Monet - Créditos Online
La solución financiera diseñada para trabajadores independientes y empleados que necesitan liquidez inmediata. Solicita tu adelanto en minutos sin importar tu historial crediticio y recíbelo en menos de 3 horas.
Publisher
Category
FinanceDownloads
243K+User Rating
Total Ratings
13K+Locales
1Discover the interface used by 243K+ users.
The tools that make this app stand out, trusted by 243K+ users.
Olvida las esperas largas. Solicita tu adelanto en minutos desde la app y recibe los fondos en tu cuenta en menos de 3 horas.
¿Reportado en centrales? No es problema. En Monet, tu ingreso es tu respaldo y te ayudamos a construir un historial positivo.
Pagas un costo fijo y transparente por transacción. Sin sorpresas, sin tasas de interés abusivas y con total claridad desde el inicio.
Insights from user reviews.
Sentiment Score
Summary
User feedback for this mobile app is overwhelmingly negative, with the most significant complaints revolving around severe and persistent delays in loan disbursement, frequently extending to weeks or even months contrary to advertised timelines. Users also report highly deficient and unresponsive customer service, often citing interactions with automated systems and an inability to cancel pending loan requests. Many long-term users express frustration over a notable decline in service quality, indicating the app was once reliable but has become problematic and unreliable for credit access.
Common Themes
Everything you need to know about Monet - Créditos Online.
Description
Latest Version
3.60.1
Size
111.5 MB
First Released
Aug 22, 2020
Únete a los más de 243,000 usuarios que ya acceden a créditos sin intereses y sin importar su historial crediticio. Descarga Monet y solicita tu adelanto de nómina en minutos.
Everything you need to know about Monet - Créditos Online
The Monet app provides online credits quickly and securely, allowing users to access funds directly in their bank account. It is available to employees, pensioners, and independent workers.
Monet disburses credit to the user's bank account in less than 3 hours after approval. The application process itself takes minutes.
No, the Monet app does not require a credit history. Users can apply for credit whether they are reported or not, and it generates positive reports.
Users can request credits for up to $500,000 through the Monet app. The maximum available credit can be up to 30% of their income.
To use Monet, an individual must be over 18 years old, have recurring income from $1,044,000 for the last 3 months, and possess their own bank account or digital wallet.
Monet charges a unique and fixed service cost of $8,403 + IVA per transaction, regardless of the amount withdrawn. There are no current interests charged on the principal.
No, Monet charges 0% current interest on the credit principal. It applies a unique fixed fee per transaction and late fees for overdue payments.
Monet accepts automatic debit from a bank account or debit card, MonetPay digital wallet, and Wompi, which includes PSE, Nequi, Bancolombia button, and debit card.
The minimum and maximum period for credit repayment without interests is 65 days from the day the advance is made.
The Annual Percentage Rate (TAE) for Monet credits is 20%. This rate is disclosed in the app's terms and conditions.
Yes, Monet generates positive reports in central risk agencies. This helps users build a positive credit history.
To apply, download the Monet app, create and verify your user account, link your bank account, activate your payment method, and then request your credit after approval.
Yes, creating an account with the Monet app is free of charge. Users only incur costs for transactions.
Yes, Monet allows users to receive their credit in their own bank account or digital wallet, provided it is linked.
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