This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
Sprive - Mortgage Free, Faster
Turn your everyday shopping into mortgage-crushing power. Automatically set aside spare cash and earn cashback rewards at your favorite brands to reach financial freedom sooner, all with one tap.
Downloads
201K+User Rating
Total Ratings
600Publisher
Category
FinanceLocales
1Latest Version
22.1.0Size
110.3 MBFirst Released
Sep 9, 2021The Smarter Way to Own Your Home
Stop letting interest eat your savings. Sprive helps you pay off your mortgage years early using smart automation and the money you are already spending.
Turn Shopping into Equity
Turn every Amazon haul or grocery run into a financial win. Earn cashback from top retailers that goes directly toward your mortgage principal.
Effortless Auto-Overpayments
Put your financial freedom on autopilot. We find the spare cash you won't even miss and apply it to your loan to crush interest faster.
Frequently Asked Questions
Everything you need to know about Sprive - Mortgage Free, Faster
What is the Sprive app?
Sprive is a free mortgage management app designed for homeowners to pay off their mortgage faster. It helps users reduce mortgage terms and save on interest through features like auto-saving and cashback rewards.
Is the Sprive app free to use?
Yes, the Sprive app is completely free to use. There are no hidden fees, and setting it up takes only a few minutes. Sprive only earns commission if it helps users remortgage successfully.
How does Sprive help users pay off their mortgage faster?
Sprive helps users pay off their mortgage faster by enabling small, regular overpayments through auto-saving spare cash and earning cash rewards from everyday shopping. This significantly shortens the mortgage term.
Can I earn cashback rewards with the Sprive app?
Yes, with the Sprive app, users can earn cash rewards of up to 15% cashback at top UK brands from everyday shopping. These rewards are credited to the user's Sprive account within 15 minutes.
What brands support cashback rewards through Sprive?
The Sprive app supports cashback rewards from numerous brands, including ASDA, Amazon, M&S, Waitrose, Tesco, Deliveroo, and IKEA. A comprehensive list of supported brands is available in the app description.
How do Sprive's auto-saving features work?
Sprive's auto-saving feature automatically sets aside spare cash based on user-defined minimum and maximum monthly saving limits. These saved amounts are then available to make mortgage overpayments.
How much can I save on my mortgage with Sprive?
Sprive users can save thousands in interest and significantly shorten their mortgage term. For example, the app illustrates potential savings of over £21,520 and 18 months off a mortgage.
Is Sprive a secure app for managing my mortgage?
Yes, Sprive is FCA registered (FRN: 919863) and prioritizes user privacy. It uses AES encryption and 256-bit TLS for data security, ensuring data is never shared without user consent.
Can I make mortgage overpayments directly from the Sprive app?
Yes, the Sprive app allows users to make mortgage overpayments straight to their lender in one tap. This feature simplifies the process of reducing the mortgage principal directly from the app.
Which mortgage lenders are supported by Sprive?
Sprive supports major lenders including Barclays, Halifax, HSBC, Lloyds, Nationwide, Santander, and Virgin Money. The app description provides a comprehensive list of 14 supported mortgage lenders.
Does the Sprive app offer remortgage insights?
Yes, Sprive provides remortgage insights, allowing users to track their home ownership percentage and improve their chances of securing better mortgage deals. An upcoming feature will scan for cheaper deals.
How much home equity can I track with Sprive?
The Sprive app allows users to track their home ownership percentage. For example, it can display current home ownership at 63% based on an estimated property value of £375,000.
What customer support does Sprive offer?
Sprive provides reliable customer support five days a week. Users can access assistance and guidance for any queries related to their mortgage management directly from the Sprive team.
Has the Sprive app been featured in the media?
Yes, the Sprive app has been featured by prominent media outlets including ITV News, Forbes, Sky News, The Daily Mail, and Metro. It has also appeared on the television program Dragons' Den.
What personal information does Sprive require to create an account?
To create a Sprive account, users must provide some personal information, such as their name and address. This information is collected as part of the secure account setup process.
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.