ar/bancos.

Can MODO manage my bank accounts and cards in one place?

Yes, users can associate their bank accounts and cards within the MODO app. It also allows consulting all linked account balances in real-time for convenience.

Is MODO secure for protecting my financial information?

Yes, security is a priority for MODO. The app explicitly states it will never ask for money or confidential user data, ensuring user privacy and safety.

What additional services are available through MODO+?

MODO+ offers services for daily needs. These include recharging SUBE, cell phones, DIRECTV, and Telecentro, buying PlayStation gift cards, and purchasing tickets via Plataforma 10.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

MODO es la app que simplifica tu día a día: conectá tus cuentas y tarjetas bancarias, elegí cómo pagar y aprovechá beneficios al instante. ¿Qué podés hacer con MODO? - Pagá Usá QR o contactless en comercios físicos, tiendas online y transporte. - Aprovechá beneficios Explorá la sección de Promos y descubrí descuentos de tus bancos, tarjetas y comercios: – Al pagar, te mostramos qué medio tiene promo – ¡Disfrutá reintegros super rápidos! - MODO + Aprovechá productos y servicios para tu día a día: – Recargá SUBE, celular, DIRECTV y Telecentro – Regalá gift cards de PlayStation – Contratá Sony One y Pax Assistance – Comprá pasajes con Plataforma 10 – Doná a organizaciones solidarias - Transferí Transferí directo al banco de tus contactos del celular, ¡sin pedir CBU ni alias! También podés enviar dinero a una cuenta propia. - ¡Y más! Asociá tus cuentas y tarjetas bancarias en una sola app. Podés consultar todos tus saldos en vivo. - Tené en cuenta: – Para pagar con MODO, usás las cuentas y tarjetas de tus bancos. Conocé los bancos adheridos: www.modo.com.ar/bancos – MODO es gratis, no cobramos comisiones por tus transacciones. – Tu seguridad es nuestra prioridad. Nunca te vamos a pedir dinero ni datos confidenciales. - Tus bancos en MODO: – Banco Nación - Santander - Galicia - BBVA - Macro - Patagonia - Credicoop - ICBC - Supervielle - BANCOR - Sanco Santa Fe - Ciudad - Hipotecario - Banco Entre Rios - Banco Corrientes - Banco San Juan - BPN - Banco Santa Cruz - Brubank - Naranja X - Banco Piano - Banco Columbia - Comafi - Buepp - YOY - Banco del Sol - Banco Meridian - Banco Bica - Municipal de Rosario - Reba - Banco Roela - BSE - Banco del Chubut - Banco Dino - Mariva - Banco Coinag Más información en modo.com.ar Dirección: Av. del Libertador 7208, Piso 3, Oficina 3.1., C.A.B.A.