This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.

PNB ONE

Finally, a banking app that cuts through the noise. Users gain total command over their finances, turning complex banking into a streamlined, powerful experience.

Finance & Crypto ›

Key Figures

Downloads

2.5M+

User Rating

3.8/5

Total Ratings

34.5K

Publisher

Punjab National Bank

An analytical overview of core functionalities and their impact on user experience for Punjab National Bank customers.

PNB ONE App Evaluation: Key Features

Advanced Security Features

The app provides robust security measures including fingerprint authentication for faster login, two-factor authentication (2FA), and data encryption to safeguard user accounts and transactions.

Fund Transfer & UPI Capabilities

This tool facilitates diverse fund transfer options, encompassing self, intra-bank, inter-bank (NEFT/IMPS/UPI), instant transfers without beneficiary addition, and Indo-Nepal remittances.

Comprehensive Account Overview

It allows users to view all their accounts (savings, deposits, loans, overdraft) in an illustrative manner, check balances, and access detailed account statements.

Debit & Credit Card Management

The app offers extensive control over debit and credit cards, enabling users to apply for new cards, adjust limits, hotlist cards, link/delink credit cards, and manage auto-payments.

Bill Payment & Recharge Services

This feature allows users to register billers for various services (e.g., utilities, telecom, insurance) and conveniently pay bills or recharge services directly from the app.

Integrated Investment Platform

It provides avenues for financial growth by enabling users to open term deposit accounts and invest in mutual funds and insurance products.

QR Code Payments (Bharat QR)

The app supports quick and secure payments by scanning Bharat QR codes, allowing users to link cards once and make direct payments from their accounts.

Digital Passbook & Statements

It allows users to view their account statements and download them in PDF format for offline access and record-keeping purposes.

FAQ

Frequently Asked Questions

Everything you need to know about PNB ONE

What is PNB ONE?

PNB ONE is an all-in-one mobile banking application that unifies various banking processes, allowing users to manage accounts, transfer funds, invest, and access other services from a single platform.

Can I transfer funds using the PNB ONE app?

Yes, PNB ONE allows fund transfers including 'Self', 'Within PNB', and 'Other Bank' transfers using NEFT/IMPS/UPI. It also supports instant transfers and Indo-Nepal Remittance.

How do I view my account statement in PNB ONE?

Yes, you can view detailed statements for various accounts like Savings, Deposits, Loans, Overdraft, and Current accounts within PNB ONE. The M-Passbook feature also allows statement viewing and PDF download.

Does PNB ONE offer options for investing funds?

Yes, PNB ONE provides options to invest funds. Users can open a term deposit account and invest in mutual funds and insurance products directly through the application.

Is PNB ONE a secure application?

Yes, PNB ONE ensures security with features like fingerprint sign-in, 2-factor authentication, and encryption to protect user data and transactions.

What debit card services are available in PNB ONE?

PNB ONE allows users to manage their debit cards by applying for a new card, updating ATM withdrawal and POS/Ecomm transaction limits, and hotlisting a lost or stolen debit card.

Can I pay bills and recharge through PNB ONE?

Yes, PNB ONE supports bill payments and recharges. Users can register billers for services like telecom, electricity, DTH, and credit cards, and pay bills directly.

What languages does the PNB ONE app support?

The PNB ONE application is available in two languages: English and Hindi, providing linguistic flexibility for its users.

Can I manage my credit card using the PNB ONE app?

Yes, PNB ONE offers credit card management. Users can link/delink cards, register/deregister auto payments, change card limits, request statements via email, and order damaged card replacements.

Does PNB ONE support UPI transactions?

Yes, PNB ONE fully supports Unified Payment Interface (UPI) transactions. Users can send and collect money, view transaction history, manage complaints, and deregister from UPI services.

How can I open a new Fixed Deposit or Recurring Deposit in PNB ONE?

