MODO

MODO

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Logo of MODO

MODO: Your Argentine Bank Accounts and Cards, All in One App

The perfect financial bridge for expats and travelers. Pay via QR, send money to contacts instantly, and access all your bank benefits from anywhere in the world.

Download on App Store

Publisher

Play Digital SA

Category

Finance

Downloads

1M+

User Rating

4.9/5

Total Ratings

123K+

Locales

2

A Smarter Way to Pay

Discover the interface used by 1M+ users.

MODO app home screen showing consolidated bank accounts and payment options

MODO app home screen showing consolidated bank accounts and payment options

Promotional graphic of MODO app features including mobile payments transfers and cashback offers

Promotional graphic of MODO app features including mobile payments transfers and cashback offers

MODO mobile app screen displaying digital bank cards from multiple banks

MODO mobile app screen displaying digital bank cards from multiple banks

Illustration of people using MODO app for QR and contactless payments on public transport

Illustration of people using MODO app for QR and contactless payments on public transport

Smartphone screen displaying the MODO app promotions section with cashback offers for supermarkets and online stores

Smartphone screen displaying the MODO app promotions section with cashback offers for supermarkets and online stores

MODO app checkout screen showing payment options and a cashback promotion for an Adidas store purchase

MODO app checkout screen showing payment options and a cashback promotion for an Adidas store purchase

Illustration of a user surrounded by icons for transportation, video, discounts, and gaming services within the MODO app interface

Illustration of a user surrounded by icons for transportation, video, discounts, and gaming services within the MODO app interface

MODO plus screen showing digital services for phone recharges transit card top-ups and gaming subscriptions

MODO plus screen showing digital services for phone recharges transit card top-ups and gaming subscriptions

MODO app interface showing the transfer screen to send money directly to phone contacts with bank account integration

MODO app interface showing the transfer screen to send money directly to phone contacts with bank account integration

Bridge Your Argentine Accounts Seamlessly

The tools that make this app stand out, trusted by 1M+ users.

🏦

Unified Financial Hub

Consolidate your accounts and cards from 30+ Argentine banks. Monitor balances and manage transactions without the hassle of switching apps.

💰

Maximize Every 'Reintegro'

Access exclusive promos and instant cashback automatically. We identify the best bank benefits for you at every checkout.

📲

Transfer by Contact

Skip the CBU and Alias friction. Send money to your phone contacts instantly, bringing the ease of US payment apps to your Argentine accounts.

Review Analysis

Insights from user reviews.

Sentiment Score

20%
Negative

Summary

The app primarily garners negative feedback, reflected in a global sentiment score of 20 out of 100. Users frequently encounter critical issues with identity validation, including problems with Face ID, Renaper, and general account blocking, making it difficult to log in or create an account. While some users praise the app's potential for excellent promotions, instant cashback, and overall utility, these benefits are often hindered by frustrating bugs such as promotions not being applied, a faulty promotion search function, and the consistent failure of NFC/contactless payments, particularly on iOS devices. Additionally, poor app performance, connection errors, and unhelpful customer support are recurring complaints.

Common Themes

Identity Validation(14)
Promotions and Discounts(14)
Login Issues(10)
Customer Support(10)
Core Functionality & Benefits(8)
NFC and Contactless Payment(5)
App Performance(4)

About the app

Everything you need to know about MODO.

Description

MODO es la app que simplifica tu día a día: conectá tus cuentas y tarjetas bancarias, elegí cómo pagar y aprovechá beneficios al instante. ¿Qué podés hacer con MODO? - Pagá Usá QR o contactless en comercios físicos, tiendas online y transporte. - Aprovechá beneficios Explorá la sección de Promos y descubrí descuentos de tus bancos, tarjetas y comercios: – Al pagar, te mostramos qué medio tiene promo – ¡Disfrutá reintegros super rápidos! - MODO + Aprovechá productos y servicios para tu día a día: – Recargá SUBE, celular, DIRECTV y Telecentro – Regalá gift cards de PlayStation – Contratá Sony One y Pax Assistance – Comprá pasajes con Plataforma 10 – Doná a organizaciones solidarias - Transferí Transferí directo al banco de tus contactos del celular, ¡sin pedir CBU ni alias! También podés enviar dinero a una cuenta propia. - ¡Y más! Asociá tus cuentas y tarjetas bancarias en una sola app. Podés consultar todos tus saldos en vivo. - Tené en cuenta: – Para pagar con MODO, usás las cuentas y tarjetas de tus bancos. Conocé los bancos adheridos: www.modo.com.ar/bancos – MODO es gratis, no cobramos comisiones por tus transacciones. – Tu seguridad es nuestra prioridad. Nunca te vamos a pedir dinero ni datos confidenciales. - Tus bancos en MODO: – Banco Nación - Santander - Galicia - BBVA - Macro - Patagonia - Credicoop - ICBC - Supervielle - BANCOR - Sanco Santa Fe - Ciudad - Hipotecario - Banco Entre Rios - Banco Corrientes - Banco San Juan - BPN - Banco Santa Cruz - Brubank - Naranja X - Banco Piano - Banco Columbia - Comafi - Buepp - YOY - Banco del Sol - Banco Meridian - Banco Bica - Municipal de Rosario - Reba - Banco Roela - BSE - Banco del Chubut - Banco Dino - Mariva - Banco Coinag Más información en modo.com.ar Dirección: Av. del Libertador 7208, Piso 3, Oficina 3.1., C.A.B.A.

Latest Version

2.24.0

Size

179.9 MB

First Released

Sep 24, 2021

Simplify your finances from anywhere

Join over 1 million users managing their Argentine accounts with ease. Connect your banks, send money to contacts without a CBU, and unlock exclusive promos today.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about MODO

What is the MODO app?

MODO is an app that simplifies daily financial tasks. It connects bank accounts and cards, enabling payments, transfers, and access to benefits and services.

Does MODO charge for transactions or services?

Yes, MODO is free to use. The app does not charge commissions for any transactions performed through its platform.

How can I make payments using MODO?

With MODO, users can pay using QR codes or contactless technology. This payment functionality is available in physical stores, online shops, and for public transport.

Can I transfer money with MODO without a CBU or alias?

Yes, MODO allows users to transfer money directly to contacts from their phone, eliminating the need for a CBU or alias. Users can also send money to their own accounts.

What types of benefits and promotions does MODO provide?

MODO offers benefits and discounts from various banks, cards, and stores. The app identifies the best available promotion for a given payment method and provides fast refunds.

Which banks are compatible with the MODO app?

MODO supports numerous banks, including Banco Nación, Santander, Galicia, BBVA, Macro, and Credicoop. A complete list of adhered banks is available on modo.com.ar/bancos.

Can MODO manage my bank accounts and cards in one place?

Yes, users can associate their bank accounts and cards within the MODO app. It also allows consulting all linked account balances in real-time for convenience.

Is MODO secure for protecting my financial information?

Yes, security is a priority for MODO. The app explicitly states it will never ask for money or confidential user data, ensuring user privacy and safety.

What additional services are available through MODO+?

MODO+ offers services for daily needs. These include recharging SUBE, cell phones, DIRECTV, and Telecentro, buying PlayStation gift cards, and purchasing tickets via Plataforma 10.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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