Yes, you can open a new Fixed Deposit or Recurring Deposit directly within the PNB ONE app. This option is available from the deposit accounts section or the side menu.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

PNB ONE - The redesigned dashboard provides quick access to account summaries and essential payment options like Fund Transfer and UPI. — The redesigned dashboard provides quick access to account summaries and essential payment options like Fund Transfer and UPI.
Dashboard Overview

This comprehensive side menu offers quick access to account management, including 'My Profile' for personal details and 'My Transactions' for history review.

Navigation Hub

PNB ONE - The app streamlines fund transfers, allowing users to easily select beneficiaries and utilize the convenient 'Repeat Transfer' feature for frequent transactions. — The app streamlines fund transfers, allowing users to easily select beneficiaries and utilize the convenient 'Repeat Transfer' feature for frequent transactions.
Seamless Transfers

PNB ONE - Users can view a detailed summary of their 'Savings Account', including the 'Last 10 Transactions' and the option to 'Get Statement' for comprehensive records. — Users can view a detailed summary of their 'Savings Account', including the 'Last 10 Transactions' and the option to 'Get Statement' for comprehensive records.
Account Insights

PNB ONE - This section clearly displays all 'Deposit Accounts' with their balances and provides a straightforward option to 'Open New FD/RD' directly within the app. — This section clearly displays all 'Deposit Accounts' with their balances and provides a straightforward option to 'Open New FD/RD' directly within the app.
Deposit Management

Description

PNB ONE is an amalgamation of various banking processes being delivered through single platform. This is an all in one application which allows you to transfer funds, view account statement, invest in term deposits, manage debit card & credit card and many other exclusive services at your fingertips. Services Available / Features of PNB ONE a) Interactive Interface (i) Redesigned dashboard with more features available on the dashboard (ii) Access all the accounts on the dashboard itself. b) Accounts (i) All accounts will be displayed in illustrative manner. ( Savings, Deposits, Loan, Overdraft, Current) (ii) Detailed view of account statement (iii) Check Balances c) Transfer Funds: (i) Regular Transfers - “Self” (for own accounts), “Within” (for PNB accounts) & “Other” (for non-pnb accounts) will be there.NEFT/IMPS/UPI for Interbank fund transfers. (ii) Instant Transfers (without adding beneficiary) - IMPS using MMID and Quick Transfer without adding beneficiary. (iii) Indo- Nepal Remittance d) Invest funds (i) Open a term deposit account (ii) Mutual Funds (iii) Insurance e) Transactions (i) My transactions will display all the recent transactions (ii) My Favorite Payee will show list of recent payees (iii) Schedule a transaction (iv) Recurring transactions f) Safe and secure (i) Sign in much faster and simpler with your fingerprint (ii) 2 factor authentication (iii) Encryption g) Manage Debit Card (i) Apply for a new card (ii) Update limits of ATM withdrawal, POS/ Ecomm transaction (iii) Hotlist debit card h) Manage Credit Card (i) Link/De link Credit Card (ii) Auto Payment Registration (iii) Auto Payment De-Registration (iv) Change card limit (v) Statement on e-mail (vi) Damaged card replacement i) Unified Payment Interface (UPI) (i) Send/ Collect money through UPI (ii) Transaction History (iii) Complaint Management (iv) User Deregistration j) Scan & Pay (BHARAT QR): (i) Make Payment by scanning QR directly. (ii) Link your cards once and make the payment directly from the account. k) Pay Bills/Recharge: (i) Register your biller pertaining to Mutual find, Insurance, Telecom, Electricity, DTH, credit card etc. (ii) Pay bills directly to your registered biller. l) Languages: Available in English and Hindi m) Cheques (i) Inquire Cheque Status (ii) Stop Cheque (iii) Request for Cheque book (iv) View Cheque n) M-Passbook (i) View account statement of account (ii) Download account statement in PDF for offline purposes. o) Favourites p) Value Added Services (i) PAN/ Aadhar Registration (ii) E-mail ID Updation (iii) E statement registration (iv) E-statement de registration (v) MMID( used for IMPS) (vi) Last 10 SMS q) Complaint Service Management (i) Raise a complaint/ Service Request (ii) Track your request (iii) Request history